Henan Village Banking Online Trading System is controlled by a storage person to sue to the court to pay for deposit

Henan Banking Insurance Regulatory Bureau: The village bank online trading system is controlled by the controlling households without responsibility

The relevant person in charge of the Henan Banking Insurance Bureau and the local financial regulatory bureau of Henan Province said on June 18 that financial management departments at all levels closely cooperated with the public security organs to conduct investigations. The fact that the criminal facts have been used have been preliminarily found that the relevant funds are investigating.

1. If the non -customer causes losses, the financial institution shall bear the corresponding responsibilities and cannot be lost to the customer.

When the "Administrative Measures for Electronic Banking" Article 89 When a financial institution provides electronic banking services, if the electronic banking system has hidden safety hazards, internal illegal operations within financial institutions, and other non -customer reasons, financial institutions shall bear corresponding responsibilities Essence If the customer intentionally leaks the transaction password or fails to do its due security and confidentiality obligations in accordance with the service agreement, the financial institution may be exempted from the corresponding responsibilities in accordance with the agreement of the service agreement, except for other provisions of laws and regulations.

2. If the electronic banking business is not opened without approved, the financial institution shall bear all responsibilities.

"Administrative Measures for Electronic Banking"

Article 90: If the e -banking business types that have not opened electronic banking business without approved by the approval, or if they have not been approved or changed, the types of electronic banking business are required. If the customer loses it, the financial institution shall bear all the responsibilities. Laws and regulations clearly stipulate that the responsibilities shall be borne by customers.

3. Storage households can sue to the court and ask village banks to pay deposits.

"Savings Management Regulations"

Article 5 The ownership and other legitimate rights and interests of the state to protect individual legal savings deposits and encourage individuals to participate in savings.

Savings institutions must follow the principles of "voluntary deposits, freedom of withdrawal, and deposit and interest, and keep the depositors keep secret".

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