Shaanxi small and micro enterprise financial service information platform online

A few days ago, the Provincial Banking Regulatory Bureau released news: Under the guidance of the bureau, the Shaanxi Small and Micro -Enterprise Financial Service Information Platform (hereinafter referred to as "Xiaoweitong") developed by the Shaanxi Provincial Banking Association was officially launched a few days ago. The purpose of this move is to further strengthen financial support for enterprises and related groups for temporary difficulties in the epidemic, ensure the implementation of financial bailout policies, effectively alive the asymmetric information of banking enterprises, and the problem of expensive financing, and help the development of small and micro enterprises.

It is understood that the establishment of the "Small Weitong" platform has achieved five major functions. The first is to alleviate the information asymmetry of banking enterprises. As of now, the platform has released a group of national, provincial, and regulatory departments and bank institutions support, preferential policies and services for small and micro enterprises. Small and micro enterprises can refer to reference and actively strive for taxes and fees according to their own conditions. Support or apply for financing from banking institutions. The second is to support the development of Qin Chuangyuan. Building Qin Chuangyuan's online financial market, the "small and Weitong" platform set up Qin Chuangyuan pages to promote Qin Chuangyuan, let more small and micro enterprises understand Qin Chuangyuan, understand Qin Chuangyuan, and enter Qin Chuangyuan. The third is to jointly apply for loans through Qin Chuangyuan Comprehensive Service Platform. Enterprises can apply for loan applications through the small and micro enterprise loan application platforms on the Qinchuangyuan Comprehensive Service Platform, with lower interest rates and greater discounts. Up to now, Qin Chuangyuan's comprehensive service platform applet has brought together 60 "Qin Chuang Loan" financial products for 11 banks. The fourth is to establish an insurance service page. The "Small Weitong" platform can link to the official website of the Provincial Insurance Industry Association to facilitate enterprises to handle insurance business. Fifth, a message channel for small and micro enterprises has been established. Small and micro enterprises can feedback the problem clues of bank financial institutions services, charges and loans, and suggestions and suggestions for improving financial services (excluding complaints) to improve small and micro enterprises.

In the next step, the Shaanxi Provincial Banking Association will also organize various banking institutions to vigorously promote the "small Weilong" platform to play the role of bank -enterprise information transmission bonds; continue to lead the bank members' units to take the initiative to strengthen financial services, crack "dare not loan" The problem of "unwilling to loan" can alleviate the difficulty of financing for small and micro enterprises, expensive financing, and better help to stabilize market entities and promote economic development.

Source: Shaanxi Daily

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