Qinhuangdao: Using credit construction as the starting point to help optimize the business environment

In order to better implement the province's measures and supporting policies to stabilize the economic operation, effectively help enterprises to relieve difficulties and solve the problem of financing difficulties and expensive financing. Qinhuangdao City takes "consolidating the foundation of credit" as the starting point, with credit -benefit enterprises to promote the economic development as the setting point, comprehensively build a social credit system, and strive to create a "integrity Qinhuangdao" brand. The market environment of the enterprise helps optimize the business environment.

Hongyue Plastic Group, located in the Qinhuangdao Economic and Technological Development Zone, is an environmentally friendly plastic pipeline R & D and production enterprise. Since this year, with the broader sales channels, the number of export orders has increased dramatically, and the company's production capacity cannot keep up. I encountered "happy troubles". "We have already been on more than 30 production lines, and the production line may be on the later period. In addition, because it is mainly export growth, the delivery of exports includes a long period of money, so the demand for funds is also very large. Now The main problem is the problem of shortage of funds, "said Yang Hong, deputy general manager of Qinhuangdao Hongyue Plastic Group.

At a critical moment, Hongyue Plastic Group thought of applying for credit loans on the Qinhuangdao City "Xinyi Loan" platform. After seeing the capital needs of the enterprise, the Bank of Qinhuangdao took the company to conduct field visits for the first time. Zhang Sai, a senior product manager of the banking department of Qinhuangdao Bank, said: "By verifying the credit status of the company, we give customers a comprehensive credit line, and the loan approval and issuance will be completed as soon as half a month."

No mortgage or guarantee is required. In half a month, 25 million credit loans have reached the account of Hongyue Plastic Group, which relieves the company's urgent urgency. Yang Hong, deputy general manager of Qinhuangdao Hongyue Plastic Group, said: "With the support of funds, we can immediately expand production, so we can ensure a timely delivery of overseas orders."

The local financing comprehensive credit platform of Qinhuangdao City is an important part of the construction of the Qinhuangdao Credit System. At present, 21 financial institutions, 1 guarantee service institution and more than 40,000 enterprises have settled in. The overall business and credit situation of the enterprise issued a small WeChat loan for it, which effectively reduced the cost of corporate loan approval.

Liu Zongwei, President of the Peking University of Qinhuangdao, said: "We took the lead in publishing 6 credit products including intellectual property pledge and listing loan on the Xinyi Loan platform. As of now, we will connect with SMEs by SMEs through the Xinyi Loan Platform. Households, a total of 1.317 billion yuan, helping small, medium and micro enterprises' financing and development effects on the development of the hard work. "

Gao Xuehua, a staff member of the Social Credit Department of the Qinhuangdao Municipal Administrative Examination and Approval Bureau, said: "As of now, a total of more than 1,32 million yuan has been awarded more than 1,322 million yuan for our more than 800 companies through the platform of" Xinyi Loan ", which has set up a bridge for bank -enterprise for financial institutions and enterprises. "

While promoting the financing of credit empowering enterprises, Qinhuangdao City focuses on building a public credit basic database covering natural people, legal persons, and illegal organizations, breaking the barriers to credit information application, realizing precise services, innovating "Xinyi+" application, and launching 123 items Credit inspiration application scenarios. At more than 3 pm, Liu Yan, the person in charge of a business enterprise in Qinhuangdao City, came to the Credit Green Channel of the Administrative Examination and Approval Bureau of Harbor District to handle the business scope of the business scope of the enterprise. After submitting the materials Essence

"After querying our company through the platform, our company is honest and trustworthy enterprises. The first time we opened a green channel for us, specially organized materials for us, and the service was fast and good. Tell reporters happily.

Since the launch of the credit system construction work, Qinhuangdao City has planned a plan to decompose tasks to municipal agencies, industry associations, public institutions, and public institutions. At present, more than 178 million credit information such as taxation, social insurance, housing provident funds, water and electricity, and science and technology research and development have been collected and shared. The cumulative 30 months are in the top 100 in the national urban credit monitoring ranking.

Gao Xuehua, a staff member of the Social Credit Department of the Qinhuangdao City Administrative Examination and Approval Bureau, said: "In the next step, Qinhuangdao City will continue to consolidate the basic work of the construction of the social credit system. Create a demonstration city for the construction of a national social credit system. "

- END -