Digital transformation into a "compulsory course": The scale of the related IT market has exceeded 2 trillion, and the business model will change

Southern Finance All Media Reporter Li Runze Intern Gao Yi Guangzhou Report

At present, my country's digital transformation and development has gradually entered a new stage of improvement from the initiating stage to further improve the industrial development ecosystem and enhance the momentum of transformation and development. It is a common task facing the industry.

A few days ago, the "2022 Digital Transformation and Development Summit Forum" was held online. At the forum, many experts discussed digital ecological construction and shared digital transformation attempts in many fields such as finance, communications, and electricity. Zhao Ce, deputy director of the Department of Information and Communication Development of the Ministry of Industry and Information Technology, pointed out that digital transformation is no longer a "choice question", but a "compulsory course" related to the long -term development of the industry. At present, my country's digital transformation and development trend is stable and good, the development environment has continued to optimize, the cornerstone of development is becoming stronger, and innovative applications have continued to emerge.

Digital transformation into deep water zone

The new round of scientific and technological revolution and industrial revolutionary interaction has evolved, and comprehensive digital transformations such as business strategy, organizational form, production management, and operating models have become a must -choose question for the majority of enterprises in the digital economy era.

From the perspective of academicians of the Chinese Academy of Engineering, digital transformation is the only way for the development of enterprises, and it is also a strategic choice to deal with the current and international situation uncertainty.

Yu Xiaohui, director of the China Institute of Information and Communication and Chairman of the Industrial Internet Industry Alliance, pointed out that the essence of digital transformation is the system transformation process of using digital technology transformation methods, business models and industrial organization methods. A series of combinations bring new value growth, efficiency improvement and agility by changing innovative paradigms and optimizing the allocation of industrial resource allocation, thereby driving the improvement of all factor productivity.

"China Digital Economy Development Report (2022)" shows that in 2021, my country's digital economy development has made a new breakthrough, and the size of the digital economy reached 45.5 trillion yuan, an increase of 16.2%year -on -year, which is higher than that The proportion of GDP reached 39.8%, and the digital economy's role as the "stabilizer" and "accelerator" of the national economy became more prominent.

The rapid development of a new generation of information technology represented by cloud computing, big data, and artificial intelligence has become a key element of digital transformation of enterprises. According to the "New IT Revisible Enterprise Digital Transformation (2022)", in 2021, the overall size of the relevant IT services and solutions in my country's digital transformation in China reached 2166.9 billion yuan. With the continuous stimulation and promotion of the digital transformation policies of various industries, the average growth rate of more than 20%will be maintained in the next few years, and it is expected to approach the 5 trillion yuan mark in 2025.

"In the next few years, the digital transformation model and value will be clearer, bringing many aspects of improvement and changes." Yu Xiaohui predicts that digital transformation production methods, business forms, industrial organization methods, business models, innovative paradigms, and technical structure will all will all will all will all will all will all will all will all will all Change.

However, digital transformation is not smooth sailing. Wu Hexuan believes that digital transformation will face challenges in strategy, organization, culture, and talent, and requires corporate processes to adapt.

"Being away from reality, so high or tasting will lead to a miscarriage." He emphasized that digital transformation can be solid and down -to -earth, which can be effective and perseverance will expand the results.

Zhao Ce pointed out that in the next step, it is necessary to strengthen the foundation of infrastructure and build the foundation of the digital economy; accelerate the improvement of innovation capabilities and promote the digital transformation of industries; increase standards and leadership, promote the experience of benchmarking application demonstration experience.

New challenge for data security becomes financial digital transformation

Since 2020, policies that have been promoted to the digital transformation and implementation of various industries have been released frequently, and have created a good policy environment for the comprehensive promotion of digital transformation of the industry and promoting the high -quality development of enterprises. With the gradual landing of planning, the results of the fields of digital transformation and innovation in government affairs, finance and communications are significantly achieved.

Among them, the digital transformation and development of industries in the financial sector are quite distinctive. In the context of the new round of IT technology reform and industrial change, comprehensive promotion of digital transformation has become the common goal of the financial industry.

At the beginning of this year, the China Banking Regulatory Commission and the central bank have successively released the "Guiding Opinions on Digital Transformation of the Banking Insurance Industry" and "Financial Technology Development Plan (2022-2025)". The overall thinking, development goals, key tasks and implementation guarantees of transformation.

At present, the investment in fintech has gradually increased. According to statistics from the "New IT Reinstaclation Enterprise Digital Transformation (2022)", as of the end of 2021, at least 16 commercial banks have established financial technology subsidiaries. The annual report shows that the investment in fintech in various banks has increased. In terms of investment, ICBC in 2021 in 2021 exceeded 25 billion yuan in scientific and technological investment, ranking first in the list; 13 billion yuan, accounting for 4.37%of the bank's operating income, an increase of 11.58%year -on -year.

However, the above report also pointed out that the current digital transformation at this stage has not fundamentally changed the underlying logic and product service model of financial business. Technology has more changed the method of interaction between customers and banks, such as face recognition, fingerprint recognition, AI customer service robot, etc. Essence At the same time, due to the particularity of the industry, the digital transformation of the financial industry is facing a variety of new challenges, such as business transformation risks, models and algorithm risks, and data security risks. The chief information officer of the China Banking Association said that on the one hand, it is necessary to strengthen the infrastructure of data governance, open up data and share data; on the other hand, digital operation is the key to digital transformation advanced.

"In the future, the combination of science and technology and finance will achieve a win -win situation. It is specifically reflected in the fields of data security and privacy computing, information technology innovation applications, and bank digital transformation maturity evaluation." Gao Feng said.

It is reported that the forum also released digital transformation results such as the "Digital Government Industry Trends Insight Report (2022)", "Low -code Development White Paper (2022)" and "Bank Digital Transformation Mature Evaluation Research Report".

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