The interest rate of large deposit deposit may continue to decline. If you want to buy it, you can shoot early →

■ Citizens who are interested in buying large deposits can go to the bank for consultation.

The central bank launched a 1 -year MLF (interim loan convenience) operation at 400 billion yuan on the 15th, and the interest rate was reduced by 10 basis points. Affected by this, the subsequent large -scale deposit interest rate may continue to decline, and investors with purchasing demand may wish to shoot as soon as possible.

As a deposit product with high income and lower risks, large deposits are favored by some conservative investors. Recently, some cities have occurred in some cities. The reporter visited the market yesterday and found that the large amount of bank deposits in our city is generally sufficient.

Since April this year, commercial banks have successively lowered large -scale deposit interest rates. At present, the three -year large -scale deposit interest rate is about 3.45%and the lowest is about 2.90%. Compared with the interest rates of more than 4%last year, the difference is large. From the perspective of bank types, large -scale deposit interest rates of joint -stock commercial banks and urban commercial banks are generally higher than that of state -owned banks.

In addition to large deposit orders, conservative investors can also choose to save national bonds as investment. Savings (electronic) issued from August 10th to 19th, the annual interest rates of three -year and five -year annual interest rates were 3.20%and 3.37%, respectively. In accordance with the issuance plan of the Ministry of Finance, three batches of national debt will also be issued on September 10, October 10, and November 10. Among them, savings Treasury bonds (vouchers) will be issued on September 10 and November 10, and savings national bonds (electronic) will be issued on October 10.

(Text/Picture Xiamen Evening News reporter Guo Shuchen)

- END -