Four "big gift packages", small and medium -sized enterprises come to demolish!

Hubei recently introduced

"About further stimulating market vitality

Several measures to stabilize economic growth "

(The following is referred to as "18 stable growth")

The problem of difficulty in financing of small and medium -sized enterprises

Among them, there are 4 solutions

Small and medium -sized enterprises, individuals can enjoy

How much is the benefits of "real gold and silver"?

Interpretation of government departments like this

Small and medium -sized enterprises and individual industrial and commercial households

First loan can be enjoyed

"Bank Demolition+Government Discipline"

"Stable growth" has launched the "Bank Demolition+Government Discipline" model. This year, small and medium -sized enterprises and individual industrial and commercial households can enjoy the benefits of reduced interest rates at ease.

Wang Xingyuan, director of the Financial Division of the Hubei Provincial Department of Finance, introduced that, for the first loan households, banks generally have the psychology of caution and refusal. The first loan discount policy is to solve the problem of the last mile of the loan capacity. Finance, finance, and local triple efforts, the provincial finance pays 50%of local discounts. Initially estimated that according to the province's 150,000 households in the province, the province's finances will take about 16 million.

Let more financial support

Market subject loan to money

In order to allow more market entities that need to be supported by financial support, "18 stable growth" also made clear indicators in terms of increasing corporate financing support support.

The "stable growth of 18" proposes that the scale of the guarantee of small and medium -sized enterprises will be expanded, and the balance of the province's financing guarantee industry will exceed 220 billion yuan during this year.

Strive for the province's new types of political and banks to pay more than 56 billion yuan to achieve 60%of the annual growth target.

Dong Huili, director of the supervisor of the local financial regulatory bureau of Hubei Province, said that the guidance of the provincial re -guarantee group, the provincial agricultural credit shall be strengthened, and the general cooperation of the national financing guarantee fund, the national agricultural burden fund, and the Hubei Branch of the Hubei Provincial Branch at all levels. Come to make the scale of emerging, government and silver, and support the re -guarantee group to carry out equity financing of government guarantee agencies in the city and counties. In terms of corporate governance, product innovation, risk prevention and control, etc., they can improve their service capabilities. Coordinate the PICC Wuhan Branch and the Hubei Banking Insurance Bureau to take multiple measures to implement and complete.

Large enterprises will become the industrial chain

Important financing channels for small enterprises

Hubei will encourage large enterprises to increase credit to small and medium -sized enterprises related to the industrial chain through the incentive mechanism. "Article 18" proposes: For large and medium -sized enterprises to help small and medium -sized enterprises through account receivable financing service platforms through the People's Bank of China.

The total amount of loans exceeds 10 million yuan each year, and rewards are given by 0.5%of the amount of loan amount;

The supply chain notes issued by large enterprises will be rewarded at 0.2%of the issuance volume.

In other words, large enterprises will become important financing channels for small enterprises in the industrial chain.

Dong Huili, director of the supervisor of the local financial regulatory bureau of Hubei Province, introduced that the local financial regulatory bureau and the Finance Department of Hubei Province, together with the government's government -based financing guarantee institutions, implemented a list of list system, and identified 89 government financing in three batches. Guarantee agency. In the next step, it will promote the financing guarantee agencies at all levels to operate compliantly in accordance with laws and strengthen risk prevention and control.

These companies and individuals

Can get discounted and reward

For enterprises that use bailout fund loans in the six major industries including transportation, accommodation, catering, cultural and physical entertainment, tourism, retail, and logistics and warehousing, "18 stable growth" proposes: municipal and county finance will be discounted, provincial finances will be based on various places. 2%of the discounted amount is given to the prize.

For small and medium -sized enterprises and individuals who use scientific and technological innovation, carbon emission reduction support tools, etc., municipal finance will give 1%discount, and provincial finances will be subsidized at 30%of the discounted amounts in various places.

Hubei News Official Production | Reprinted please indicate the source

Supervision: Guo Xiaorong

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