The decline in performance is close to supervision "Red Line" Guizhou Huaxi Rural Commercial Bank's equity is difficult to "turn hands"

Our reporter Lu Dong on the morning of August 15th, the second auction of the shares held by the second largest shareholder of Huaxi Rural Commercial Bank of Guizhou endlessly ended. According to the first quarter information disclosure report disclosed by Huaxi Rural Commercial Bank of Guizhou, the bank's performance in the first quarter of this year was not good, revenue and net profit appeared "double drop" year -on -year, and the rating outlook was maintained into negative. The second largest shareholders' holding auction two auctions still ended at 10 am on August 15th. After 24 hours of auction, because no one bids in the prescribed time, 8%of the equity of Huaxi Rural Commercial Bank of Guizhou Huaxi Rural Commercial Bank Shooting again. According to the Ali judicial auction platform, the Huaxi District People's Court of Guiyang City made auction disposal of 8%of the equity of Huaxi Rural Commercial Bank of Guizhou on the 14th of this month. The number of shares was 56.1361 million shares, with a starting price of about 124 million yuan. According to the reporter of this newspaper, the equity has been judged by the Huaxi District People's Court. In addition, the equity has multiple waiting frozen situations at the same time. The 8%equity holder is the second largest shareholder of Guizhou Huaxi Rural Commercial Bank, Guizhou Qixin Real Estate Development Co., Ltd. (hereinafter referred to as "Guizhou Qixin"). At present, this real estate company has "troubled". The Tianyancha platform shows that as a dishonesty company announced by the Supreme People's Court, Guizhou Qixin has now become a dishonesty. As early as July 28, the 8%equity of Guizhou Huaxi Rural Commercial Bank held by Qixin, Guizhou, conducted a first auction, but was shot because it was not subscribed for buyers. At this point, after two continuous experience, the probability of this equity must continue to be dealt with in a way of selling. At the same time, another shares of the bank held by the fifth largest shareholder of Huaxi Rural Commercial Bank of Guizhou, Guizhou Hengrun Welding Network Technology Development Co., Ltd. The auction of twice in May and June this year was unsuccessful. Public information shows that Guizhou Huaxi Rural Commercial Bank was formerly known as Guizhou Rural Cooperation Bank. It was established on May 28, 2004. It is the first rural cooperative bank under the national new framework system. Listed on the establishment of Guizhou Huaxi Rural Commercial Bank with a clear property right. The poor performance and adverse rate of up to 4.65%were unsuccessful, showing that the market was in a lot of interest in the equity of Guizhou Huaxi Rural Commercial Bank. According to the information disclosure report released by the bank in the first quarter of 2022, in the first quarter of this year, the bank realized operating income of 157 million yuan, a year -on -year decrease of 39.81%; net profit was 91 million yuan, a year -on -year decrease of 44.96%. At the same time, Guizhou Huaxi Rural Commercial Bank's asset quality also performed well. The bank did not disclose the proportion of non -performing loan ratios as of the end of the first quarter. "The Rating Report") shows that as of the end of last year, the bank's non -performing loan rate was as high as 4.65%, which was quite close to the 5%regulatory "red line". The high quality risk of assets and the net profit in the first quarter of this year have fallen sharply by more than 40 %, making its equity not favored by the buyer. The "Rating Report" pointed out that the bank's non -performing loan ratio increased to 4.65%, and overdue loans accounted for over 25%. The rigorous rigorous classification of the fifth level was relatively weak, and the downward pressure on the quality of the loan was greater. As the quality of assets falls down and the profitability is under pressure, in the future, it will face a certain core capital supplementary pressure. In comprehensive analysis, the main credit level of Guizhou Huaxi Rural Commercial Bank is A+, and the rating outlook is maintained to be negative. Su Xiaorui, a senior analyst of the financial industry, told the Securities Daily that whether the bank's equity can be handled smoothly, and how it is more important for the bank's own bank's own performance. As a rural commercial bank, due to the poor operation of individual shareholders, the bank's equity was seized and auctioned by the court, which reflected the stability of the bank's shareholders to a certain extent. The auction of the auctioned shares has declined with its own performance and a high rate of adverse rates. It may prompt the attitude of the attitude to pay abandonment of its prospects and give up the bid to subscribe.

Picture | Site Cool Hero Bao Map.com

Recommended reading

In July, the national economy continued to restore a new round of steady growth policy.

To help the economy steady growth, financial growth must be "timely rain"

- END -