Daqing Real Gold Silver Incentive Bank Institution Services Real Economy

Increase loans, prizes! Dare to loan, wish loan, award! The country's first financial product, award!

Recently, "Daqing Financial Supporting Several Incentives for Promoting the Development of the Economy" (hereinafter referred to as the "Measures") was officially introduced.

The "Measures" uses real gold and silver awards to inspire the city's bank institutions to innovate credit products, increase loans, and better serve the real economy. The "Measures" shows that Daqing will reward more loans, dare to lend, willing to lend, and innovative loans from 7 aspects.

Credit incremental inspiration

The annual incremental deposit loan ratio exceeds 100%. At the same time, the annual loan balance increase is ranked in the city, and the province's ranking in the province (no branches in other cities in the province, the national ranking of this system is standard) The city's banking institutions will give 1 million yuan award each.

Inconsistent Incentives for Pratt & Whitney

From June 1st, 2022 to January 31, 2023, if the "Double -Stable Fund" guarantee loan in Daqing's bank institutions exceeds 2020, 100 million yuan will be put in place for 100,000 yuan.

For the city's banking institutions that realize the "two increases" targets of inclusive small and micro -enterprise loans of the year, the balance of loan loans of inclusive small and micro enterprises increases by 100 million yuan from the previous year, and gives 50,000 yuan awards.

For the unsecured and small and micro enterprises that provide eligible individuals and small and micro enterprises in Daqing City, the municipal banking institutions supported by the entrepreneurial guarantee loan supported by the lenders do not bear the guarantee fee.

For entrepreneurial banks, guarantee institutions and other units with outstanding results in entrepreneurial guarantee loans, the implementation of the entrepreneurial guarantee loan award subsidy policy.

From June 1st, 2022 to January 31, 2023, if you use the municipal loan weekly or other weekly transfers to successfully renew the loan, the city banking institution that renews the loan will be increased by 50 million yuan for each new loan. Give a reward of 10,000 yuan.

The aforementioned reward for a cumulative up to 1 million yuan per bank institution.

Increase incentives for financing guarantee

From June 1st, 2022 to January 31, 2023, the government financing guarantee agency provides "dual -stabilized funds" guarantee for the city's enterprises, and the guarantee fee for the exempted guarantee loan of 5 million yuan (inclusive) is based on 50%of the rewards, a single "dual -stabilized fund" guarantee loan can also enjoy the entrepreneurial guarantee loan discount policy at the same time, the reward will be given in full according to its free guarantee premium;

A guaranteed loan of more than 5 million yuan increases for each 100 million yuan, giving a reward of 100,000 yuan. The aforementioned reward of each government financing guarantee agency has cumulative up to 2 million yuan. If other financing guarantee institutions provide the same nature services, they will give the same reward.

Financial innovation incentive

Encourage banking institutions to carry out financial innovation in combination with Daqing. Give 500,000 yuan in banking institutions for the first to trial financial products in the country and achieve significant results in the country.

For new types of credit services and services that have not yet started in the province, they have gained a reward of 300,000 yuan.

Financial supervision incentive

Encourage the central government to celebrate financial regulatory agencies to further improve the "quantity" and "price" differentiated monitoring and assessment system of small and medium -sized enterprises, further implement the non -performing loan tolerance and due diligence of small and micro enterprises, and encourage bank institutions to dare to loan and wish loan. The Central Celebrity Financial Supervisory Institutions cooperate with the municipal government to realize the annual financial growth indicators and promote the city's "dual -stabilized fund" guarantee loans in the top two in the province to reward them.

Bank staff introduced the tax reduction policy to business personnel

Notification incentive

The city banking institutions that have been rewarded will report in the name of the municipal government and recommend that their higher banks will give rewards. Anyone who has made significant contributions to the city's bank institutions and government financing guarantee institutions, in the name of the municipal government in the name of the municipal government and suggest that the corresponding financial regulatory authorities will give rewards.

Comprehensive guarantee incentive

For key industrial projects that have identified credit in the municipal banks, provide green channels in environmental assessment approval and project land use, provide policy support, accelerate the project landing process, and increase the rate of project loans.

Improve the financial judicial coordination mechanism, quickly crack down on escape debt, and maintain a good financial ecology. Banking institutions have increased credit investment to support local economic development as an important reference basis for the competitive storage of fiscal funds.

It is reported that Daqing's finance arranges special funds for the development of the financial industry in the annual budget for the implementation of the above incentive measures. The incentive measures are implemented from the date of announcement and are valid for 1 year.

Source: Lottery News

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