Financial "living water" pouring "Jasmine Blossom"
Author:China Agricultural Credit News Time:2022.08.18
Financial "living water" pouring "Jasmine Blossom"
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In order to further implement the rural revitalization strategy and promote the development of Sichuan Jasmine Tea Modern Agricultural Park, the Rural Commercial Bank has carried out the "whole park credit" work under the guidance of the People's Bank of China under the guidance of the People's Bank of China. Households' new agricultural business entities and 12,000 growers have visited visitors, and a total of 1 billion yuan of credit was awarded the overall credit of the park.
"Go a thousand visit"
High -quality service to the fields
The bank took the initiative to connect with the competent department of the park, grasped the planning and construction of the park, and understood the list of new agricultural business entities such as large -scale growers, family farms, cooperatives, and the list of processing enterprises in the park. Household growers, 76 new agricultural business entities, and 43 small and micro enterprises for small and micro enterprises conducted full coverage visits. All aspects were investigated to find out customer financial needs in the park and consolidated the customer foundation.
In recent years, the bank has taken the initiative to act, and through various forms of financial empowerment to the development of characteristic industries, and sink to the countryside in new and new methods to sink to high -quality services.
Multi -dimensional strategy
Help industrial development upgrade upgrade
In order to continue to promote the construction of a modern agricultural park and revitalize rural credit resources, the bank adopts the "three evaluations"+integrity points to optimize the financing environment of rural areas. The Financial Bureau's Financial Office and other departments carry out credit assessment work on various villages and towns, new agricultural business entities and farmers in the park, and classified and collected basic information. Based on their actual development, a real evaluation is made. "Credit village" 8.
Integration of resources
Provide high -efficiency and convenient benefit farmers services
The bank takes "party building+finance+government affairs" as a carrier to carry out in -depth party building cooperation with the park, vigorously publicize financial knowledge, and provide suggestions for industrial development, and provide customers in the park with comprehensive financial services such as account settlement, benefit payment, financing, financial management and other comprehensive financial services ; Launched the "Jasmine Xing Township Loan" product, realized the full process of loan processing through "Shuxin E · Micro Agricultural Loan", and solved the problem of effective guarantee for small and micro customers through "agricultural loan". Agricultural business entities and small and micro enterprises provide efficient and convenient financing services.
A series of measures help industrial upgrading and relieve guarantee problems, and the financial "spring breeze" blows to the field. As of now, the bank has issued a loan of 36.1 million yuan to 32 households processing enterprises, providing 616 growers and new agricultural business entities to provide business loans of 58.78 million yuan, and a total of 94.88 million yuan in credit support to Jasmine Tea Industrial Park.
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