More than 60 % of A -share listed banks have disclosed the growth of semi -annual reports and increased credit.

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Our reporter Lu Dong's listed bank's disclosure of the 2022 half -annual report entered the final sprint stage. As of last weekend, 26 banks have completed the semi -annual report out of the 42 listed banks, accounting for 61.9%. Except for the net profit of Minsheng Bank in the first half of the year (referring to the net profit of the mother, the same below), the net profit of the remaining 25 banks increased rapidly year -on -year. Nine banks' net profit increased by more than 20%year -on -year. The performance of urban commercial banks, rural commercial banks and other local banks has increased strongly. Among them, the net profit of Hangzhou Bank, Wuxi Bank, and Zhangjiagang Bank increased by 31.67%, 30.27%, and 27.76%year -on -year, ranking the top three among listed banks. In the top ten growth rates of net profit in the banking industry, except for Ping An Bank, the remaining nine seats were occupied by local banks. In the net profit ranking, China Merchants Bank achieved a net profit of 69.42 billion yuan in the first half of the year, ranking top of the banks that have been disclosed in the semi -annual report. By accelerating the incomplete existing collection and strict control, the asset quality of the listed banks in the first half of the year remained stable. According to the semi -annual report, as of the end of June, a total of 18 banks of the 26 listed banks decreased from the end of last year, and the proportion of banks with improved asset quality accounted for 70 %. Another three banks have the same non -performing loan ratio; there are only 5 banks with increased non -performing loans. As of the end of June, the non -performing loan rate of 12 banks was less than 1%. Wang Yifeng, chief analyst of Everbright Securities Financial Industry, told the Securities Daily reporter that despite the factors such as the end of the epidemic, most of the listed banks still achieve year -on -year growth, especially the performance of small and medium -sized local banks in economically developed areas. Performance is better. In the second quarter of 2022, the main regulatory indicators of the banking industry showed that the banking system maintained strong non -performing asset disposal and nuclear sales in the first half of this year. The cumulative disposal of non -performing assets was 1.41 trillion yuan, and the multi -year -on -year disposal of 219.7 billion yuan. As of the end of the second quarter, the non -performing loan ratio of commercial banks was low in recent years, and the non -performing loan ratio of listed banks was better than the average of commercial banks. In the first half of this year, the overall assets of listed banks continued to increase. As of the end of June, the total assets of 26 listed banks that had disclosed the semi -annual report had increased from the end of 2021, and local banks were still leading the asset scale. Among them, all five banks with a growth rate of more than 10%of the assets are urban commercial banks and rural commercial banks, namely Suzhou Bank, Changshu Bank, Ningbo Bank, Ruifeng Bank and Hangzhou Bank. The size of the assets of listed banks has risen, and it is inseparable from the leadership of credit. According to the Flush iFind data, as of the end of June, a total of 9 bank loan balances (corporate loans and cushions) of the 26 listed banks were more than trillion yuan, and the balance of eight bank loans increased by more than 100 billion yuan compared with the end of last year. In the first half of this year, while the loan scale increased, 26 listed banks also further optimized the credit structure and increased credit investment in the manufacturing and green fields. As of the end of June, the balance of loans of Industrial Bank's manufacturing industry increased by 90.296 billion yuan at the end of the previous year, an increase of 20.63%month -on -month, the largest increase; the proportion of public loans of the bank's manufacturing loan increased by 1.81 percentage points from the end of the previous year to 21.49%. During the same period, CITIC Bank's manufacturing loan balance was 377.884 billion yuan, accounting for 15.34%, which was further increased from the end of the previous year; the bank's medium- and long -term loans and strategic emerging industrial loans in the bank all exceeded 16%. The average growth level of loan loans.

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Picture ｜ Bag Picture Network Station Cool Hero Production | Liu Zhizhi

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