Xinhua Insurance 2022 Typical claims cases ｜ 37 years old, after discovering breast cancer, she chose to do so

Case details

Under the influence of fast -paced lifestyle, fierce competition pressure, and unhealthy eating habits, the incidence of major diseases is getting higher and higher, and the age of onset is gradually younger. Under this trend, it is particularly important to make risk plans as soon as possible. In this regard, Ms. Liang, a 37 -year -old customer, has a deep understanding.

In May 2022, Ms. Liang went to the hospital for examination due to abnormal lumps and obvious pain due to the right milk. Unfortunately, she was diagnosed with right milk infiltration cancer. Fortunately, due to the timely discovery, Ms. Liang was discharged smoothly after receiving surgical treatment for a period of time, and she could restore health by careful recuperation. But even so, tens of thousands of yuan of treatment costs and subsequent rehabilitation expenses still make young Ms. Liang feel pressure. Fortunately, Ms. Liang once purchased insurance at Xinhua Insurance. After she was discharged, she immediately filed a claim application to Xinhua Insurance Nanning Central Branch.

It is understood that Ms. Liang purchased a multi -fold protection of major illness insurance with a multi -folding insurance in March 2019, a hospitalized medical insurance with an insured of 10,000 yuan, and a health of a 4 million yuan insurance amount. Luxury B medical insurance. In March 2022, in order to strengthen the guarantee, Ms. Liang upgraded the health insurance insurance with 4 million yuan in health insurance to the health care insurance for 4 million yuan (adjustable). The upgraded Health Huazun Medical Insurance (adjusted rate) not only provides the premium service for ten years of guarantee renewal, but also expands the coverage of medical reimbursement, and supports more types of specific diseases for medical treatment. It has also been added to the medical cushion service to better care for Ms. Liang's health.

Xinhua Insurance Nanning Zhongzhi quickly reviewed the case after receiving the claims materials. According to the terms of the contract, Ms. Liang had multi -time protection of major illness insurance for the previous ten years of caring for 100,000 yuan, 200,000 yuan in major illness insurance, inpatient medical expense insurance benefits 11660.39 yuan, a total of 311,660.39 yuan compensation insurance. It is worth mentioning that the personal payment part of Ms. Liang was fully compensated in the hospitalized medical expenses insurance premium. After the compensation, Xinhua Insurance also exempted her more than 69,600 yuan for the subsequent premiums of major illness insurance, and the multiplication of insurance and the health of the health of the health of the health continued to be effective. The expenditure builds a solid protection barrier.

Case Revelation

Insurance is not a few pages of insurance policies, but a real guarantee. We can plan ahead and plan in advance during the calm waves, and we can face it temporarily in the wind and waves. Bleak

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