Help "Novice" to open the "blocking point"!"First Loan Center" in Anshan area launched
Author:Anshan Cloud Time:2022.08.18
Recently, with the coordination of multiple departments such as the Municipal Government's Financial Bureau and the Business Bureau, the push work of the "First Loan Center" in the Anshan area was effectively implemented. Window "is currently starting trial operation.
Since the beginning of this year, the innovation of the Anshan Center Sub -branch of the People's Bank of China put forward the work concept of the "First Loan Center", which aims to promote the first loan problem of cracked on market entities such as small and micro enterprises and individual industrial and commercial households. Anshan City's "Special Window of the First Loan Households" is taken into account by a number of banking financial institutions such as Anshan Rural Commercial Bank, which has taken turns to accept or guide loan companies to apply for the first loan application to track and urge banks to respond to the reasonable financing needs of enterprises in a timely manner.
"First Loan" refers to the first time to obtain a loan from a bank from the Bank of China Credit Report of the People's Bank of China. In the first loan process, some small and micro enterprises and individual industrial and commercial households often fall into financing difficulties due to lack of cooperative experience in banking enterprises. The establishment of the first loan center can help private small and micro enterprises with potential, market, prospects but not yet obtaining loans to open up financing "blocking points", and enhance corporate financing convenience and accessibility.
Anshan City's "Special Window of the First Loan Turnion Service" is located in the lobby of Anshan Government Service Center, which can provide efficient and convenient financial policy interpretation and financing credit services for enterprises that can handle other matters in the government service center to help enterprises make good use of sufficient use of various items Loan supporting policies.
Anshan Rural Commercial Bank is the first financial institution to settle in the first loan service window. The bank dispatched personnel to preach the loan policy professional and patiently, and used the People's Bank of China to re -loan policy to provide customers with 5.5%loan interest rate products. It received more than 30 consultations a week and successfully connected to three loans. Individual industrial and commercial households Yufeng are engaged in the sales of building materials. They urgently need funds to acquire industrial wastes generated by Ansteel for steelmaking -waste steel residue. According to reports, it can be refined from scrap steel residue to obtain the main raw materials and iron powder from scrapped steel slag. The use of waste can reach almost 100%. It has significant low -carbon green features and is the key support direction of the current credit policy. In order to effectively improve the efficiency and experience of customer use, bank staff took heavy rain to conduct qualifications, operate venues and mortgage investigations for customers, and opened up green channels for trials. The distribution only time for 5 working days, the central bank's re -loan policy funds accurately dripped and the government, banks and enterprises were win -win.
In addition to Anshan Rural Commercial Bank, the Bank of China, ICBC, and CCB have all settled in the "First Loan Center" to provide one -stop, convenient and high -quality financial services such as account opening consultation, loan product introduction and loan acceptance. In the next stage, the Anshan Central Branch of the People's Bank of China will strengthen the publicity of the "First Loan Center", and strive to make it a "gathering place" for financial product policy promotion and the first loan connection and the "incubator" of cultivating high -quality enterprises to continuously improve financial services The efficiency of inclusive small and micro enterprises. All media reporter Zhang Wei
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