Financial empowering the Gongfu Road "Everyone Talk" | Tao Chengbin: Explore a green inclusive help

Member of the Party Committee and President of Anji Rural Commercial Bank Tao Chengbin

Anji Rural Commercial Bank has been established as the "Pilot Walk of Huzhou Green Financial Services Reform and Innovation" since 2016, and established the first green finance division of local small legal person financial institutions nationwide, through top -down design and bottom -up design. Grassroots practice explored a road of green inclusive integration and achieved staged results. In the context of the "double carbon", Anji Rural Commercial Bank took the focus of common prosperity, and took bamboo forest carbon exchange to actively participate in the nation's first county -level bamboo forest carbon exchange collection and storage platform, and established the "forest land transfer -carbon exchange exchange exchange exchange -carbon exchange exchange exchange Reservoir -base operation -platform transaction -income feedback "full -chain service system, and based on the production, collection and storage, transaction and other links of bamboo forest carbon exchange, the" bamboo forest and carbon exchange "series of credit products have been launched, which has broaden the realization path of common prosperity.

The construction of green institutions is increasingly complete. From the board of directors, senior management to departments, and branches, the organization and leadership of green inclusive finance in various aspects such as decision -making, promotion, and landing are fully covered. Formulate the "carbon neutralization" bank development plan and implementation plan, and last year, the first year of the country's "carbon neutralization" bank construction roadmap was released. (UNEP FI) became the first local legal person bank in Zhejiang Province to sign the principle.

Green credit has grown steadily. By the end of the second quarter, according to the statistical caliber of Human General Office, green credit was 8.109 billion yuan, an increase of 1.609 billion yuan from the beginning of the year, accounting for 25.01%. The balance of the balance of 2.539 billion yuan and the "blue basic" enterprise category was 2.966 billion yuan), accounting for 67.89%; the first system was issued to complete the first single 300 million yuan of green financial bonds; Green credit performance evaluation ranks among the top three in a row, and has won the city's "BBB" level (the highest rating of the city) in the city for five consecutive years, and the outstanding unit of the construction of the National Green Financial Reform and Innovation Pilot Zone in Huzhou.

Green low -carbon social governance has gradually advanced. In order to better guide the society to form a low -carbon autonomy atmosphere, Anji Rural Commercial Bank has continuously integrated green factors in the process of participating in social governance. In terms of enterprises, in -depth research on market demand, innovating the launch of "carbon neutralization" help loan, bamboo forest carbon exchange loan, carbon service loan and other products, forming six major series and 23 green credit product systems, fully guided market entities Green and low -carbon transformation; individuals, establish a "two -mountain green coins" system to guide residents to consciously practice low -carbon life and reduce personal carbon behavior. As of now, the "two -mountain green coins" system that records the green living behavior of residents has included more than 170,000 customers in "green powder", and the cumulative "two mountain green coins" value exceeded 350,000. At the same time, the four key areas of institutional operations, individual employees, individuals, corporate customers, and individuals of residents.

The connotation of green inclusive finance continues to deepen. Since the establishment of the "Huzhou Green Financial Services Reform and Innovation Pilot Pilot", Anji Rural Commercial Bank has established the first green finance division of local small legal person financial institutions in the country, and has been committed to the integration of green finance and inclusive finance. Based on the inclusive objects, the two local standards of Huzhou City were created and published and published the "Green and Inclusive Credit Implementation Requirements" and "Green Agricultural Loan Implementation Specifications". 》 Two national -level research research, while actively cooperating with green financial authoritative professional institutions, with the green inclusive financial practice of Anji Rural Commercial Bank as a blueprint, summarize the development model and path of the green inclusive banking, and is a regional small legal person bank for green finance Promotion in the field of inclusive provides reference.

Author: Tao Chengbin. Source: Technology Finance Times.

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Zhejiang Anji: Green Finance helps to push low carbon together

August 15 this year is the 17th anniversary of the concept of "Green Water and Qingshan is the Golden Mountains and Silver Mountains", and it is also the eighth "Huzhou Ecological Civilization Day". On the same day, the "China Green Low -Carbon Innovation Conference Green Finance Supporting Bamboo Forest Carbon Development Forum" was held in Anji County, Huzhou City. Zheli bamboo forest carbon exchange counts are officially launched and operated, which will further empower resource management, bamboo forest remittance, carbon exchange transaction, and income distribution. During the event, 12 companies and units purchased 15,000 tons of carbon and transaction volume of 11.12 million yuan.

The use of carbon exchange for bamboo forests in Zheli is officially launched

Anji County is a famous Chinese bamboo village with 1.01 million mu of bamboo forest, of which 870,000 acres of bamboo forests. In December 2021, Anji was the first county -level bamboo forest carbon exchange collection and storage and trading platform in the country- "Two Mountains" bamboo forest carbon exchange collection and storage trading center to use digital reform ideas to build bamboo forest carbon bases, carbon collection storage, carbon increases, and carbon increases. The six major application scenarios such as foreign exchange, carbon trading, carbon footprint, and carbon income have realized the full -chain closed -loop management of "forest land circulation, unified operation, carbon exchange collection, platform transaction, and income feed", and the carbon exchange trading regional market has been opened.

At present, Anji has established 119 major cooperatives of Maozhu Maozhu, and 870,000 acres of Maoguchi forests have been circulated. Based on the average annual carbon exchange of 0.39 tons/mu, 0.6 tons/mu/mu of medium bamboo forest, and 1 ton/mu of high -efficiency bamboo forest, Anji can generate nearly 700,000 tons of carbon exchange each year. Based on the current average carbon exchange price of 70 yuan/ton, the annual carbon exchange income can be achieved by 49 million yuan, and the price is expected to increase year by year. Based on the highest price of the EU carbon exchange price of 900 yuan/ton, the carbon exchange income can be achieved by more than 600 million yuan each year. Essence Anji adheres to the "resources from farmers, return to farmers", and vigorously promote the "two -shares and three income" farmers 'interest connection mechanisms, accelerate the rural comprehensive revitalization and bamboo farmers' common prosperity.

The introduction of a series of high -quality financial resources will leverage Anji to build 10 wealthy industrial parks, 100 bamboo industrial parks, 1,000 common -rich townships, 3,000 kilometers of "colorful and rich roads" and 100,000 uniform apartments. Effectively promote the average annual income of more than 1 million yuan in the village collective, and the average annual income of forest farmers increases by more than 10,000 yuan.

According to the relevant person in charge of the Anji County Financial Development Service Center, opening the rich password of the "green bank" of bamboo forest is inseparable from the key of green finance. In the future, Anji will gather more intellectual support and financial source water to provide motivation for further promoting the reform of bamboo forest carbon exchange.

Source: China Youth Daily Client

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