National Medical Insurance Bureau: Unsuke and flexible employment women's maternity costs can be reimbursed through basic medical insurance

On the morning of August 17, the National Health and Health Commission held a press conference to introduce the "Guiding Opinions on Further Improve and Implement Active Paternal Support Measures". Liu Juan, deputy director of the National Medical Insurance Bureau Treatment Security Department: In recent years, the number of participants in maternity insurance has continued to increase, and the coverage has been further expanded. In 2021, the number of fertility insurance participants reached 240 million, which was 1.5 times in 2012. Medical expenses that are not employed and flexible employment women can be reimbursed by participating in basic medical insurance in accordance with regulations. The "Guidance Opinions" proposes to guide local exploration to include flexible employment personnel into the coverage of maternity insurance. There are three main considerations:

The first is to improve and improve the system. With the development of the new business and the new economy, all parties are concerned about the social security of flexible employment. Because flexible employees do not fix the employer, they are not in the legal coverage of maternity insurance. Exploring flexible employees to participate in maternity insurance is conducive to a sound system, and it also fully reflects the tolerance of the policy.

The second is to protect the fertility of flexible employment. Most of the women in flexible employees are at the age of fertility. They allow flexible employees to participate in maternity insurance and pay for fertility allowances, which is conducive to strengthening fertility related guarantees.

The third is to promote flexible employment women's employment. Flexible employment personnel are unstable, and income during fertility will be affected to a certain extent. Incorporating it into the scope of protection, it will help alleviate the worries of their fertility. In addition, some areas in local practice have explored flexible employment personnel into the scope of maternity insurance protection. While participating in employee medical insurance, they participated in maternity insurance and enjoyed maternity allowances. The practical effect was good. The "Guidance" further clarified the direction of exploration and better protect the rights and interests of the medical and fertility protection of flexible employment.

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