17 A -share listed urban commercial banks half -year performance PK: Xi'an Bank is the only net revenue net profit double drop

Produced | WEMONEY Research Room

Wen | Liu Shuangxia

On August 31, the disclosure of the mid -term performance of the listed bank came to an end, and the results of the 17 A -share listed city commercial banks also surfaced.

In the first half of this year, the leader of the City Commercial Bank was still Bank of Beijing. With a total assets of 3.2 trillion yuan, it firmly settled in the domestic city commercial bank.

However, it is worth noting that in the first half of the year, the Bank of Jiangsu rose strongly, the size of the assets surpassed Bank of Shanghai, and jumped to the second place in the city commercial bank. At the same time, its revenue and net profit level ranked first in 17 banks, and net profit increased by more than 30 % year -on -year.

Among the 17 A -share listed city commercial banks, eight banks have maintained double -digit growth, and the net profit of 9 banks has achieved double -digit growth year -on -year.

At the same time, the revenue of the Bank of Xi'an and the Bank of Lanzhou decreased year -on -year in the first half of the year, and the net profit of the Bank of Xi'an and Guiyang Bank decreased year -on -year. The Bank of Xi'an has also become the only bank in 17 banks with double revenue and net profit.

01. Bank of Shanghai is lost to Bank of Jiangsu, slipping to the third place

Among the first echelons, the well -deserved "Four King" of the city commercial bank is: Bank of Beijing, Bank of Jiangsu, Bank of Shanghai and Bank of Ningbo. The total assets of these four city commercial banks exceeded 2 trillion yuan, of which the total assets of Bank of Beijing exceeded 3 trillion yuan.

As of the end of June this year, Bank of Beijing still ranks the largest city commercial banks with the largest asset scale. As of the end of June, the total assets of Bank of Beijing were 3.2 trillion yuan, an increase of 4.63 % over the beginning of the year.

It is worth noting that compared with the total assets of the end of 2021, Bank of Jiangsu has surpassed Bank of Shanghai and jumped to the second largest city commercial bank.

As of the end of June 2022, the total assets of Bank of Shanghai were 2.81 trillion yuan, an increase of 6.09%over the end of the previous year. As of the end of June 2022, the total assets of Bank of China were 2.87 trillion yuan, an increase of 9.61%over the end of the previous year.

In addition, in the "Four Heavenly Kings", the total assets of Bank of Ningbo have increased the largest assets. As of the end of June this year, the total assets of Bank of Ningbo were 2.24 trillion yuan, an increase of 11.12%over the beginning of the year.

At the end of the second quarter, the A -share listed city commercial banks with total assets ranked 5th to 10th were: Nanjing Bank, Hangzhou Bank, Chengdu Bank, Changsha Bank, Chongqing Bank, Guiyang Bank.

Among them, the total assets of Bank of Nanjing and Hangzhou Bank are at a level trillion level, and the total assets of Bank of Nanjing approached 2 trillion yuan.

Compared with the data at the end of 2021, Bank of Chengdu has rushed to overtake Changsha Bank. As of the end of June this year, the total assets of Bank of Chengdu reached 893.918 billion yuan, an increase of 125.571 billion yuan from the end of the previous year, an increase of 16.34%. As of the end of June, Changsha Bank's total assets were nearly 860 billion yuan, reaching 859.965 billion yuan, an increase of 8.02%on the basis of the end of last year.

The urban commercial banks in the third echelon are Zhengzhou Bank, Bank of Qingdao, Bank of Suzhou, Zilu Bank, Bank of Lanzhou, Bank of Xi'an, and Xiamen Bank. The total assets of the city commercial bank of this echelon increased steadily in the first half of the year, and the ranking did not change compared with the end of 2021.

02. The Bank of Jiangsu has become the "profit king", and the net profit of the Bank of Xi'an is doubled

The bank's asset ranking and profitability cannot be drawn. In the first half of the year, the Bank of Jiangsu had the largest level of revenue and net profit. In the first half of the year, the net profit of the Bank of Jiangsu increased by more than 30 % year -on -year, maintaining high growth.

In the first half of this year, the top four in revenue were Jiangsu, Bank of Beijing, Bank of Ningbo, and Bank of Shanghai in turn. In the first half of the year, operating income was 35.107 billion yuan, 33.943 billion yuan, 29.412 billion yuan, and 27.942 billion yuan.

From the perspective of revenue growth, Bank of Ningbo and Bank of Jiangsu increased more than two digits year -on -year, with 17.56%and 14.22%, respectively. Bank of Beijing's revenue in the first half of the year increased by 1.71%, and Bank of Shanghai's revenue increased less than 1%to 0.86%.

Among the 17 A -share listed urban commercial banks, the revenue of eight city commercial banks has maintained a double -digit growth. Among them, Qilu Bank's revenue increased by 19.08%year -on -year. Since then, it is 18.17%of Xiamen Bank, 17.56%of Ningbo Bank, 17.02%of Bank of Chengdu, 16.56%of Qingdao Bank, 16.31%of Hangzhou Bank, 16.28%of Bank of Nanjing, and 14.22%of Jiangsu Bank.

It is worth noting that in the first half of this year, the revenue of three banks of Chongqing, Bank of Xi'an, and Lanzhou Bank decreased year -on -year.

In the first half of the year, Chongqing Bank realized operating income of 6.767 billion yuan, a decrease of 6.97%. From the perspective of revenue structure, the net interest income of Chongqing Bank was 5.355 billion, a decrease of 4.31%year -on -year; the fees and net commission revenue was 412 million, a decrease of 3.75%year -on -year.

In addition, the revenue of Bank of Xi'an and Lanzhou Bank in the first half of the year decreased by 8.48%and 2.99%, respectively.

From the perspective of net profit data, in the first half of the year, of the 17 A -share listed urban commercial banks, 9 bank net profit achieved double -digit growth year -on -year. Among them, the three companies of the Bank of Jiangsu, Bank of Hangzhou, and Chengdu increased by more than 30%. Suzhou Banks increased by more than 20%.

Specifically, in the first half of the year, the net profit of Bank of Jiangsu was 13.849 billion yuan, an increase of 31.79%year -on -year. The total net profit and year -on -year growth rate ranked first. The net profit of Bank of Hangzhou and Chengdu also increased by more than 30%year -on -year, with 31.67%and 31.47%, respectively.

In addition, there are 6 urban commercial banks in the first half of the year's net profit achieved double -digit growth year -on -year, including 22.41%of Suzhou Bank, 19.7%of Bank of Nanjing, 18.01%of Qilu Bank, 17.99%of Ningbo Bank, 16.11%of Xiamen Bank, 12.4%of Qingdao Bank 12.4%.EssenceIn addition, 6 banks have maintained a single digit increase in the first half of the year.Specific 9.74%of Lanzhou Bank, 7.6%of Bank of Beijing, 5.18%of Chongqing Bank, 4.07%of Changsha Bank, 3.63%of Zhengzhou Bank, and Bank of Shanghai 3.22%.

It is worth noting that the net profit of the Bank of Xi'an and Guiyang Bank in the first half of the year decreased year -on -year. Among them, Xi'an Bank decreased by 13.42%year -on -year.

The Bank of Xi'an has also become the only bank in 17 banks with double revenue and net profit.

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