Ping An Bank's debt collection "Baoneng Department", Yao Zhenhua "selling houses to debt", Shenzhen Baoneng City 56 luxury homes will be auctioned, starting at 12.98 million

Recently, the Red Star Capital Bureau learned from the Ali French Paper Platform that the Shenzhen Net Red Plate "Baoneng City Garden" held by Baoneng Group was auctioned by 56 sets of real estate, and the price of single sets of residences was 12.98 million to 19.62 million yuan between.

The Red Star Capital Bureau found that the starting price of Baoneng City Garden was lower than the price of the surrounding second -hand housing.

On August 21, a property consultant of the Shell Platform told the Red Star Capital Bureau that the current transaction price of the second -hand house of Baoneng City Garden is about 120,000 yuan/㎡, and the transaction price has reached 150,000 yuan/㎡. Compared with the starting price of 98,500 yuan/㎡, there is a difference of nearly 20,000 yuan/㎡.

Behind the auction of 56 sets of real estate is closely related to the debt relationship between Yao Zhenhua and the "Baoneng Department". The "creditor" is the Shenzhen Branch of Ping An Bank. Some market voices believe that financial institutions have lost their patience to the "Baoneng Department" debt.

Since the self -Baoneng Group has fallen into the crisis of liquidity, "handling high -quality assets" is often mentioned by Yao Zhenhua. However, from the perspective of the enforcement of Baoneng City Garden, the progress of Baoneng asset disposal may not be smooth. In this regard, the Hongxing Capital Bureau called the Treasure Group and did not contact the publication as of press time.

Baoneng City 56 suites will be auctioned

"One of the three major mansions in Xili", lower than the surrounding second -hand house 20,000/㎡

The Ali Fifa Paper Platform shows that 56 real estate products that are about to be auctioned, covering an area of ​​131 square meters to 199 square meters, starting at 98,500 yuan/square meter with government guidance, and the starting price of single-set land shooting is 12.98 million to 19.62 million yuan. In between, the houses are all rough housing, in a vacant state, and the purpose is residential.

The above -mentioned real estate will be auctioned on September 20th and September 21st, and participants will need to pay 1 million margins. The Red Star Capital Bureau has noticed that as of now, no one has registered, but there have been thousands of onlookers.

↑ Picture from Ali Fa Fatai Platform

Baoneng City Garden has always been the "net red disk" of the Shenzhen market. It is located in the Nanshan Xili University City area. In addition to the residential part, the project also integrates a variety of formats such as large commercial, apartments, libraries, etc. Million Ping is a large urban complex project in the area.

When the first opening in November 2015, the average price was as high as 69,563 yuan/㎡, and the price rose all the way. By the opening of March 2016, it had risen to 77,948 yuan/㎡. The last opening was in November 2020, with an average price of 98,500/㎡, and the total price of a single set was over 20 million. It was considered to be "one of the three major mansion areas of Xili".

The Red Star Capital Bureau found that the starting price of Baoneng City Garden was lower than the price of the surrounding second -hand housing. On August 21, a property consultant of the Shell Platform told the Red Star Capital Bureau that the current transaction price of the second -hand house of Baoneng City Garden is about 120,000 yuan/㎡, and the transaction price has reached 150,000 yuan/㎡. Compared with the starting price of 98,500 yuan/㎡, there is a difference of nearly 20,000 yuan/㎡.

It is worth mentioning that as early as the end of May this year, the Shenzhen Intermediate People's Court issued an announcement on the auction of "Baoneng City Garden". At that time, there were only 15 units auctioned real estate. It is expected to be auctioned from June 30th to July 1st, but it was eventually withdrawn two days before the start of the tax issue.

It is understood that taxes and fees are related to the nature of these real estate. According to the China Real Estate Daily, if the taxes and fees are calculated at second -hand housing, if the price of 15.05 million yuan is sold, the taxes and fees will be as high as 8.22 million yuan, which contains 7.23 million yuan in value -added tax; Deed tax: 1.5 % of the total price of the first set, that is, 225,000 yuan, 3 % of the total price of the two sets, that is, 450,000 yuan.

Today, after two months, Baoneng City Garden has been auctioned again. In the latest bidding announcement, taxes and fees have been adjusted from "borne by the buyer" to "the corresponding subject is borne by the law". Increased to 56 sets.

Yao Zhenhua and "Baoneng Department of Ping An Bank

Apply to seize 484 sets of real estate

The Red Star Capital Bureau noticed that the 56 sets of real estate was related to the debt of Yao Zhenhua and the "Baoneng Department".

An executive ruling from the Shenzhen Intermediate People's Court of Guangdong Province shows that the application executive who applied for judicial auctions for the real estate is the Shenzhen Branch of Ping An Bank Co., Ltd. It has a loan contract dispute with Yao Zhenhua and "Baoneng Department", Baoneng Real Estate Co., Ltd., Baoneng Holdings (China) Co., Ltd., and Shenzhen Liujin Investment Co., Ltd.

↑ File screenshot comes from the Ali Fa Fa Paper Platform

In 2022, the Guangdong Higher People's Court has issued a civil mediation letter, but because the executed person Yao Zhenhua and the "Baoneng Department" did not fulfill their legal obligations, Ping An Bank Shenzhen Branch applied for forced enforcement.

It is worth mentioning that, in addition to the 56 sets of real estate that was auctioned this time, according to the application of the Shenzhen Branch of Ping An Bank, the Shenzhen Intermediate People's Court preserved the mortgage real estate according to law, that is, Baoneng City Co., Ltd. Baonengcheng Garden A total of 484 units.

The debt of Ping An Bank Shenzhen Branch and "Baoneng Department" originated in two mortgages began in 2018. In the real estate mortgage registration information, it can be seen that Baoneng City Co., Ltd. and Shenzhen Shenzhen Industrial Logistics Group Co., Ltd. as mortgagers on October 11, 2018 and July 29, 2021, mortgaged to Ping An Bank Shenzhen Branch, and was guaranteed The amount of bonds was 6.5 billion yuan and 3.5 billion yuan, respectively.

According to the surging news report, at the performance meeting of Ping An Bank in early March this year, Guo Shibang, vice president of Ping An Bank, stated that Ping An Bank's real estate insurance business is mainly based on Baoneng, of which the largest amount of 5.4 billion yuan of treasures The Nengcheng project can immediately enter the judicial auction implementation. At that time, there was a market voice that financial institutions had lost patience to the debt of "Baoneng". However, the creditors of the "Baoneng Department" are not only Ping An Bank. On July 31, 2021, Baoneng City Co., Ltd. and Shenzhen Shenye Logistics once again were mortgaged as a mortgagee and mortgaged to Qianhai Century Fund Management Co., Ltd., which was guaranteed to be 4.9 billion yuan. However, less than 3 months of mortgage, the batch of mortgaged housing was seized by the Shenzhen Intermediate People's Court, and the seizure period from October 14, 2021 to October 13, 2024. But as of now, there are no judicial proceedings of Qianhai Century Fund Management Co., Ltd. and "Baoneng Department".

Bao Neng is deeply trapped in a liquidity crisis

It may not be smooth to deal with high -quality assets

Since mid -2021, Baoneng Group has been trapped in a liquidity crisis. Many companies have broke the problems such as layoffs and arrears of salary social security, and the capital crisis has gradually revealed.

At the end of 2021, Yao Zhenhua, a actual controller of Baoneng Department, announced that the company is selling 100 billion yuan in assets to return funds, including the headquarters Shenzhen Baoneng Center, the old reform project, Qianhai high -quality project, logistics park asset package project, etc. The asset project in Guangzhou is sold. At that time, Baoneng Group was expected to pay about 20 billion yuan within 3-4 months. However, the Red Star Capital Bureau searched that as of now, there has been no public news that Bao Neng has completed the above project.

Entering 2022, on the problem of liquidity crisis, "disposal of high -quality assets" was often mentioned by Yao Zhenhua.

For example, in March of this year, in a announcement of the Guangzhou Intermediate People's Court, Yao Zhenhua was exposed to "unknown whereabouts", which aroused a lot of attention. The next day, Yao Zhenhua appeared. According to the Finance News Agency, in an interview, he said: "Baoneng encountered some temporary liquidity difficulties, and the company attached great importance to and seriously treated. On the one hand, we decisively dealt with a group of high -quality assets. At the same time, comprehensively strengthening business management has achieved staged results and is constantly improving. "

In April of this year, according to the official WeChat of "China Baoneng", Yao Zhenhua said at the chairman's office in March: "Some of the assets of some of the assets have made significant progress and are accelerating the relevant process." On August 3, Yao Zhenhua in August August At the chairman's office, once again emphasized: "Promote the treatment of assets and enhance the efficiency of asset operation.

However, from the perspective of the enforcement of Baoneng City Garden, the progress of Baoneng asset disposal may not be smooth.

In addition, Baoneng's debt problem is still very severe. In January of this year, the listed company of the "Baoneng Department" Zhongju Hi -tech (600872.SH) disclosed the financial report that as of the end of December 2021, the total interest liabilities of Baoneng Group were 191.8 billion yuan (including bank loans, trust loans, financial management, wealth management Products and issuance corporate bonds), the balance of external guarantees was 30.8 billion yuan.

Under the crisis, Bao Neng and Yao Zhenhua still did not give up the "dream building dream". At the chairman's office in August, Yao Zhenhua said that he must be courageous to overcome difficulties and resolutely promote the key work of the automotive sector.

Red Star Journalist Qiang Ya Mill

Responsible editor Deng Yiguang Editor Xiao Ziqi

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