Support to stabilize the economic market Henan Banking Insurance Industry in Action ｜ CITIC Bank Zhengzhou Branch: Fully go to the risk of preventing people's livelihood

Henan Daily client reporter Li Peng

Since 2022, the Party Central Committee, governments at all levels, and regulatory agencies have continuously strengthened the top -level design, actively deployed the work of stabilizing the economic market, and successively released a package of policies and measures to stabilize the economy. CITIC Bank Zhengzhou Branch fully understands the arduousness and importance of tasks, unified ideas, improve standing, and overcome difficulties. It resolutely implement the central decision -making and deployment into various operations and management work, and go all out to do a good job of financial support.

Difficulty in a total of time, all the main body of the market

The Zhengzhou Branch of CITIC Bank held the power of the entire bank, and the departments and operating units performed their duties to do a good job of doing a practical market assistance work, increased the bailout of enterprises in difficulty in business, increased the impact on the epidemic affairs. Help and increase the protection of customers affected customers.

CITIC Bank Zhengzhou Branch takes the opportunity to consolidate and expand the results of the preliminary work of the "President into the Thousands of Enterprises" to continue to expand the coverage and improve the solution rate of corporate problems. Actively participate in various forms of political and bank -enterprise docking activities carried out by the government to fully meet the financing needs of enterprises; simplify the process of loan business processing and improve the efficiency of loan issuance; conduct accurate docking with enterprises in a timely manner, enhance the targetedness and effectiveness of credit services for credit services. Sex; optimize the process of credit approval, provide flexible and convenient financial services, and improve the efficiency of credit services. At the same time, in accordance with the principles of marketization, in accordance with the owners of small and medium -sized micro -enterprises, individual industrial and commercial households, truck drivers, etc., the repayment of the principal and interest on the implementation of their loans should be extended. Isolation, affected by the epidemic affected by isolation observation or loss of personal housing, consumption and other loans for the existence of the source of income sources, the repayment time is flexibly adopted to adjust the repayment time, extend the loan period, and delay the repayment of the repayment. In addition, in order to ensure the unblocked account service and cash operation services, companies that cannot open accounts on the counter and cannot provide on -site services for the affected affected situation are allowed to handle enterprise bank account business through remote ways, and comprehensively implement minimalist account opening services for small and micro enterprises.

Increased investment to help stabilize the economic market

CITIC Bank Zhengzhou Branch focuses on key areas, key areas, key industries, and weak links. It shall be voted, borrowed due to doubling, and puts it out as soon as possible to help stabilize the basic economy of the economy.

The bank has increased credit investment, and multiple measures have formed a long -term and stable financial supply of key areas of the real economy to ensure that the intensity is not reduced and the scale will not be reduced. Increase support for infrastructure construction and major projects, deepen bank -enterprise docking, and increase accurate financial support; attach great importance to the development of local special debt business, increase local debt investment subscription efforts, and better help the construction of major local government projects; Continue to increase the investment in small and micro enterprises, strengthen the empowerment of fintech technology, and accelerate the improvement of small and micro enterprises' financial services; focus on the goal of "stable price, stable housing prices, and stable expectations", distinguish the risk of real estate projects and enterprise group risks to ensure real estate Reasonable financing needs of enterprises; actively support financial needs of "new citizens" in urban entrepreneurship, employment, house purchase, education and training, medical and pension, etc.

Coordinate and take into account and effectively ensure safety development

CITIC Bank Zhengzhou Branch coordinates the risk management and business development, insists on letting the profit from allowing risks, finding out the number of risks, consolidating the foundation of risk management, and winning the quality of asset quality.

Promote the resolution of risks steadily and orderly, effectively prevent "actively pulling the enterprise", and adhere to the new control of the old control. For customers who meet the requirements of CITIC Bank, the affected customers who need to be postponed in time, apply for repayment of the principal and interest in time, adjust the repayment repayment, Plan; customers who have difficulty in the short -term repayment of the epidemic but have the willingness and potential of repayment and potential, adopt the strategy of changing the space with time to make a good job of financing sequels in advance; strengthen the implementation of credit policies, promote the implementation of review and approval standards and marketing guidelines. , Promote the comprehensive optimization of asset business and income structure.

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