The special operation of the Fiscal and Fortune Coordination Platform is to "send charcoal in the snow" for the company

"In the process of equity financing in March of this year, the investment institutions we have in -depth contact are located in Shanghai. Due to the impact of the Shanghai epidemic, direct financing promotion once stagnated, and equity financing was slower than expected. It has always existed. When the corporate funds are in trouble, we understand that the special subsidy policy of the Finance and Finance Bureau issued by the Finance Bureau of Haidian District, and quickly applied to the Bank of Beijing through the FCS collaborative platform. "At the end of July As an artificial intelligence company focusing on intelligent voice interaction and AI data services in Haidian's entrepreneurial development, Wang Yi, the financial director of Bid Beibei (Beijing) Technology Co., Ltd. (hereinafter referred to as "Bid Beibei Technology") After receiving the application, the staff got in touch with us as soon as possible to understand the details of the company; Bank of Beijing also quickly handled the material review process. In just 3 working days, we put on the model. In the end Get a 3 million yuan loan, it really solves the company's urgent need! "

In order to help enterprises rely on rescue, stabilize employment, and conservation taxes, to solve the problem of "difficult financing" and "financing" of small and medium -sized enterprises, on June 14, the District Finance Bureau issued the "Implementation Rules for the Special Action Subsidy Subsidy Subsidy Subsidy Action Subsidy Action" to actively implement Implement the work deployment of the district committee and the district government on the prevention and control of the prevention and control and stabilizing economic growth of our district.

As a coordinated platform for the Haidian District Fortune District, which was hosted by the Haixian District Finance Bureau, it has the functions of "authority, openness, effectiveness, convenience, and synergy". Easy to apply for loans. The platform has the two major advantages that attract small and medium -sized enterprises. One is that the platform integrates many inclusive financial loan products to meet the financing needs of different enterprises; the second is the function of "one demand for multiple banks docking help", which solves the information of corporate loans. Symmetric issue.

Yu Zhiwei, deputy director of the District Finance Bureau, said: "The District Finance Bureau will continue to solidly promote the implementation of the policy of preventing and controlling the prevention and control of the epidemic and stabilizing economic growth, improve the quality of financial services of the" help loan '' ' The financing needs of micro -enterprise industry, thereby achieving the goal of stabilizing employment and promoting development and bonded sources. "

The initial results of the supply and demand channels for the establishment of funds for the establishment of funds for enterprises

Liaobei Technology is located in Dongguan Village, No. 66 Ximou Road, Haidian District, and has been established for 6 years. Wang Yi told reporters, "As an enterprise driven by AI technology innovation in Haidian, Bidabe Technology adheres to the mission of 'to enable AI to empower the digital world'. Better and simpler. "At present, Bidabe Technology provides more than 100 companies including Microsoft and Huawei, including voice synthesis, voice recognition and other voice technology products. The total service items have more than 1,000 items, covering automobiles, education, customer service, reading, intelligence, intelligence, intelligence, and intelligence Hardware and other fields.

"The company's research and development investment is large. In some large projects, we need to pay funds in the early stage. Therefore, the demand for funds has always existed." Wang Yi said: "Fund is the blood of the development of the enterprise. The supply and demand channels of funds supply and demand, and now set up the "special financing channel 'and' subsidy application channel 'of the enterprise, while helping enterprises obtain development funds, it also relieves the pressure of funds for the rapid growth of the enterprise." Speaking What do you want to get next? Wang Yi said: "At present, the company is in the rapid development stage, and the amount of investment in R & D investment has continued to increase. I hope that the FCB collaborative platform can provide services such as equity financing and financing guarantee at the same time. Through this platform, you can get the government's guidance and assistance in equity financing. "

The Bid Beibei Technology is one of the first small, medium and micro enterprises that have benefited from the "Implementation Rules for the Implementation of the Special Action Subsidy Subsidy Subsidy Subsidy Action Subsidy Subsidy Action Subsidy Action Subsidy Action Subsidy Action Special Action Subsidy Action Special Action Special Action Special Action Subsidies. Since the implementation of this policy, district fiscal assistance to small and medium -sized enterprises to solve the initial results of financing needs. According to statistics, as of August 17, a total of 964 registered enterprises on the Haixian District Caifeng Cooperation Platform helped 227 small and medium -sized enterprises to solve 257 loan financing demand (credit category accounted for 54%, guaranteed categories accounting for 34%); loans were issued. The total amount is 922 million yuan.

Among the 227 companies, one -third is concentrated in information transmission, software and information technology services. The number of small and micro enterprises accounts for 88.11%, and 1,5828 employment is attracted. This fully demonstrates that the District Finance Bureau has made overall development and security in the region, stabilized and stabilized market entities to maintain employment, and continued to help enterprises to relieve it, effectively and orderly promoting the efforts and achievements made in the production of resumed work.

More than 100 financial products to meet different needs

In the business hall of the Zhongguancun Branch of Bank of Beijing, the cooperative enterprises introduce the exclusive financial products and financing solutions suitable for the development of the company to make it easier for enterprises to obtain financial services. It is still a familiar business scenario familiar to bank staff. Liu Chao, the person in charge of the Financial Department of the Bank of China Zhongguancun Branch of Beijing Bank, told reporters: "Bank of Beijing Zhongguancun Branch is based on Haidian and service areas. During the epidemic, it has conducted business exchanges with the special policies of the Haixian District Finance Bureau for small and medium -sized enterprises to help enterprises. For a while, I applied to join the special operation of the Treasury and Finance and Finance and Finance and Finance District of Haidian District.

For more than a month, Bank of Beijing organized the implementation rules for training policies in operating units in a timely manner, produced publicity and publicity pages to increase publicity to various business outlets, and promptly informed enterprises to policies. Arrange special personnel responsibility, establish a daily list mechanism, carry out multiple preaching meetings, and improve service efforts. Launch an exclusive product combined with online and offline to provide enterprises with the most convenient financing solutions. Open green channels, establish an inclusive business approval center, and build a fast inclusive financial approval mechanism for enterprises. Exclusive interest rates, providing differentiated and special prices for enterprises through platform docking, truly reducing fees and benefits. "As of the end of July, we have successfully issued a loan for small and medium -sized enterprises through the FCB platform to help enterprises' special financing channels, with a amount of over 300 million yuan, ranking first among platform cooperation banks." Liu Chao introduced. According to the relevant person in charge of the District Finance Bureau, there are 18 batch of cooperative banks in the first two batches of cooperative banks of "Fortune Coordination with Enterprises", with a total of 8 cooperative guarantee companies. Inclusive financial products to meet different types of funds for small and medium -sized enterprises.

Next, more cooperative banks will deepen cooperation with the Fiscal and Financial Cooperation Platform of Haidian District to continue to optimize financial services. Through online docking, improve the efficiency of financial services; through online services, broaden regional customer coverage; give full play to the advantages of financial services for small, medium and micro enterprises, and effectively achieve the prevention and control of the epidemic. The micro -enterprise industry has developed steadily and promotes the development of economic protection with practical actions.

Promote the "Fortune Platform" solidly promoting government responsibility

For a long time, "difficulty in financing" and "expensive financing" is the biggest problem that plagues small and medium -sized enterprises. On the one hand, due to the current macroeconomic downward, and the impact of the actual cost of funds for the initial banking of wealth management products in the early stage, the impact of the amount of credit risk coverage. Institutions' loan interest rate pricing is difficult to reduce; on the other hand, corporate financing channels are relatively narrow. Bank credit has become the main source of funds for corporate financing. Many corporate asset -liability ratios are high. In addition, small and medium -sized enterprises, small and medium -sized enterprises, unstable income, weak resistance, and weak anti -risk capabilities, coupled with low asset quality, lack of qualified collateral, not standardized financial system, low credit rating and other factors, it is difficult to meet the basic banks of the bank Credit conditions. In order to solve the dilemma of "financing difficulties" of small and medium -sized enterprises, the Finance Bureau of the Haidian District Finance Bureau was developed. The Caifeng Cooperation Platform launched in 2020 makes full use of financial technology means. The operation of the year has become the backbone of government financial support and deepening private, small and medium -sized enterprises' financial services. More Haidian SMEs have obtained real financial support through the platform and developed.

"In order to implement the" Several Measures for the Prevention and Control and Stable Economic Growth in Haidian District ", we first released the" Rules for the Implementation of Special Action Subsidies for Culture and Gold Assisting Enterprises ". The loan interest rate discount is 0.5 percentage points. The district financial department pays the subsidy of 1 percentage points of interest subsidies to the enterprise with interest payment voucher and interest subsidy subsidy. Cracking the difficulties of small and medium -sized enterprises in the jurisdiction, the difficulty of financing, and expensive financing. "Yu Zhiwei introduced:" In this special operation, enterprises can choose a cooperative bank in the "special financing channel" by logging in to the Haidian District Fortune District. Application for exclusive products, banks obtain loans after approval; after normal interest payment, enterprises can apply for interest and guarantee subsidies for the fiscal part of the fiscal section on the platform's "Fiscal and Financial Cooperation Special Action Subsidy Subsidy Action Subsidy Subsidy Action Subsidy Subsidy Action Subsidies' section."

It is reported that all cooperative banks that signed a loan contract with the Caijin Platform with the Caijin Platform after June 1, 2022 can enjoy the corresponding subsidies. According to the requirements of relevant notifications, eligible SMEs can choose the corresponding product through the Haidian District Financial Cooperation Platform, submit applications and receive subsidies according to the process. The policy period is valid for three years.

In order to make the scope of special operations wider and since the release of the policy, the district finance has solidly promoted the special actions of financial cooperation to help enterprises, and grasped the implementation of the policies of enterprise to help enterprise policies from the three aspects of publicity and guidance, standardized processes, and urging inspections. The district finance opened the consultation line, conducts a lecture on policies and interpretation, expands policy propaganda, and instructs the financial and gold platform to set up special classes to be responsible for policy promotion; optimize financing and subsidy application processes and channels, formulate specific implementation rules as soon as Multi -platform and multi -channel publicity, and at the same time, the special financing and subsidy application channel for enterprises on the financial and gold platform is convenient for enterprise operations; establish a supervision and inspection mechanism to summarize the progress of all parties in the units, and to carry out the business development of various cooperative financial institutions Supervise the ranking.

Yu Zhiwei said: "Next, the district finance will further improve the policy and increase the publicity of policies, let more small and medium -sized enterprises understand policies, and effectively enjoy government policy support." (Reporter Jing Tianwen/Photo)

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