Social security comes out of big moves, which is related to having children

In order to reduce the worries of more people after giving birth, social security also made a big move.

Social security supports fertility to play "combination boxing"

The 17 departments including the National Health and Health Commission and other departments have jointly issued the "Guiding Opinions on Further Improve and Implementation of Active Paternal Support Measures", and put forward a series of measures in improving the relevant social insurance systems such as maternity insurance.

The opinions are clear that where conditions permit can explore the flexible employees participating in the basic medical insurance for employees to participate in maternity insurance simultaneously. Under -employed women enjoy maternity treatment by participating in basic medical insurance for urban and rural residents. In order to receive the employees of the unemployment insurance money, the basic medical insurance premiums (including maternity insurance premiums) are paid to protect their fertility rights, and the required funds are listed from the unemployment insurance fund.

Feng Wenmeng, director of the Research Office of the Public Management and Human Resources Research Institute of the Development Research Center of the State Council, told China Singapore Finance that the opinions faced by different groups of people clarified the operation path of these types of people's maternity insurance, and towards the guarantee of the guarantee. A big step in the state. The relevant measures issued by the 17 departments seem to be small, but if the implementation is fully implemented, it means that the burden of real gold and silver will be reduced, which will increase the protection level of more people, reduce their fertility costs, and help increase their willingness to fertility their willingness to fertility. Essence

Data Map: People handle social security business. Photo by Zhang Bin, a reporter from China News Agency

Explore flexible employment personnel to participate in maternity insurance

In accordance with national regulations, maternity insurance covers the employer and their employees in accordance with the law. The employer is paid by the employer, and the individual does not pay the fee.

According to data from the National Medical Insurance Administration, the number of fertility insurance participants in 2021 reached 240 million, which was 1.5 times that of 2012. Medical expenses that are not employed and flexible employment women can be reimbursed by participating in basic medical insurance in accordance with the prescribed regulations.

However, flexible employees do not have a fixed employer and do not cover the statutory coverage of maternity insurance. Therefore, women with age often lose their labor during their fertility and face pain points without economic sources.

Feng Wenmeng said that the number of flexible employment now is increasing, and a considerable number of people belongs to the childcare period personnel, but the fertility insurance mainly covers the official employment employees of regular units. When the aged women who are flexible employees can only enjoy the medical insurance they participate in Reimbursement treatment for relevant medical expenses given can not enjoy benefits such as fertility allowances during fertility.

In Feng Wenmeng's view, maternity allowances have a strong compensation effect on income during fertility for women. Therefore, flexible employees who explore the basic medical insurance participating in employees participate in maternity insurance simultaneously, so that flexible employees can also receive maternity allowances. They are substantially favorable, and they have also formed an incentive for the fertility decisions of flexible employment.

Liu Juan, deputy director of the Deputy Division of the National Medical Insurance Bureau's Treatment Security Division, pointed out that most women among flexible employees are at the age of fertility. They allow flexible employees to participate in maternity insurance and enjoy fertility allowances, which is conducive to strengthening the relevant protection of fertility. Flexible employment personnel are unstable, and income during fertility may be affected to a certain extent. Incorporating it into the scope of protection, it is conducive to alleviating the worries of their fertility.

The National Medical Insurance Bureau stated that the local government also carried out a certain practice exploration, incorporated flexible employment personnel into the scope of maternity insurance, participated in maternity insurance simultaneously while participating in employee medical insurance, and enjoyed maternity allowances. The practical effect was good.

Zhongxin Finance has noticed that recently, Zhejiang has made it clear that since July 1, individual industrial and commercial households, non -full -time employees, and other flexible employees who participated in the basic medical insurance of Zhejiang employees participating in maternity insurance In fertility, the reimbursement and fertility allowance can be enjoyed in accordance with the regulations as regulations.

Pay employee medical insurance for employees to receive unemployed people

(Including maternity insurance premiums)

Persons who receive unemployment benefits are also good.

According to the requirements of the opinions, in order to receive the employee's basic medical insurance premiums (including maternity insurance premiums) in order to receive the unemployed insurance premiums to ensure their fertility rights, the required funds are listed from the unemployment insurance fund.

Feng Wenmeng pointed out that by using the money of unemployment insurance funds, the employee's medical insurance premiums and maternity insurance premiums were paid for the employees who received the unemployed. At present, there are many cumulative balances of unemployment insurance funds, which can play a greater role.

Source: Zhongxin Finance/Li Jinlei

- END -