Caramay: One yard is not worry -free in hand loan

Tianshan.com reporter Gazira Nedic correspondent Yang Yipei

"After review, our company has successfully applied for a loan of 2 million yuan. This 'loan code' platform really solves us." On August 26, Wang Dan, the person in charge of Xinjiang Dunhua Green Carbon Technology Co., Ltd., Karama, opened the phone. , Show the company to apply for a loan for the company's online platform.

The staff of the Clarimi City Finance Bureau (Financial Office) promoted the "loan code" financing docking platform to the merchants. Yang Yipi Figure Conferry

Wang Dan's online platform is a "loan code" financing docking platform launched by the People's Bank of China Caramay City Sub -branch and the Financial Bureau of the Clarimi City (Financial Office).

The financing docking platform is a loan demand submission system built by the "Clarmai Municipal Financial Enterprise Information Sharing Platform". The system breaks the barriers to banks and corporate information by non -contact method, promotes further sinking financial services, and ensures the normal financing needs of small and micro enterprises and individual industrial and commercial households in Clarmai.

As of August 25, the People's Bank of China Caramay City Sub -branch has guided the banking institutions to provide a credit of 4.609 billion yuan to the 1086 market entities through the "loan code" platform and 2.368 billion yuan in loans.

"At present, the financing docking platform has a high acceptance and good feedback in the Karamay market. There are already 1820 households to scan the code to join the platform." Ding Changjiang, member of the Party Committee and Deputy Chief of the People's Bank of China, said, said When the "Loan Code" platform, the applicant only needs to scan the platform QR code to enter the loan interface, and then select 6 basic information such as the bank's name, credit code, name, ID number, and demand amount. Submit loan demand.

In order to further optimize the management of banking and enterprise docking, the People's Bank of China Caramay City Sub -branch also guided banking institutions to set up a "loan code" work class and establish a "organizational bank docking system" and "135" financing response system.

"After the implementation of these two systems, not only has full -time customer managers providing financing guidance to market entities, but also clearly stipulates the business acceptance time, that is, 'acceptance within 1 day, within 3 days, and qualified principles in 5 days' loans'' 'within 5 days'' '' , Effectively improving the efficiency of financing docking of small and medium -sized enterprises. "Chen Liangping, director of the Financial Service Center of Clarmai City (Financial Office) Financial Service Center.

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