From January to July this year, Jining Qingchuang's loan investment amount was about 1.8 billion yuan

On August 23, the reporter learned from the "Youth Sisihui" Jining Youth Development Friendly Urban Policy Policy for the "Youth Sisihui" organized by the Municipal Government News Office (Session 2) that in recent years, the Municipal Human Resources and Social Affairs Bureau has insisted on supporting young people to support young people. Entrepreneurship is planned to promote the overall situation of market subjects and stimulate development vitality, continuously enrich guarantee measures, continuously optimize the entrepreneurial environment, create a strong atmosphere of entrepreneurship, and escort you to youth entrepreneurship.

The first place in the province! The city issued 1.451 billion yuan in entrepreneurial guarantee loans

Entrepreneurship is an important way to promote economic and social development and stabilize employment to protect people's livelihood, while young people are important new forces for entrepreneurial innovation. Since the beginning of this year, the Municipal Human Resources and Social Affairs Bureau has implemented the "Entrepreneurship Services and Increased Efficiency and Increased Efficiency and Increased Moleters", and comprehensively promoted the model of entrepreneurial guarantee loans "political and banks" and "credit loans". There are 178 enterprises, and the total distribution ranks first in the province. At the same time, we will carry out in -depth planning plan for college students' entrepreneurship, organize special entrepreneurial activities such as the "Flowing Eagle Plan" entrepreneurial training camp, the "Winning Future" summit forum, optimize entrepreneurial services such as entrepreneurial counseling and results, and select the "Top Ten College Students Star of Starts for Entrepreneurship. "Top Ten Returning to Entrepreneurship Migrant Workers" and other youth entrepreneurship, such as the high -quality development of the city and the high -quality development of young people in the city and the high -quality development of young people.

Entrepreneurship support policy:

● Entrepreneurship guarantee loan policy: In Ji Entrepreneurship youth holding business licenses or actual entrepreneurial projects, in addition to student loans, poverty alleviation loans, housing loans, car purchase loans, small consumer loans (including credit card consumption) under 50,000 yuan, I If there is no other loan, it can apply for a business guarantee loan with a maximum of not more than 200,000 yuan.

● Disposal entrepreneurial subsidy policy: For the first time they receive a small and micro enterprise business license (register and register after October 1, 2013), the normal operation is more than 12 months, and entrepreneurs who have paid employees' social insurance premiums for more than 6 months ( Enterprise legal person) gives a one -time entrepreneurial subsidy of 15,000 yuan, and each enterprise can only receive it once.

Save more than 20 million funds! "Lu Qinghui Enterprise Loan" policy promotes youth innovation and entrepreneurship

Since the beginning of this year, the People's Bank of China Jining Municipal Center Sub -branch has actively implemented the concept of priority development of youth. Through a series of active and effective measures, from January to July this year, the city's various youthful loans have invested about 1.8 billion yuan, and the average financing interest rate is compared with the market. The same type of loan is 1.2 percentage points lower, saving about 2 million yuan for young entrepreneurs.

Among them, the "Lu Qinghui Enterprise Loan" project has become a specific assistance measure to promote youth innovation and entrepreneurship. From 2022 to 2024, the People's Bank of China will coordinate four financial institutions such as CCB, Agricultural Bank, Postal Savings, and Agricultural Bank of China to provide credit funds of not less than 41 million yuan in Jining every year. The longest period of loan is 12 months. In principle, the one -year LPR+50bp announced by the People's Bank of China on the day of the loan contract signed (up to one year does not exceed the one -year LPR+150bp). Based on the latest 1 -year LPR calculation, the loan annual interest rate is 4.15%in principle. The maximum quota is 3 million yuan. Compared with the "Lu Qingji Loan" implemented from 2017 to 2021, the highest interest rate has dropped by 0.46 percentage points. Effectively help young people to alleviate the bottleneck of entrepreneurial funds and reduce the cost of entrepreneurial loans.

Youth Innovation and Entrepreneurship Policy Policies Exempted and Enjoying

Since the beginning of this year, the Municipal Administrative Examination and Approval Service has closely focused on the overall goal of "youthful vitality, youth power, youth gravity, youthful charm", focusing on the enterprise's "unknown, not easy to find, not easy to find, not easy to find, not easy to find, not easy to find, hard to find, Do not use the "blocking point and difficulties of" to build a service platform for the benefit enterprises, promote the "online redemption" of benefit enterprise policies, make enterprises more conveniently enjoy policy dividends, greaterly stimulate market vitality, and strive to create higher levels of youth innovation and entrepreneurship surroundings. Among them, the work of "exemption to enjoy" the policy of "exemption" for youth innovation and entrepreneurship is even more high.

● Service object

All enterprises operating in our city, as well as entrepreneurs who are interested in investing in industry in our city, can conduct policy inquiries, matching, and fulfillment through platforms. At present, the Huitong Service Platform has been launched with 53,200 companies, bringing more than 71,000 central and provincial and municipal policies, providing "one -click matching" services for 1276 enterprises.

● Application procedure and function

Application registration: Search for "Jining Huitong Service Platform" in the browser, or directly enter the URL (jiningdq.cn), click "legal person registration" in the upper right corner, complete the legal representative certification, real -name certification, fill in the unit information in turn, fill in the unit information , Fill in the account information and other steps to register.

Policy matching: Through the "policy" sector, search for "enterprise names", you can query the policies of various types of benefit enterprises such as finance, employment, finance and taxation, talent, science and technology, and intellectual property that the company can enjoy. Customized corporate policy management proposal, providing enterprises with personalized policy declaration and counseling.

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