Nancai Insurance Weekly (Issue 27) ｜ In the first July, the five major listed insurance companies in A shares realized the full growth of the exclusive commercial pension insurance will soon enter the normal operation

Southern Finance All Media Reporter Sun Shihui Shanghai report

Industry News:

1. Optimization and adjustment of the "Beijing Inclusive Health Insurance" product plan

Recently, the reporter learned from the "Beijing Inclusion Health Insurance" that "Beijing Inclusive Health Insurance" optimized and adjusted the product plan in 2022. The "Beijing Inclusive Health Insurance" reduces the deductible liability for its own expense and the deductible amount of special drug liability to 10,000 yuan.

2. The Beijing branch of Manfal Reinsurance Company in Spain was approved

A few days ago, the China Banking Regulatory Commission approved the establishment of the Beijing Branch of Manfal Reinsurance Company in Spain, and the internationalization of China's reinsurance market has further improved.

4. Auxiliary reproductive technology may gradually be included in medical insurance

On August 16th, with the consent of the State Council, the National Health and Health Commission, the National Development and Reform Commission and other 17 departments issued the "Guiding Opinions on Further Importing and Implementing Active Fertility Support Measures" (hereinafter referred to as "Opinions"), which required to accelerate the establishment of positive fertility support Policy systems, improve and implement active fertility support measures such as finance, taxation, insurance, education, housing, employment, etc., and provide strong support for promoting a moderate fertility level and promoting long -term balanced development of the population.

5. The insurance industry MGA model is followed

Recently, the Beijing Banking Insurance Regulatory Bureau issued the "Supporting and Standardized Management Insurance Intermediary Business Development Work Plan (Draft for Opinions)" (hereinafter referred to as the "Draft of Opinions"). Professional intermediary legal person institutions specify and orderly pilot MGA models, and rectify the "multi -scattered" problem of insurance intermediaries.

The "Draft of Opinions" stated that in the future, the Beijing Insurance Intermediary Industry Association will establish an industry evaluation mechanism, and strive to explore a number of new MGA models that can be replicated, promoted, high -value, and high -quality in 3 years. The "resource type, channel type, extensive" model upgrades to "professional, technology, management".

6. Exclusive commercial pension insurance is about to enter normal operation

Recently, the relevant person in charge of the China Banking Regulatory Commission stated that the documents will be issued in the near future to promote the normalized business of exclusive commercial pension insurance to encourage more eligible institutions to carry out operations. According to the latest statistics from the CBRC, as of the end of July this year, the cumulative number of insureds for exclusive commercial pension insurance was nearly 210,000, and the cumulative premiums were 2.35 billion yuan, of which the new economy, new business staff and flexible employees insured nearly 30,000 pieces.

Industry data:

1. The five major listed insurance companies in A shares disclosed the premium data before 2022.

According to the statistics of the 21st Century Business Herald, the premium income of the five major listed insurance companies in A -shares was close to 1.75 trillion yuan in the past July, an increase of 4.29%over the same period last year.

From the perspective of income scale, the original insurance premiums of the three companies of China, China Life, and Chinese People's Insurance exceeded 400 billion yuan. Among them, the scale of Ping An premiums in China reached 486.199 billion yuan. ; From the perspective of revenue growth, the growth rate of Chinese people's insurance continues to lead the industry, 10.81%, China ’s Tai insurance is the second, reaching 8.02%, and the overall premium income of the industry increased by 4.29%compared with the same period last year.

2. Zhonghong Insurance disclosed the semi -annual report of a insurance claim service in 2022

On August 17, Zhonghong Insurance disclosed the semi -annual report of the insurance claims service in 2022. In the first half of the year, it paid 270 million yuan.

Product evaluation:

In this issue, Nancai Insurance testing and selection of four long -term critical illness insurance for evaluation is taken for evaluation. This issue of critical illness insurance assessment products are: Taikang Life Insurance-Taixiang Year, Ping An Health-Ping An E Shengbang Insurance Long-term Medical Insurance+Insurance Product Portrait (20-year), Pacific Health-Anxiang Million Medical Insurance, Revival United Health-Transcendence Inspection of 2020 Standard Edition Medical Insurance. Four products are ranked 5th-8th among the 12 long-term medical insurance lists.

The following is the specific evaluation results:

The fifth comprehensive ranking is Taikang Life Insurance-Taixing year, with a comprehensive score of 7.54, the guarantee score of 26.23, ranking eighth, star index: ✮✮✮+.

The sixth in the comprehensive ranking is Ping An Health-Ping An E Shengbang Insurance long-term medical insurance+insurance product portfolio (20 years), with a comprehensive score of 7.28 points, a guarantee score of 27.2, ranking seventh, star index: ✮✮✮.

The seventh comprehensive ranking is the Pacific Health-Anxiang Million Medical Insurance, with a total score of 7.27 and a guarantee score of 24.05, ranking ninth, star index: ✮✮✮.

The eighth ranking is the Fuxing Union Health-Beyond Bao Bao 2020 Standard Edition Medical Insurance, with a total score of 7.08, the guarantee score of 28.08, ranking sixth, star index: ✮✮✮.

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