The Sichuan -Chongqing Banking Regulation Bureau jointly issued 20 measures to promote the high -quality development of the Sichuan -Chongqing banking industry insurance industry

Cover Journalist Zhu Ning

On September 1, the reporter learned from the Sichuan Banking Insurance Bureau that the Sichuan Banking Insurance Regulatory Bureau and the Chongqing Banking Insurance Regulatory Bureau jointly issued the "Promoting High -quality Development of Chongqing's Banking and Insurance Industry in Chongqing Province in Sichuan Province to better serve the Shuangcheng Economy of Chengdu and Chongqing District The Opinions of the Construction of the Circle (hereinafter referred to as the "Opinions"), put forward 20 work measures to promote the high -quality integrated development of Sichuan -Chongqing banking insurance industry, with the structural reform of Sichuan -Chongqing financial supply side to serve the duality of Chengdu and Chongqing regions. The construction of the urban economic circle and the construction of western financial centers in Chengdu -Chongqing, with the efficient allocation of financial resources in the Chengdu -Chongqing region, helped the Chengdu -Chongqing region to build an important growth pole and new power source that drives the national high -quality development.

The "Opinions" proposes that by 2025, the level of integration of the insurance industry in Sichuan -Chongqing Banking industry has improved significantly, the bank insurance institution system will continue to improve, the company's level of governance and risk resistance will continue to increase, and the level of openness and product innovation capabilities will continue to improve. Create finance, inclusive finance, green finance, consumer finance, supply chain finance and other specialties such as high -quality development, the comprehensive financial strength has steadily enhanced, bank insurance supervision is more coordinated and efficient, the construction of western financial centers is effective, financial services Chengdu areas are in Chengdu and Chongqing region The construction of the Shuangcheng Economic Circle, the development of the western development in the new era, the "Belt and Road", the system of the construction of the new channel construction of the Yangtze River Economic Belt and the Western Land and Sea New Channel is more complete, the capabilities are significantly enhanced, and the quality effects are significantly improved. The work pattern of linkage, mutual advancement, and the same frequency resonance basically formed.

Focusing on the overall goal of regional development, the Opinions clarify the coordinated development of key areas, build infrastructure networks, promote industrial transformation and upgrading, jointly build scientific and technological innovation centers, jointly build Bashu characteristic consumer destinations, build an ecological barrier of the upper reaches of the Yangtze River, The co -construction of the highland of reform and opening up, the strategy of revitalizing the countryside, and the joint construction of public services to jointly build and share 9 key areas, and build an important economic center, scientific and technological innovation centers, new highlands of reform and opening up, high -quality living and livable land for the construction of Chengdu -Chongqing area. Provide strong financial support and guarantee.

Focusing on consolidating the foundation of the co -construction of the Western Financial Center, the "Opinions" proposed to improve the five major tasks of the bank insurance institution system, and consolidate the main foundation for the construction of the Shuangcheng Economic Circle of the Chengdu -Chongqing region. The first is to optimize the layout of the institution, promote the formation of a competitive bank insurance institution system, and enhance regional financial innovation vitality and comprehensive service capabilities. The second is to adhere to the development of differences, accurately and efficiently provide differentiated and diversified financial products and services that match the characteristics of key areas, market entities, financial consumers and demand in the region. The third is to improve corporate governance. Establish and improve the modern governance system, strictly standardize equity management and shareholders' behavior, and strengthen the construction of internal control compliance and comprehensive risk management. The fourth is to rely on the innovative development model of scientific and technological means to promote digital and intelligent transformation. The fifth is to adhere to deepening reforms as a strategy to resolve the risk of bank insurance institutions and strengthen reform insurance.

Looking at the integration of financial markets, the "Opinions" proposes to deepen the integration and development of bank insurance institutions from the two places from the three aspects of establishing cross -regional cooperation mechanisms, carrying out multi -level business collaboration, and promoting resource elements. The construction of the economic circle stimulates the vitality of the market. The first is to establish a cross -regional cooperation mechanism. Encourage bank insurance institutions to establish and improve targeted cross -regional coordinated development cooperation mechanisms in accordance with their own development characteristics, and strengthen communication and docking and strategic cooperation with similar and belonging to bank insurance institutions. The second is to carry out multi -level business collaboration. Support bank insurance institutions in the two places to strengthen docking, explore and establish and deepen cross -regional joint credit, corporate financing mortgage mutual recognition, bank cards in the same city treatment, non -performing asset disposal, and insurance claims compensation and other businesses. The third is to promote the co -construction and sharing of resource elements. Support bank insurance institutions in the two places to strengthen information interconnection and channel resources, human resources, technical resources, and financial infrastructure resources to achieve a win -win situation of "1+1> 2".

Looking at the supervision and linkage of the two places, the Opinions propose to clearly clear supervision and cooperation from three levels of policy collaboration, risk disposal, and supervision and improvement, and build a supervisory dam for the construction of the Shuangcheng Economic Circle of the Chengyu area. The first is to discuss the coordinated regulatory policies and strengthen the connection between regulatory policies and implementation standards in market access, non -on -site supervision, on -site inspections, and administrative punishment. The second is to promote the linkage of risk disposal, build a platform for financial risk information sharing, strengthen the joint control and coordinated disposal of financial risk joint prevention and control, and jointly promote the resolution and disposal of major cross -regional risk. The third is to promote supervision and efficiency and empowerment, cooperate to strengthen the construction of big data, strengthen supervision scientific and technological cooperation, and jointly explore the pilot of the “supervision sandbox” of fintech.

The "Opinions" emphasized that the banking insurance regulatory departments, bank insurance institutions, and industry associations in Sichuan and Chongfeng should strengthen organizational leadership and overall arrangements, establish and improve work mechanisms, clarify division of responsibilities, refine work measures, implement relevant decision -making deployment and work requirements for implementation, implement relevant decision -making deployment and work requirements Essence The China Banking Regulatory Supervision Department and Industry Associations of the two places should urge bank insurance institutions to focus on key areas, key areas, and tasks in Chengdu -Chongqing regions, conscientiously implement the main responsibility, and help sing the "Shuangcheng" and build a "economic circle".

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