"Beijing Inclusive Health Insurance" has optimized and upgraded from today: reduce the deductible amount and start the "fast compensation" service

Author:Beijing released Time:2022.08.16

Reduce the amount of liability for self -funded atfument, and the specific past symptoms have been reduced from 40,000 yuan to 20,000 yuan. The insured runs less ... On August 16, the reporter learned from the Beijing Municipal Medical Insurance Bureau that the medical security level of the insured person was further improved. The "Beijing Inclusion Health Insurance", which is responsible for supervision of the Beijing Supervision Bureau of the Management Committee, optimized and adjusted the product plan in 2022.

Since the protection of the protection on January 1, 2022, "Beijing Inclusion Health Insurance" is committed to providing high medical expenses for participants. At present, the maximum payment amount of a single payment exceeds 160,000 yuan, which reduces the burden on the family's families. As an exclusive inclusive commercial health insurance for Beijing Medical Insurance Insurance Insurance, the "Beijing Inclusive Health Insurance" aims to meet the people's diversified and multi -level medical security needs, and further improve the majority of Beijing medical insurance insured persons to deal with the burden of high medical expenses. Ability is an important part of Beijing's multi -level medical security system.

Reduce the deductible drug liability for the delegate amount to be uniformly reduced to 10,000 yuan

In order to further play the security function of the product inclusive people, comprehensively improve the treatment level of the insured population, and ensure that the "Beijing inclusive health insurance" benefits more insureds. The upgrade is as follows:

The first is to reduce the amount of liability for self -funded and benefit more patients. On the basic principles of reflecting the differentiated protection of health groups and specific past symptoms, the "Beijing Inclusive Health Insurance" reduces its own payable liability for the dedication: specific past symptoms have been reduced from 40,000 yuan to 20,000 yuan, and the health population is from 2 10,000 yuan dropped to 15,000 yuan.

The second is that the deductible amount of special drugs is reduced to 10,000 yuan. The original scheme's special drug deductible people are 20,000 yuan, and the specific past symptoms are 40,000 yuan. The special medicine deductibles of healthy people and specific past symptoms are now reduced to 10,000 yuan.

The "Beijing Inclusive Health Insurance" optimized and adjusted plan was officially implemented on August 16, 2022, and traced effect on January 1, 2022.

From the date of product release adjustment, the "Beijing Inclusion Health Insurance" will compensate for compensation in accordance with the adjustment plan. Before January 1, 2022, before the product release and adjustment, the insured person can reaches the medical expenses of the adjustment after adjustment.

Start the "fast compensation" service, simplify the claims procedures

In order to accelerate the claims of the personnel who meet the conditions of reasonable claims, the "Beijing Inclusion Health Insurance" starts the fast compensation service to allow the data to run more and allow the insured to run less legs. The "Beijing Inclusive Health Insurance" claim service center will contribute to the insured in the form of SMS, telephone and other forms. In addition to special circumstances, the insured does not need to submit claims information such as medical expenses documents. It only needs to fill in the collar information to pay the compensation in a timely manner after reviewing the cases that meet the conditions of the product compensation, further simplify the claims process, and greatly save the insured participants. Insurance time, increase the speed of claims.

At the same time, in order to ensure the successful claims of the insured, the first "Beijing Incidential Health Insurance" publicity window has been set up in Tiantan Hospital, which can provide claim consulting and reporting guidance services to directly reach patients and improve the efficiency of claims. In the future, product promotion will be carried out in many hospitals in this city to ensure timely benefiting more patients and provide more heartwarming and stable guarantees for participants.

Citizens can pay attention to related matters such as the "Beijing Inclusive Health Insurance" WeChat public account to understand the product upgrade plan and fast compensation service. They can also call the official consultation call 4000761788, and the service time is from Monday to Sunday 8: 00-21: 00.

Long -press or scan the code to pay attention to the public account of "Beijing Inclusion Health Insurance" to learn more

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