Financial "living water" helps the development of special industries

Financial "living water" helps the development of special industries

Zhao Xin Sun Jingfeng

In recent years, Shandong Haiyang Rural Commercial Bank has continued to increase financial support for rural rejuvenation. , Continue to inject "living water" for local economic development.

Without credit, we will strengthen the "Cherry Valley" of Shanxiang. The northern mountainous area of ​​Haiyang City is mainly cherry planting. Dingjiaxun Village is a veritable cherry village. For decades, most people in the villagers have grown cherries, and they have grown large cherries in more than 40 greenhouses, and they planted small cherries in the open -air earth. Big cherry earns 100,000 yuan to 200,000 yuan per mu, and the income of 1 acre of Cherries is 40,000 to 60,000 yuan. Dingjiayu Village and surrounding villagers are developing and constructing "Cherry Valley" that integrates cherry production and tourism, and make the "crystal", "red light" and "beautiful morning" here. The harvest season will attract a large number of tourists to pick and visit the merchants to purchase.

In order to support the big "Cherry Valley" industry, Haiyang Rural Commercial Bank has implemented non -sensing credit for 68 administrative villages in Zhuwu Town, and has given a variety of support in the deposit and loan business. Li Ying said that on the "Cherry Festival" on May 21st every year, the customer managers of Haiyang Rural Commercial Bank went to the scene to promote the villagers to understand the country's latest policy of benefiting farmers and the people. Nowadays, more than 20 villagers in Dingjiazhang Village have bid for government discounted entrepreneurial loan loans in the branch. After subtracting government subsidies, the actual loan interest of the villagers was only 2.35%. The cost reduction policy landed, and the enthusiasm of villagers' loans to build greenhouses was unprecedentedly high, and the amount of loans in the village reached 4 million yuan.

Working in the village to create a "cooperative+base+farmer" model. In Liujiayao Village, Xujiadian Town, which is adjacent to Haiyang North Station, Liu Yuwei, secretary of the village party branch and village chief, said that Xujiadian Town Party Committee and Haiyang Rural Commercial Bank Xujiadian Sub -branch Party Branch formed a "party building "To", members of the two party branches often learn and discuss how to do a good job of rural revitalization according to local conditions. "The planting cooperatives led by the Party Branch of the Village Village were run by the support of the Rural Commercial Bank." Liu Yuwei said, "150,000 yuan built a shed. The cooperatives won more than 400,000 yuan loan, and 3 greenhouses were reclaimed. This is planted with blueberries and strawberries, which can collect more than 200,000 yuan for the village collective revenue each year. "Li Chaoxin, president of the Xujiadian Branch of Haiyang Rural Commercial Bank, added:" The sub -branch has not felt credit since 2018. There are more than 600 villagers with credit quotas, with a total loan of 24 million yuan, which are basically used to build greenhouses, buy seedlings, and buy chemical fertilizers. "

With the support of Haiyang Rural Commercial Bank, Liujiayao Village, Xujiadian Town, Haiyang City founded planting cooperatives. This year, strawberries and blueberries have been harvested. "In addition to making blueberries and strawberries to make money, some people in our Liujiayao Village are still working at the nearby high -speed rail stations. Two average per capita can have a total of 100,000 years. Full of happiness. The party committee of Haiyang Rural Commercial Bank has carried out the office activities of the customer manager "going to the countryside" in a comprehensive office activities with the township party committee to conduct visits and connection with farmers, fruit and vegetable planting cooperatives, etc., and establish a complete customer information database. At the same time, at the same time,, at the same time, Mobilize employees to popularize financial knowledge, understand the needs of financing, continue to increase funding support, and go all out to support mountainous industries. As of now, Haiyang Rural Commercial Bank has visited more than 1,1200 households, breeding and raising households, and individual industrial and commercial households, issued 7.137 billion yuan in agricultural loans, and 5.951 billion yuan in small and micro enterprise loans.

Precise support, "small fish fry" swims to "new hope". In the southern coastal townships, the Party Committee of Haiyang Rural Commercial Bank of China focuses on supporting the construction of marine pastures. An Ocean Technology Co., Ltd., located in Liuge Town, Haiyang City, is building 20,000 acres of stereo ecological marine pastures. Li Haizhou, deputy general manager of the company, said that the company is a private technology enterprise supported by Haiyang Rural Commercial Bank. In conjunction with the 5 -year plan of the company's ecological breeding, Haiyang Rural Commercial Bank has issued a total of more than 30 million yuan to the company. "This money is mainly used to build an underground reef group to cultivate algae, and then form the 'underwater forest' auxiliary fish proliferation . In addition, the company also undertakes the seedling cultivation tasks of marine life, such as black bream, barracuda crab, spotted stone bream and seafood, and shrimp. "

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