Solving problems Steady growth and promotion development | 103 projects 79 million fund support, Haidian help small and micro enterprises to relieve difficulties

Author:Beijing Haidian Time:2022.08.29

Beijing Licheng Mitson Catering Co., Ltd. is a restaurant that has been in operation for many years. It was previously affected by the epidemic. The city's catering operating units suspended the food. The employees' home isolate and cannot operate normally. The cost of the item is even worse for the company, and the salary of employees has become the biggest problem. As the loan is about to expire, when the company is distressed by raising funds, Huaxia Bank Beijing Branch will contact the person in charge of the enterprise as soon as possible, and arrange for a special person to confirm the information such as the business of the enterprise, the repayment record and the reputation of the business owner. Video face -to -face visa and online transmission. Overnight and organized relevant information, it completed the renewal operation of 2.8 million yuan in less than 48 hours to solve the urgency of the enterprise.

In order to thoroughly implement the requirements of the Party Central Committee's "epidemic situation must prevent, the economy must be stabilized, and the development must be safe", efficiently coordinate the prevention and control of the epidemic and economic and social development, coordinate development and security, stabilize the market to maintain employment, and ensure that economic operations are operating, and economic operations are stabilized to ensure economic operation. In the reasonable range, in accordance with the "Notice of the State Council's Policies and Measures on Printing and Economic Praise" and "Notice of the Beijing Municipal People's Government's Implementation Plan for Printing and Distributing the Implementation Plan for the Prevention and Control and Stable Economic Growth of the Beijing Municipal People's Government", 2022 6 Monthly, "Several Measures for Prevention and Control and Stable Economic Growth of Haidian District", which is released, it clearly accelerates the appointment and implementation of various types of special funds related to enterprises to achieve early allocation, early use, and early results. The Financial Office of the Haidian District actively implements the relevant "measures" to reduce the financing costs of corporate loans, debt issuance, and listing.

Emergency loan to solve the urgent urgency of enterprises

Beijing Huaxia Yuanjie Water Technology Co., Ltd. was established in 2007 and is mainly engaged in the technology development of water purification equipment and smart water equipment. In May 2022, a new wave of new crown epidemic in Beijing broke out. The company was brave and rushed to the front line of the anti -epidemic. The epidemic is urgent. The project of the squares of the squares is required to be put into use as soon as possible. The enterprise quickly launch the project preparation work. During the funding process, the capital turnover has difficulty, which will affect the completion of its stocking and the project on time. When corporate development encounters funding difficulties, the development of the series of financial industries has stabilized the development of enterprises.

"When we are very anxious, CITIC Bank has giving us the lack of funds within a week, so that we have successfully completed the entry of the new National Exhibition with the support of the funds and the joint efforts of all employees. There are also water disinfection parts of the water disinfection part from supply to supply and installation tasks, and successfully transfer all the project content of the contract. "Said Zhao Xiuying, chairman of Beijing Huaxia Yuanjie Water Technology Co., Ltd.

According to the person in charge of CITIC Bank Senior Sub -branch, in May 2022, the Shanghai Earth Sub -branch learned that some small and micro enterprises were influenced by the epidemic of small and micro enterprises through the Hailidian District Financial Office, the pressure on the payment was relatively high, the cash flow was tight, and there was some difficulties in the salary of employees. The sub -branch quickly responded to forming a special operation team to dock with each enterprise. CITIC Bank Senior Sub -branch learned about the dilemma encountered by customers in the anti -epidemic project. The first time they set up a professional service team for financing, opened the fast channel, and quickly approved the 2 million credit credit credit quotas. Through branches linkage, build a green aid channel, and provide customers with innovative online financing products such as "science and technology E loan", "political collection E loan", "business ticket E loan" and "distribution E loan" to meet various customers Multiple scenarios, full -industry chain, and full -cycle financing needs, of which help Huaxia Yuanjie (customer name) obtain 2 million yuan of loan funds through the "science and technology E loan". Feel the CITIC temperature of "not leaving home, financing and accounting".

In Haidian, many companies feel the warmth of funding support at the time of difficulties. Beijing Shenye Technology Co., Ltd. is percent. Chen Ruijun, chairman of Shenxuan Technology, said, "The two -year epidemic situation has a great impact on the enterprise. With the problem of slow funds, the entire company's revenue has changed drastically, and the problem of funds is in front of the eyes. Like the beginning of this year, we have a bank loan expired, but the company wants to raise this repayment. It's very difficult. "There are very few fixed assets of technology -based enterprises, and there is no guarantee mortgage. When the enterprise was in an unprepared exhibition, with the help of helping the enterprise's bailout policy, the bank made a non -repayment loan to the enterprise to help the enterprise through the difficulties.

Oriental assistance financial policy accurately "drip irrigation"

On February 18, 2022, 14 departments such as the National Development and Reform Commission jointly issued the "Several Policies on Promoting the Recovery and Development of Hard Industries in the Field of the Service Industry" (Introduction to Caijin [2022] No. 271). On April 22, the Beijing Municipal Government issued the "Several Measures on Continue to Strengthen Small and Micro -Enterprise Assistance to Accelerate the Resumption of Development of Enterprises in Difficulties". On May 19, the Haidian District Government issued the "Work Plan for Promoting Small and Medium and Micro -Enterprises to Promote Small and Micro -Enterprises" (hereinafter referred to as the "Work Plan"). The two -level governments in the urban area have introduced specific policies and measures from the three aspects of the burden of small and medium -sized enterprises, increased financial support, and strengthened the industrial assistance of the influence of the epidemic.

The basic thinking of the "Work Plan" financial policy is to strengthen financial directional assistance, and adhere to "blood transfusion" and "blood -making". Encourage banking financial institutions to rationally increase the effective credit supply of service industries such as catering, retail, guide financial institutions to increase credit investment in such enterprises, and encourage banking financial institutions to increase market entities in this field through inclusive finance and small loans. Supporting efforts; strengthen the accurate "drip irrigation" of financial policies, guide banks to increase the inclined efforts to difficult industries, especially in the service industry, and continue to promote the financial system reduction and benefit; clearly propose to establish and improve the financing demand database of small, medium and micro enterprises, and establish key enterprises financing Risk prevention and control mechanisms, encouraging enterprises to issue multi -channel and diversified financial support measures such as credit bonds such as corporate issuance of corporate issuance, improve the accuracy of financial support, and strive to alleviate financing difficulties.

Li Zhenyu, deputy director of the Financial Office of the Haidian District of Beijing, introduced that Haidian District actively implemented the "31 Measures for the Prevention and Control and Stable Economic Growth Economic Growth". In July 2022, 103 financial industry development funds were allocated, involving 79 million yuan in funds. To greatly reduce the financing costs of corporate loans, debt issuance, and listing.

The District Financial Office has established key technology companies and small and micro enterprises such as special science and technology enterprises and small and micro enterprises to establish financing demand enterprise libraries , Nearly 10,000 in the reservoir company. Actively connect with specialized new, small and micro enterprises, etc. to understand the financing needs of enterprises. For the characteristics of the enterprise and the intended to do the financial institutions, a targeted organization will hold a financing docking meeting. In the first half of this year, 5 "Chuangong Haidian" political and financial enterprises financing docking series activities were organized in the first half of this year, including CITIC Bank, Industrial and Commercial Bank of China, and Construction Bank. The financing of enterprises that track financing needs, and expand the financing channels of enterprises by recommending other financial institutions and other methods.

Reporter: Nie Rui

Edit: Luo Yuhan

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