Financial supports the development of small and micro enterprises to help Apple growers get rich and increase their income

Financial supports the development of small and micro enterprises to help Apple growers get rich and increase their income

Li Dongni

"Xiao Chen, come, look at the new variety this year, how good it is." Ma Zhanxiang, the head of an apple professional cooperative in Ruicheng County, Shanxi, said happily holding the staff of Ruicheng Rural Commercial Bank.

"Okay, Uncle Ma, how much is you going to buy this year?"

"With your 1 million yuan credit loan, I am full of confidence. This year must be a bumper year." Lao Ma said happily.

"In the past two years, we have successively introduced new varieties such as Yanfu 8, Venus Gold, and Ruixianghong. At present, the" Beidou Seven Star "Apple in Ruicheng County not only sells all over the country, but also cross the sea, exported to Canada in Canada. , Russia, Bangladesh, including 27 countries and regions, have a good reputation. "Ma Zhanxiang introduced the staff of Ruicheng Rural Commercial Bank of China happily.

In order to conscientiously implement the "special" and "excellent" strategies in Ruicheng County, implement the requirements of creating the "quality and fruit industry, brand fruit industry, and integrity fruit industry", and promote the high -quality transformation and development of the apple industry in the county. The bank has determined that it takes special industrial projects as the starting point, integrates wisdom and integrity, and adopts the three -in -one operation model of "bank+high -quality enterprise+village collective" to fully support the development of Ruicheng Apple's "Beidou Seven Star" industrial chain.

Back to 2021, Pingwang Village, Monan Town was determined to be the key construction village of Ruicheng Apple "Beidou Seven Stars". Ma Zhanxiang, who has been engaged in Apple for many years, saw the development prospects. Dragon's industrial development pattern. After everything is difficult, after creating the "Beidou Seven Star" boutique Apple Demonstration Park project, the problem of difficulty has become the top priority of the old horse. When he was unable to do it, the small and micro customer manager immediately came to the door to investigate and communicate to handle a loan of 200,000 yuan for him. In early July this year, when the small and micro customer manager continued to follow up with the business of the old horse, he learned that there is a capital gap in expanding scale, and immediately organized personnel to conduct investigations. Combining his credit situation, he handled 1 million yuan for him 1 million yuan. Loire for credit.

"In the past, the loan, either five household insurance or asset mortgage. Now you can loan by credit, and my personal credit can apply for a credit loan of 1 million yuan. For the unit calculation, it is now calculated based on the actual number of days. It is not necessary to count the interest rate. More importantly, the interest rate is large, and the cost of using loans has saved a lot of money. This year's 1 million yuan is taken back, and it can be taken after it is still, which is equivalent to several 1 million yuan cycles. It is too convenient to borrow money to owe people. "Ma said happily.

Lao Ma is just the epitome of the small and micro supporting characteristic industries of Ruicheng Rural Commercial Bank. In the help of the village's revitalization, the Ruicheng Rural Commercial Bank always adheres to the positioning of the small market for the branch of the agricultural branch, focusing on the purpose of the industry's service to serve the local farmers, small and micro -micro -micro -micro -micro -micro -micro Centers for enterprises and individual industrial and commercial households, focus on solving the problem of farmers' funding demand, comprehensively strengthen financial benefits to the people, and help rural revitalization and development.

Up to now, the bank's small and micro has issued 230 million yuan to the characteristic industries in its jurisdiction, which has truly implemented the policy of benefiting the people and promoted the vigorous development of the local characteristic fruit industry.

- END -