Promote the new chapter of high -quality development of quality and efficiency increase

Promote the new chapter of high -quality development of quality and efficiency increase

Li Weizheng

On August 31, 2022, the scale of deposits in Henan Zhenping Rural Commercial Bank reached a high level. The balance of various deposits exceeded 20 billion yuan, an increase of 2.448 billion yuan from the beginning of the year. The market share ranked first in the county's banking financial institutions. This also marks the new chapter of high -quality development in the practice of Zhenping Rural Commercial Bank in the practice of quality and efficiency, which has laid a more solid Base.

In recent years, under the strong leadership of Zhenping Rural Commercial Bank under the party committee of the Henan Provincial Agricultural Credit Federation and the party group of Nanyang City Office, it actively implements the inclusive financial policy around the county party committee and county government center. "The market positioning is deeply cultivated in the fields of agriculture, rural areas, and rural areas, and highly integrated in its own values ​​and social values.

Deeply cultivate the revitalization of rural areas. The implementation of the rural revitalization strategy is a major decision -making and deployment made by the 19th National Congress of the Communist Party of China. Zhenping Rural Commercial Bank focuses on the general requirements of "industrial prosperity, ecological livable, rural civilization, effective governance, and wealthy life" to continuously improve the ability and level of financial service to rural revitalization; focus on food, seeds, "forest and fish and fruit" , Jade carving e -commerce and other county -based industries, give full play to the organization advantage of "county rural three -level party building financial alliance community", launch a convenient and efficient "Yuxiang E loan" and "Yuxiang Fast Loan" products, give full play to the "1 day acceptance application, application, The service advantage of 2 days of professional docking and 3 -day feedback results "has injected strong agricultural and commercial forces into rural revitalization. Since the beginning of this year, the bank has invested a total of 10.182 billion yuan in various loans, of which 8.035 billion yuan in agricultural loans, accounting for 78.91%, and a total of 640 million yuan in rural revitalization loans, which contributed to farmers' income to become rich and agricultural modernization.

It is continuously helping the real economy. Zhenping Rural Commercial Bank closely follows the strategic layout of the county's economic and social development, actively adjusts the credit structure, further opens the channels for credit funding, and promotes the development of the real economy with more pragmatic measures; As an opportunity for activities such as "Hundred Days of Tackling and Increased Efficiency", focusing on business entities such as small and micro enterprises, key leading enterprises, family farms, etc., formulate a "one enterprise, one policy" financial plan, build a "green channel" for credit Products provide a solid guarantee for the development of the real economy of the county. Since the beginning of this year, the bank has visited 121 companies on the spot, served 388 enterprises, and has invested a total of 2.9 billion yuan in small and micro enterprise loans, and implemented a temporary extension of the principal and interest for the 1.344 billion yuan loan of 195 companies. The enterprise's 794 million yuan loan implementation has no repayment loan, reducing the cost of paying for customers by 59 million yuan, effectively helping the enterprise to relieve difficulties.

The hoof is steadily enhanced financial services. Zhenping Rural Commercial Bank focuses on the main tone of "deepening financial supply -side structural reforms and enhancing financial inclusiveness", builds a overall advancement and highlights of three -rural financial services, and has opened a new new stage of development. Journal: Comprehensively upgrade the self -service point of financial services in the jurisdiction, build a multi -functional agricultural service point for "party building+finance+government affairs", and promote deep integration of financial services and the basic life of the people. Up to now, the bank has accumulated 78 self -service equipment, 309 farmers 'terminals, set up 233 farmers' services, set up 33 scenarios, distribute 771,800 "Jinyan Card", accept 195,100 households accepted electronic banking customers It has achieved full coverage of county financial services and effectively open up the "last mile" of financial services. This year, the bank has held more than 70 inclusive financial activities, which has effectively realized the extension of inclusive financial services and functions.

He struggled hard, and then spent the chapter. Under the strong leadership of Zhenping Rural Commercial Bank, under the strong leadership of the Party Committee of the Henan Provincial Agricultural Credit Federation and the party group of Nanyang City, it will focus on the layout of the high -quality development of the county party committee and county government, continue to play the role of local financial main forces, and actively practice inclusive inclusiveness Finance helps rural revitalization, fulfills social responsibility, and makes new and greater contributions to the economic and social development of Zhenping!

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