Another bank stopped the "ATM QR code" deposit service

Jimu Journalist Chen Hong

Jimu reporters learned from the Bank of China website that the Bank of China has adjusted ATM QR code deposit services from August 29, 2022. After the adjustment, the ATM card -free code scanning deposit function will be stopped, and the Bank of China Bank card can still be held to apply for ATM deposits or go to the banking outlets of Bank of China to apply for deposit business.

Bank of China Announcement

The reporter noticed that on August 15, China Construction Bank also issued an announcement on stopping the ATM QR code deposit business. CCB said that from August 19, 2022, the ATM QR code deposit function was closed. Since then, CCB customers can still hold the bank card card, choose a card -free deposit service, or open the "face -brushing office" service function to handle the ATM deposit business Essence

With the popularization of mobile banking and QR code, many commercial banks have added the function of scanning code deposit. The reporter visited the bank and learned that in addition to the Bank of China and the Construction Bank of China, some banks still retain this feature. In a self -service bank of a joint -stock bank, the reporter saw on the ATM machine that the QR code of scanning code access on the home page is very conspicuous. After the reporter opened the mobile bank to scan the QR code, his own bank card and account balance information appeared, and there was a instructions for the current deposit amount. The reporter puts cash banknotes on the ATM machine and presses the confirmation key to complete the deposit operation.

In fact, in addition to scanning the code access function, ATM also has functions such as face -to -face withdrawal and mobile phone Pay withdrawal. A commercial bank customer manager said that due to the rapid development of bank online business, the use frequency of ATM QR code deposits is not high. Moreover, with more convenient ways such as "brushing face" access, this function begins to seem a bit "chicken ribs".

Zero -One Research Institute also told reporters to reporters that the ATM QR code deposit function is a way for cardless deposits. Closing this function does not mean that the card -free deposit function is canceled. The method of "brushing your face" and other methods should be the natural result of technical and service upgrades.

"I rarely use the code scanning to access the withdrawal function. Previously, I took the bank card to withdraw money with my bank card. Later, with the use of the code scanning payment, I basically rarely brought a bank card. One time I had to withdraw cash, and I did not bring it without bringing it. The bank card, experienced his face on ATM to withdraw money. "Ms. Li, who worked in Wuchang, told reporters that the frequency of using ATM is not high.

Due to the continued decrease in the ATM machine, the data of the "General Situation of the Payment System in the first quarter of 2022" released by the central bank showed that as of the end of the first quarter of this year, ATM machines had a total of 936,700 units, a decrease of 111,000 units from the end of the previous quarter. Yu Baicheng, Dean of the Zero -One Research Institute, said that it is expected that banks may further reduce the function of lowering ATM in the future.

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