Automatic money to the wallet, the new "casual charging" function of the digital RMB app upgrade | Express
Author:Huaxia Times Time:2022.08.24
Text/Lu Mengxue
Digital RMB (pilot version) APP is updated. When the balance is insufficient, it will automatically charge money from the affiliated bank card to the wallet. You can complete the payment without manual recharge.
"Huaxia Times" reporter was informed that on August 23, the digital RMB (pilot version) app updated the new version. The main update content is "Digital RMB Paying Service Upgrade, Wallet Add Bank Card, and it is more convenient to use it with charges."
According to digital RMB (pilot version) APP text introduction, the function of "use and follow -up" function is the index of RMB wallet when the affiliated bank card is already related to the affiliated bank card. Automatically charging money from related bank cards to the wallet and completing the payment. The amount of money is required to make up for the payment. If multiple bank cards are associated, try to charge money in the order of bank cards.
For example, when the balance of the digital RMB wallet is only 10 yuan, and the user purchases 100 yuan products, when paying, the system will automatically deduct 90 yuan from the bank card to the wallet and complete the payment.
In addition, when a refund transaction occurs, if the money in the bank card is deducted when consumed, the original road will return to the corresponding bank card when the refund is refunded. For example, in the above 100 yuan transactions, except for the deduction of 90 yuan from the bank, when the refund is less than 10 yuan, the refund amount will be returned to the wallet. If the refund is greater than 10 yuan, 10 yuan will be returned to the wallet, and the remaining will be returned to the bank card.
This function can be closed at any time. The page shows that if users do not want to use this function, they can turn off the "bank card deduction switch" in the "wallet management" - "bank card management", and the order of bank card deduction can be adjusted.
Edit: Meng Junlian
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