Zhou Yanli: How to help "specialize in specialized new" enterprises

Economic Observation Network reporter Wan Min on the afternoon of August 18, 2022, the former vice chairman of the Insurance Regulatory Commission Zhou Yanli said in the 2022 China Baoding · Capital Conference that in recent years, bank insurance financial institutions have achieved positive results in supporting specialized specialized specialized enterprises in specialty specialty. Essence Looking forward to the future, financial institutions need to fully tap the specialization, refinement, characteristic, and novelty of specialized new SMEs, and continue to improve related work in cultivating more potential SMEs with potential small and medium -sized enterprises.

Zhou Yanli said that among the various types of support for new enterprises, fiscal funds directly give corporate reward funds. The way of support is relatively single, and the accuracy is not enough. It is recommended to set up a special fund specialized in the establishment of a scientific and technological industrialization project to strengthen the accurate support for new enterprises in science and technology innovation, achievement transformation, and improvement of new enterprises. The first and first set of product admission points give high attention at the difficult point.

In terms of financial support policies, in April this year, the central bank announced the formal establishment of scientific and technological innovation and re -loans to guide financial institutions to increase support for scientific and technological innovation and leveraging social funds to promote scientific and technological innovation. At the end of 2021, the China Banking Regulatory Commission issued the "Guidance on the Bank of Technology Insurance Industry Supporting High -level Technology and Independence", which proposed to actively support innovative development such as high -tech enterprises, "specialized new" small and medium -sized enterprises, and maintained high -tech manufacturing industry The reasonable growth of medium- and long -term loans has increased, and increased the intensity of intellectual property pledge financing, credit loans, first loans and renewal loans of science and medium -sized enterprises, and further strengthen the services of green technology enterprises and agricultural technology enterprises.

With the gradual recovery of the international market after the epidemic, Zhou Yanli believes that financial institutions also need to strengthen their support for new companies to participate in the international market. "The specific suggestions are to formulate more preferential export tax refund policies for specialized new enterprises, improve financial and credit support for SMEs, and encourage commercial banks to launch products for specialized new small and medium -sized enterprises to export special credit to allow banks to allow banks to allow banks to allow banks to allow banks With SMEs become integrated development pattern of integration. "Zhou Yanli said that expanding the amount of export credit insurance support and expanding the scale of short -term export credit insurance can play a role in participating in overseas competition for new SMEs, because these companies are all all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all companies all because these companies are all enterprises. Small scale, low capital, and anti -risk capabilities are the focus, difficulties and pain points of their development. Therefore, the integration of banking and insurance industry and SMEs are a very important part of SMEs to internationalization.

For the construction of information sharing mechanisms for small and medium -sized enterprises, Zhou Yanli believes that most of the small and medium -sized enterprises are light assets and mortgages. Information, transactions, customs declaration, water consumption, electricity and electricity consuming in enterprises are determined by financial institutions to judge enterprises Important basis for financing capabilities. He suggested that governments at all levels are based on the construction of information sharing mechanisms that are currently being promoted, and comprehensively integrate specialized new corporate information, provide one -stop integrated services, and push relevant information to financial institutions in accordance with laws and regulations.

Talking about the way of intellectual property pledge financing, Zhou Yanli said that intellectual property is an important intangible asset for specialized new enterprises. However Insufficient problems. He suggested to promote online pledge registration of intellectual property rights such as trademarks and copyrights. The competent authorities take the lead to study and establish a unified intellectual property trading platform, build the value determination mechanism and evaluation standards for intellectual property rights, solve the problem of asymmetric information and high transaction costs, and support the pledge financing guarantee of intellectual property rights at all levels. Especially for the award -to -make -up policy of loans, some policies can be studied in a comprehensive risk sharing mechanism. It is hoped that financial institutions and local governments and enterprises will strengthen communication and form a strong new kinetic energy that promotes economic growth and stability.

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