[Welcome to the Twenty of the 20th Sichuan Agricultural Credit Concerns] The third report of the series

[Welcome to the Twenty of the 20th Sichuan Agricultural Credit Concerns] The third report of the series: Struggle on the road of revitalization in the countryside, let the people live on a "good life"!

Text/Reporter: Zhou Wenjun Correspondent: Wang Yang

Since the 19th National Congress of the Communist Party of China, the party committee of the Yilong Rural Commercial Bank of Sichuan has always adhered to the general tone of steady progress, closely followed the various decision -making and deployment of the Party Committee of the Provincial Party Committee, and led the all -bank cadres and employees to invest in the decisive battle, the agricultural support, and the small agricultural support, the support of the agricultural support, In the key tasks such as helping the enterprise rescue, the red hot soil of the "two virtues" has achieved remarkable work.

Party building

The "main force" of the "main force"

"Now I am out of poverty, I am grateful to the party and the government at the bottom of my heart, and I also thank the Rural Commercial Bank for their help." Liu Xinfu, who has been in Wuzhuang, Yuanwang, Yuan County, Yilong County is grateful to the Rural Commercial Bank in his heart. Three people in Liu Xinfu's family were disabled. They were rated as poor households in establishing files by Murakami because of their difficulties.

At the end of 2015, the party branch of Yilong Rural Commercial Bank organized a pairing assistance to the village. Deep poor households such as Liu Xinfu received great attention from the assistance team members. Life materials, clothing, and even the donation of cash solves the most basic life difficulties faced by the family. The easy relocation policy allows them to live in a new house. He helped him buy chicken and duck seedlings for free -range family farms, which can increase the income of nearly 700 yuan per month.

It is understood that during the period of poverty alleviation, Yilong Rural Commercial Bank accumulated a total of 31,420 households in the jurisdiction of the poor households in the establishment of a file, with a rating credit and credit amount of 724 million yuan. A total of 1.054 billion yuan of poverty alleviation loans were issued, and 130 households -related borrowing main body and 98 small and micro enterprises were developed and produced, driving 579 poor households to increase their income. The entire bank sent a total of 118 party members and cadres to actively help 278 households, all of which were smoothly out of poverty; a total of more than 200,000 yuan in poverty alleviation materials such as assistance and road construction were donated.

Poverty alleviation does not get rid of policies, and "picking hats" does not pick up assistance.

Since Yilong County officially withdrawn from the national poverty -stricken county sequence in August 2018, in order to keep the bottom line to prevent the return of poverty, Yilong Rural Commercial Bank continues to carry out the after -loan of poverty alleviation loans to ensure that poverty alleviation loans are not bad, and they are not blindly drawn blindly. Loan breaks and further consolidate the results of poverty alleviation.

As of the end of June 2022, the bank's poverty alleviation loan was 223 households and the balance was 7.9709 million yuan, accounting for more than 90%of the county's poverty alleviation loans. It continued to rank first in county financial institutions. The status of local financial banks was further consolidated.

Help connect

Suggestion to serve the "main battlefield" of agriculture, rural areas

As a national poverty -stricken county that has just been poverty alleviation, the inconvenient transportation conditions and the natural conditions of the hilly and mountainous areas have made the development progress of the local industries of Yilong. The common problems in front of the people of Yilong.

The Party Committee of Yilong Rural Commercial Bank actively responded to the call of the local party committee and government, and took the initiative to hang the three most remote villages in Yilong County. The members of the village played their financial expertise to help the village develop an advantageous industry and drive the villagers to become rich.

At the same time, the party committee of the bank donated office equipment to assist the village committee to further improve the effectiveness of the village committee, and helped the village's poor college students to complete their studies through donations and donations, which was unanimously recognized by the villagers and local party committees.

As a rural financial institution that focuses on serving localities, Yilong Rural Commercial Bank has always developed financial support for the development of new agricultural business entities as the main engine to promote the development of the agricultural industry. The implementation of the facial force project has been fully promoted to the county's results of poverty alleviation and effective connection with the revitalization of the countryside.

As of the end of June 2022, the bank's agricultural loan balance was 6.31 billion yuan, accounting for 67.27%of the balance of general loans of the bank, of which the balance of small credit loans with a loan amount of less than 100,000 yuan was 775 million yuan. Focusing on Yilong County, the "543" modern agricultural industry system puts in 543 million yuan in various types of loans, supporting more than 2,000 new agricultural subjects to develop and grow.

At the same time, in recent years, the bank has continuously increased cooperation with the county finance bureaus, agricultural and rural bureaus and other local government agencies, innovating guarantee methods, enriching the risk -sharing mechanism, and giving full play to the decision advantage of "short frequency" decision -making by local legal entities. Promote credit resources further towards the three rural areas. And cooperate with the Women's Federation, Employment Bureau, Finance Bureau, and Agricultural Security Company to issue entrepreneurial guarantee loans, and jointly launched the "Shuqing Revitalization Loan" with the Communist Youth League County Party Committee. Mowing

Yilong Rural Commercial Bank has always adhered to service positioning on the main position of the financial rejuvenation of the countryside. The county's agricultural industry has gone up under the moisturization of financial "living water".

Help inclusive

Continue to serve the "New Chapter" of the Minsheng

For Zheng Ying, a villager in Moziba Village, often helping the elderly in the surrounding elderly people have become an indispensable part of her life.

In 2019, Yilong Rural Commercial Bank constructed a comprehensive rural financial service station in Moziba Village. When choosing a cooperative target, Zheng Ying took the initiative to name it because she became a financial liaison officer of the rural financial comprehensive service station for three years. The best person in the village. In 2021, Zheng Ying's rural financial comprehensive service station was included in the first batch of upgrade plans. The upgraded sites and facilities and equipment were more complete and the service functions were more abundant. Villagers could pay call fees or charge them when applying for government affairs or charged. Express delivery, the convenience of daily life has been further improved.

As a financial institution that occupies more than 50%of the county's deposit and loan market, the Party Committee of Yilong Rural Commercial Bank has always regarded continuously weaving finely weaving financial service networks as a key task to serve the county, effectively improving the county's financial services.

As of the end of June 2022, Yilong Rural Commercial Bank set up a total of 60 foreign business outlets, 153 ATM machines, 806 POS machines, 347 EPOS machines, 42 smart counters (STM), upgraded and transformed. There are 35 active rural financial comprehensive service stations for the "four -out -and -one" standard. Combined with the 664,100 "Shuxin Social Security Card" with free distribution and free SMS notification fee, various types of farmers subsidies for beneficiary farmers in the county can be collected on the day of the day. The influence of its own bank "brand has been further enhanced.

Let the people live a good life is Yilong Rural Commercial Bank to help localities to improve people's livelihood, while fintech innovation is an important means to further enhance service capabilities.

According to statistics, as of the end of June, 285,000 registered customers of the mobile phone bank of the bank, 1108 registered customers of corporate online banking, and 13,800 registered merchants in "benefit payment", successfully set up "campus", "party fees", "medical treatment", "parking", "parking" There are more than 200 application scenarios such as "Food Link" and "Shang Chaotong" and other types of living payment. The convenience of financial services has been further improved.

At the same time, Yilong Rural Commercial Bank vigorously promoted the online loan product of "Shu Xin E Loan" and "Shu Xin E Small Agricultural Loan" developed by the Provincial Association of the Provincial Association for the Provincial Association. Loan customers' loan convenience. As of now, the bank has successfully issued 3898 "Shu Xin E loan", with a loan balance of 343 million yuan, and issued 9520 "Shuxin E small agricultural loan" with a loan balance of 788 million yuan. 29.13%, the coverage rate of farmers' letter was 21.9%.

The bank opened to the door of the house, a finger can be loaned ... increasingly convenient financial services allowed the majority of children to enjoy the dividends brought about by the development of financial technology. In the process of promoting local economic and social development The bank itself has also ushered in a new situation.

In March 2021, the bank's deposits exceeded 30 billion yuan for the first time, becoming the first bank industry financial institution in the county's first deposit loan. By the end of June 2022, the bank's various deposits balance was 21.983 billion yuan, the balance of various loans was 12.006 billion yuan, and the market share of the deposit and loan continued to remain at about 50%.

Thousands of sails are in a hurry, and Feng Peng is raising the sea. Under the strong leadership of the Party Committee of the Provincial Press, Yilong Rural Commercial Bank will always hold up the banner of "Sichuan Agricultural Credit Sichuan People's own bank", and make new and greater contributions to the high -quality development of the Economic and Society of Yilong County. The performance welcomed the 20th National Congress of the Communist Party of China.

- END -