Optimized the business environment 丨 Xiangyang's loan balance in the first half of the year was 341.944 billion yuan, and then hit a new high
Author:Xiangyang.com Time:2022.08.19
Hubei Daily Client News (all media trainee reporter Wu Yurui Correspondent Ren Yan) continued to optimize the financial business environment and realize a benign interaction of financial and economic. On August 18, at the second press conference of Xiangyang's optimized business environment, Zhang Sihua, a member of the Party Group and Deputy Director of the Municipal Local Financial Work Bureau, introduced that the city's loan balance in the first half of the year was 341.944 billion yuan, an increase of 15.29%year -on -year.
In the first half of the year, the city's financial systems have made comprehensive efforts in supporting key industrial chains, key projects and key areas. As of the end of June, the city's loan balance was 341.944 billion yuan, an increase of 25.719 billion yuan from the beginning of the year, an increase of 11.312 billion yuan, an increase of 15.29%year -on -year, and about 2.69 percentage points higher than the province's average level. They are all second in the province, and the increase in loans is the best level in recent years.
In June of this year, Xiangyang's newly issued corporate loan weighted average interest rate was 4.31%, a decrease of 27 basis points from the same period last year, and 44 basis points from the beginning of the year. At the same time, guide government financing guarantee agencies to exempt the guarantee premiums on service epidemic -related enterprises, reduce the guarantee rate of small and micro enterprises, and the municipal financing guarantee group's guarantee fee for small and micro enterprises affected by the epidemic is reduced by half. 10,000 yuan.
According to reports, the Municipal Local Financial Work Bureau signed a strategic cooperation agreement with 7 provincial financial institutions such as Agricultural Issuance and ICBC, with a total signing amount of 400 billion yuan; promoting the construction of the financing guarantee system, improving government financing guarantee capabilities, Municipal financing guarantee group is currently The balance balance was 1.832 billion yuan, and the "4321" single project was 474 million yuan, a year -on -year increase of 52.4%. As of now, there are 34 financial institutions on the online lobby, with a cumulative lending of 8,560 and the amount of 24.518 billion yuan.
At the same time, the municipal financial institutions implemented the "stabilization of enterprises and relieved" actions in key industries, and focused on the focus of 72 households with difficulty repaying enterprises. They extended 98.39 million yuan in principal and interest, providing financing support of 270 million yuan. Carry out the first loan expansion, a new round of "four lists" (small and micro enterprise loan authorization, credit, acceptance, due diligence), "Chutian loan code" scan code, small and micro enterprise "dare to loan loan energy loan meeting The four special actions of the loan "loan to relieve the financing dilemma of small and micro enterprises. As of the end of June, the city's inclusive small loans had a loan of 70,000, and the balance of loans of inclusive small and micro enterprises was 43.9 billion yuan, an increase of 29.9%year -on -year.
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