Personal carbon accounts will be pushed away in Jiangcheng, and many regions across the country continue to rise, helping to transform to green low -carbon

Jimu Journalist Liu Yan

On August 25, the business management department of the Wuhan Branch of the People's Bank of China organized the launching ceremony of the pilot work of Wuhan's personal carbon account · green credit card. Jimu Journalist was informed at the scene that Hankou Bank became the first personal carbon account publishing bank in Wuhan. The bank and Wuhan City One Cartoon Company jointly launched a personal carbon account, and all citizens in Wuhan can apply voluntarily.

The reporter sorted out and found that since this year, personal carbon accounts have risen in many cities and platforms, which has continued to heat up. Insiders believe that establishing a "personal carbon account" will increase the willingness to participate in the people and practice green lifestyle, and guide economic and society to transform to green low -carbon.

Starting ceremony site

Wuhan personal carbon account is open

On August 25, the party committee member of the Wuhan Branch of the People's Bank of China and the party committee secretary and director of the Business Management Department, Zhan Zaiqing introduced that Wuhan explored the establishment of a personal carbon account and access to third -party travel data. It was the first in the country. Earlier this year, the Business Management Department of the Wuhan Branch proposed this idea, and conducted a survey at banks and payment institutions. It proposed that the financial institutions and the competent green related industry authorities participated, and the personal carbon account system was established to rely on personal bank accounts to promote the practice of all people's practice. In the idea of ​​low -carbon life, Hankou Bank and Wuhan City One Cartoon Co., Ltd. first piloted. After more than 4 months, the first single person carbon account was finally launched, and a green credit card was launched during the year.

It is reported that there are three characteristics of personal carbon accounts: First, all members are open. All citizens can apply voluntarily to establish. Tourists who do not have a personal bank account can also accumulate carbon emission reduction data to form personal rights and interests, which can meet the public welfare purpose of all people to participate in urban green development. The second is data sharing. At present, the personal carbon accounts launched by the market are closed in the system. The personal carbon account launched by Hankou Bank, in addition to the internal excavation of carbon emission reduction data, also collects customer real travel data through Wuhan City One Cartoon Co., Ltd. through customer authorization. Essence The third is behavioral incentives. In order to ensure the vitality of personal carbon accounts, Hankou Bank takes into account public welfare and commerciality, and inspires citizens to continue to participate in personal carbon emission reduction activities in the way of "carbon coins". Financial applications guide participants to form a good habit of green consumption.

Chen Xinmin, chairman of Hankou Bank, introduced that Hankou Bank became the first pilot bank in Wuhan, a personal carbon account. It integrates innovation in terms of channel carrier, low -carbon scenes, equity incentives and other aspects. Innovative innovation, one is the data surface innovation -the first access to public travel information, the other is the innovation of customer face -to support the open use of the whole people, and the third is the innovation of equity content -launching three types of rights and interests of carbon reduction rewards, public welfare donations, and financial services.

According to the relevant person in charge of Wuhan City One Cartoon Co., Ltd., more than 37 million "Wuhan Tong" cards have issued various "Wuhan Tong" cards. "Wuhan Tong" will actively contact and cooperate with the bank to explore the work of establishing a personal carbon account and issuing green credit cards to issue green credit cards Program. At present, technical solutions have been completed. It is constantly optimizing the technical research and development and docking methods. It can realize the opening of personal carbon accounts, establishing Wuhan Tong Travel Points Accounts, collecting green marks, and exchanges of equity.

Green travel and consumption have carbon reduction contribution

How do citizens open personal carbon accounts? Hankou Bank made a demonstration on the spot: citizens search for "Hankou Bank" on WeChat, select "Hankou Bank Micro Banking" small program to enter, and click on the personal carbon account on the small program. Experience personal carbon account function. If it is a user of the mobile banking of Hankou Bank, then click on the carbon account and enter the login page, enter the username and password to log in, tourists and mobile banking users will enter the carbon account to open the page after the above operation. Buttons, you can enter the homepage of the carbon account successfully.

The personal carbon account launched by "Hankou Bank Micro Banking" covers a total of ten green behaviors in the field of green travel and consumption. After opening a personal carbon account, the reporter saw that participating in low -carbon behavior in daily life such as walking, bus subway, and living payment can all obtain carbon reduction contributions, and can use convertible carbon coins to get corresponding rewards. If you can get a 0.02g carbon reduction contribution for each walk, the maximum daily cumulative is 200g. Take an average of 80g carbon reduction contributions by taking the bus subway once. On average, you can get 262G carbon reduction contribution each time. Carbon reduction rewards include: 5 yuan WeChat to stand out, shared bicycle month cards, etc.

Mr. Lin, a citizen, is an environmental volunteer. He learned that Wuhan piloted the personal carbon account. He immediately opened a personal carbon account according to the operating process. The two -day walk has won 400g of carbon reduction contributions. He told reporters that excessive carbon displacement caused extreme climate. In addition to the government, organization and scientists, as a natural person, it is also necessary to contribute to reducing carbon reduction through personal efforts. And green life.

"The launching ceremony today only indicates that this work started in Wuhan City, and it was just a 'bonsai'. To push it in Wuhan City, turn the 'bonsai' into a forest, and it needs to be brought to the forest to promote the enterprise by individuals to promote enterprises To promote changes in consumption, there are still many jobs that need to be done. "At the launching ceremony, Zhan Qing made a expectation of the development of personal carbon accounts. Recently have tried water in many places in the country

Pilotting to launch a personal carbon account, Wuhan is not an example. Jimu news reporters have sorted out and found that since this year, many cities, enterprises, and platforms across the country have successively promoted the "personal carbon account".

On August 10, at the "2022 Beijing Green Life Season" event, the "Green Life Season" applet and Beijing personal carbon account of Beijing Green Life Carbon Platform were officially launched. , Contribute to green low -carbon. The platform is divided into eight sections of green life, green carbon points, green travel, green cup, green cup, green capital, green finance, green futures, and green travel landscapes. Citizens practiced green behavior to digitalize them into carbon ledger and obtain corresponding green points incentives. Green points can be exchanged for a variety of rewards, such as subway cards, cycling cards, parking coupons and other green consumer coupons.

On August 18, the launch ceremony of the first personal carbon account in Guizhou Province, the "Low Carbon Guizhou". At the meeting, the People's Bank of China Anshun Zhongzhi introduced the practice of the pilot construction of personal carbon accounts and the "low -carbon Guizhou bank" applet. Anshun Rural Commercial Bank demonstrated specific demonstrations of the small program operation process. By setting up the "low -carbon Guizhou" personal carbon account, recorded the personal carbon footprints of residents, forming personal carbon account points, and guiding residents to green travel, green payment, and green life. Anshun Rural Commercial Bank can exchange gifts by linking residential equity points to financial services. At the same time, the points of residents' rights and interests are linked to carbon financial products. Personal carbon points can apply for preferential interest rate loans to motivate and guide citizens to raise awareness of green low carbon.

On February 16 this year, the Shanghai Ecological and Environment Bureau issued an announcement on publicly soliciting the "Shanghai Carbon Puchao Mechanism Construction Work Plan". The opinion pointed out that Shanghai will establish a regional personal carbon account, guide carbon and reduce displacement to enter the Shanghai carbon emission right trading market, and encourage carbon neutrality through purchase and use of carbon reduction reduction! The "Plan" solicited opinion draft mentioned that in 2022-2023, the top-level design of the carbon-based system is formed, the establishment of relevant system standards and methodology systems, building a carbon-benefit platform, exploring the establishment of regional personal carbon accounts "Sample room".

In terms of enterprises and platforms, Taobao's "88 carbon account", the "green energy" of Ant Forest, and the "green marks" of Gaode Maps are active attempts in carbon and benefits.

The relevant person in charge of the Battalion of the Wuhan Branch said that although exploring personal carbon accounts and green credit cards, although the carbon reduction and carbon reduction effect can be directly produced, it can establish and form a good green consciousness for each of us, and bring this consciousness with this consciousness with Entering everyone's life and all walks of life to guide the transformation of economic and society to green low -carbon is the true meaning of our activity.

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