The city's "Financial Butler" is the first to carry out the "entire area credit" of small and micro -production parks

In order to solve the difficulty and financing of the Xiaowei Industrial Park, Tancheng County Financial Counseling special class takes the "financial steward" pilot as an opportunity to organize the "financial steward" team of Rural Commercial Bank to give full play to its professional and resource advantages, innovate "finance+credit "The service model took the lead in carrying out the" entire zone credit "work in Linyi City, and awarded 50 million yuan in credit for the overall credit of Muwan Industrial Park for Hong Kong Town, helping the park's high -quality development.

The data resources are transformed into credit resources. The transformation of credit resources into financial resources "Credit Credit" is a "overall credit and loan delivery of various industrial parks and regional industries within the scope of Tancheng County. The new model of loan services on the door is mainly based on the characteristics of the small and micro industrial park industrial characteristics, the number of enterprises in the enterprise, the size of the area, the annual output value, and the development prospects. Through the office and door -to -door visit to the park, the park settled in the enterprise to understand the corporate data and production and operation conditions, improve the basic credit data, and formulate the exclusive financial service plan according to the corporate credit conditions and financial needs, and the households.

"Overall credit and household credit" in the park enterprises will increase financial counseling. First, within the overall credit quota of the small and micro industrial park, for small and micro enterprises that meet the credit conditions, the Rural Commercial Bank can issue a pre -facilitated letter or give a pre -granted letter. Quick loan apply for loan. The second is that for the "credit park", Rural Commercial Bank gives the maximum support for the loan amount, and the interest rate is re -preferential on the basis of similar credit products. The business processing process is free, and the mortgage loan is evaluated to apply for mortgage. The third is a credit, recycling, loan, and loan, and solve the worries of corporate loans. Fourth, according to the characteristics of Muwan Industrial Park in Hong Kong, one enterprise and one strategy, increase the efforts of financial counseling, and use the guarantee company's guarantee, plant mortgage, small and micro enterprise loans, etc. to tailor financing plans for enterprises in the park. At present, 5.55 million yuan of loans have been issued for 6 companies in the park, and the amount of credit is 4 million yuan.

Relying on the "financial steward" service station to provide on -site services. The Muwan Industrial Park of Honggang Town has set up a "financial steward" service station. The "financial steward" of the Rural Commercial Bank of Tancheng County went to the park at the park every Wednesday. Publicity and display machines "" financial policy, product exhibition area ", financial guest rooms, etc., provide financial policy consulting, financing docking, deposit and wealth management, agricultural burden and insurance such as" financial butler "service stations. At the same time, the "financial steward" of the Castle Rural Commercial Bank fully promoted the spirit of the "big shoulder bag", went to the park to conduct visits, took the initiative to connect the park enterprises, answered questions for enterprises, and allowed the park enterprises to enjoy the service convenience of "home banks".

One industry and one policy, customize exclusive financial products. Tancheng County Rural Commercial Bank revolves around China for industrial parks, second -hand agricultural machinery industrial parks, Erhu Industrial Park, etc., and has a relatively centralized and high -funded cluster customer in the customer industry. The Red Flower Sub -branch has been launched "China Jieyi Revitalization Loan", the "second -hand agricultural machinery purchase and sales loan" of Shengli Sub -branch, the "Miao and Trees Purchase and Sale Loan" of Xincun Sub -branch, the "Wood Processing Loan" of the Hong Kong Sub -branch " The special credit products such as peanuts and wealth loans, "Grain Purchase and Sale" of Guichang Sub -branch, and "Erhu Shengcai Loan" of Mianshan Sub -branch, have issued a total of 520 million yuan in loans.

In the next step, Tancheng County will take the opportunity of the city's "Gold Reform Pilot Zone" as an opportunity. Under the guidance of the provincial and municipal financial counseling classes, seize policy opportunities, and do a good job in the combination of the "financial steward" pilot and the "entire zone credit" of the industrial park. Articles, innovate the in -depth integration of "data+credit+finance", improve the level of credit in the park to obtain credit, and provide Copy and promoted "crickets" for inclusive finance to support the high -quality development of small and micro industrial parks.

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