Yantai High -tech Zone: Financial counseling to warm the enterprise, helping the enterprise relieve the difficulties

Precise drip irrigation to warm the enterprise heart

"The impact of the epidemic, the recent operating pressure is relatively high. Thanks to the tax loan to help ease the pressure of corporate funds," Zhao Yankui, chairman of Shandong Guohe Drug Co., Ltd. Stress.

Shandong Guohetang Pharmaceutical Co., Ltd. is a municipal -level "specialized new" enterprise and high -tech enterprise located in a high -tech zone integrating scientific research, development, production and sales. In the process of visiting the visit, after understanding the company's financing demand, the Ministry of Finance of the High -tech Zone invited enterprises to participate in the way of bank -enterprise on -site docking meetings to help enterprises intuitively understand bank financing products, and match the characteristics of good credit and lack of mortgage. The high -tech branch behavior is online for "tax loans". It took only one week to receive 2.4 million yuan from the receiving loan to solve the urgency of corporate eyebrows and help enterprises to resume production and production.

Under the epidemic, there are many small and medium -sized enterprises with tight funds such as Guohetang drug -making and difficulty in operating difficulties. The high -tech zone explores new methods of financial counseling, and issues the "Notice on Supporting the Connection of the System of Financial Counselor System and Service Enterprise System" In conjunction with the municipal "service enterprise commissioner mechanism" and the district -level "key enterprise package guarantee mechanism" to establish a "service enterprise commissioner financing docking mechanism". Starters of various service departments go deep into the "Four", "Gazette", "Specialized Specialty" and other key enterprises to investigate and visit enterprise financing needs, establish corporate financing project libraries, and rely on 7 financial counseling teams in the district to take the initiative to docking to preach the country and province In the urban financial policy packages, the "one enterprise, one policy" targeted financing and bailout, ensuring that the policies for the benefit of enterprises to help enterprises are implemented. As of now, 205 key enterprises have been touched, and 21 new energy and new energy, Boyuan Technology and other financing demand enterprise projects have been added, and the amount of intention financing is 800 million yuan.

Development of financing and credit insulation

As a provincial "specialized new" enterprise, Yantai Longgang Pump Industry Co., Ltd. is the leading technical level in the industry. Recently, new orders for companies have increased, and funds are urgently needed to expand production. To the right funds. In the process of corporate service visits, the Ministry of Finance and Finance learned of this situation, quickly organized the party and mass work department, municipal financing guarantee group, Yantai Bank, etc. to provide enterprises with financing and credit increase services, set up work WeChat groups, communicate daily communication, communicate daily communication, and communicate daily communication. Large and coordinate the card points and gambling points in the process of promotion; at the same time, in order to effectively reduce the cost of corporate financing, financial subsidies are given to loan interest and guarantee rates. Yantai Bank arranges credit commissioner to follow up in time and discuss business portfolio with the guarantee company. Recently, a successful awarding 5 million yuan in credit for the company's credit "entrepreneurial guarantee+conventional guarantee" portfolio products have been successfully applied to the company. 10,000 yuan. "Thanks to the high -tech zone management committee, the company has always wanted to raise financing to expand the size of the enterprise. Now the enterprise can definitely go to a level to strive to become a leading enterprise in the industry." Yantai Longgang Pump Industry Co., Ltd. Sun Hualin said.

"Financial institutions dare not borrow, small and micro enterprises cannot loan" are a common financing problem. In order to effectively solve the problem of financing demand and financing supply of light asset enterprises, the Ministry of Finance and Finance of the High -tech Zone has focused on strengthening the construction of the government financing guarantee system. Introduced the "Several Measures of the High -tech Zone on Supporting Policy financing guarantee business" (Yan Gao Caiyuan [2022] No. 1), and encouraged the provincial agricultural shadow company to strengthen the organization guarantee, optimize compensation compensation standards, and set up operating reward funds, etc. Municipal financing guarantee groups and other high -quality guarantee resources have carried out business in our district, using the functions of government financing guarantee, credit increase, fee reduction, and duty insurance, providing enterprises with convenient, high -quality, and efficient financing guarantee services, and for the development of market entities for relief development Create a better financial environment, so that financial institutions can reassure and make market entities feel comfortable.

Financial support stable operation

Since the beginning of this year, in order to effectively guide financial resources to provide financing support in the regional enterprises, the co -management of the Ministry of Finance and Finance and the joint industry of the Ministry of Finance and the enterprise service department organized a joint bank business symposium, specialized new, science and technology enterprise special lectures, and "stabilized the economy to stabilize the economy , Promoting the development of "project road financing docking meetings, corporate innovation points management service platform launch, agricultural -related and sea -related financial product innovation work symposiums and other activities 8 times. While doing a good job of preaching of credit policy and coaching counseling of banking and enterprises, financing support methods such as financing loans, non -performing loan resolution measures, and financing support methods for enterprises in the district systems are included in the banks In the business evaluation system, the role of performance assessment and evaluation is effectively played. Fully guide financial institutions to ensure "constant files" in financial services in our district. At the same time, coordinate banks without blind loans, disconnection, and loan, actively do a good job of repayment of principal and interest, flexibly adopt a variety of forms such as exhibition period, no repayment loan, change of credit varieties, and adjusting repayment methods to help enterprises do it Good funds continue. As of now, the banking institutions in the district have carried out a total of 28 businesses and the support amount of 63.159 million yuan.

In the next step, the high -tech zone will further strengthen the docking of political enterprises, accurately drip irrigation financial policies to enterprises, formulate financing plans for corporate tailoring, so that enterprises will have less pressure and more confidence, and make every effort to serve the company's intimate "shop primary two".

- END -