Bank of China Hebei Branch: Financial bailout to promote foreign trade enterprises to stable
Author:Hebei Radio and Television Sta Time:2022.06.18
Export is one of the "troosomes" that drive economic growth. In response to the difficulties and challenges facing the current production and operation of foreign trade enterprises, Bank of China Hebei Branch has played professional advantages, innovative financial products, and help foreign trade enterprises through difficulties and develop steadily.
In the first half of this year, the orders from European Darui Main Coats increased from Europe. This was originally a happy thing, but due to the epidemic, the company's mobile funds were very tight, and they could not buy raw materials.
Chen Yinghui, chairman of Hebei Darui Main Noodles Company:
At that time, we needed to pay for salary and buying raw materials, so the funds were relatively tight.
Urgent funds, but lack of sufficient pledge. According to this problem that China Bank is generally existed, it is tailor -made to build credit products. The enterprise has a history of imports and exports for more than 2 years, and the export amount of customs exports is greater than $ 1 million for two consecutive years. It can apply for a special credit limit for foreign trade loans from the Bank of China without pledge. Darry successfully obtained 10 million loans from the export customs data, sales revenue, and exchange of foreign exchange.
Chen Yinghui, chairman of Hebei Darui Main Noodles Company:
Give us a loan to increase the frequency of our order, increase our confidence in receiving orders, and make our business grow rapidly. This year, more than 30 workers have been added from the personnel.
During the interview, the reporter also learned that foreign trade enterprises from shipping to foreign customers were generally separated by two to three months. During this time, foreign trade enterprises could not receive payment, causing tension on the capital chain. In response to this situation, the Bank of China solved the problem of slow repayment through the foreign exchange business. After the foreign trade enterprise shipped, it could take bills such as bill of lading and contract to the bank to monetize.
Wang Yibo, deputy president of Bank of China Shijiazhuang Airport Road Sub -branch:
It is equivalent to selling this payment to our bank, and we get his account for his customers in advance. Then, in this way, it can be recovered in advance within a week in advance for his payment of workers' wages and purchasing raw materials for the next issue.
Precise services, connecting the financial needs of foreign trade enterprises. From January to April this year, the Bank of China Hebei Branch provided a total of more than 6,400 foreign trade enterprises with $ 8.8 billion in international trade settlement services, accounting for 35%of the province's import and export. Customers provide credit to support 30 billion yuan, which strongly supports the development of foreign trade enterprises in the province.
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