Use the "three dimensions" to stabilize the company's "combination fist"
Author:China Economic Times Rural Fin Time:2022.08.15
Use the "three dimensions" to stabilize the company's "combination fist"
Small and micro enterprises are the main growth points of my country's national economy, the basic force of the active market, and the main force to promote my country's market development and improve the market. In recent years, under the leadership of the new party committee of the Yangjiang City Branch, Agricultural Issuance of the Yangjiang Branch has taken multiple measures to serve small and micro enterprises, and make every effort to stabilize the company's "combination fist".
Play "benefits fist" and reduce the cost to cover the full coverage. In order to further do a good job in the service of small and micro enterprises related to agriculture -related inclusive small and micro enterprises, the bank has established a special credit group on the theme of "supporting agriculture and branch small branch industry". Through agricultural distribution of inclusive small and micro -credit preferential policies, reduce financing costs, alleviate the pressure of corporate funds, boosts the development confidence in market players, and stimulate market vitality. Aiming at Yangjiang's local geographical logos, well -known agricultural products, food condiments, agricultural and sideline products, pay close attention to the list of "one village, one product, one town and one industry", give strong support for eligible, supplement the shortcomings of the development of characteristic industries , Effectively combine the inclusive small and micro business with the rural revitalization work, to achieve industrial strong, the village collective rich, and the increase in farmers' income. At the same time, according to the three standards of "real small and micro, true involvement in agriculture, and real needs", Xiaowei enters the customs strictly. Since the beginning of this year, Yangjiang Branch has supported 4 inclusive small and micro enterprises, with a total of 13.4 million yuan in credit funds.
Play the "convenience boxing" and optimize the entire process of services. In order to optimize the business system and business process, the bank improves the management mechanism of the entire life cycle of the account, and provides a matching account function based on the actual situation of the enterprise. It is more flexible and targeted to serve the entire process of account opening. Launch the online account to open an appointment function in a timely manner. Customers can handle related businesses through mobile phone intelligent software, which greatly saves customers' time and improves the work efficiency of "not going out of the household business". At the same time, the implementation of the online service platform has reduced the flow of foreign personnel to a certain extent, and the relevant requirements of the prevention and control of epidemic prevention and control, reducing hidden safety hazards from the source is a strong guarantee for the bank's implementation of the epidemic prevention and control work.
Playing "Publicity Boxing", full -scale financial science. The "leadership" of the city branches personally, actively conducting investigations and visits, figured out the current status, characteristics and capital needs of small and micro enterprises, and preached 30 policies for the development of agricultural issuance to promote the development of the bank. And the project comes up. Since the beginning of this year, the bank's leadership team has visited the government and enterprises 77 times to continue to promote the high -quality development of small and micro business. Strive to build a new pattern of "silver+town+village all -oriented" linkage, and through "entering the countryside, entering the grassroots, entering the campus" and other forms of publicity activities, so that all groups of society can better understand financial policies and financial policies and Financial knowledge, work together to promote the construction of a civilized city in Yangjiang City, and create a good financial environment for high -quality development.
A thousand miles begins with a single step. As an agricultural policy bank, Agricultural Issuance shoulders the glorious responsibility of "being for the country and the people, and revitalizing the countryside". It is an important political mission for agricultural issuance to serve small and micro enterprises. In the next step, Yangjiang Branch will continue to optimize enterprise services by intentionally, maximize the reduction of small and micro enterprises, and strive to give play to the role of policy financial guidance resource allocation and serving local economy and society. (Lin Xiaohui)
Responsible editor: Zhang Wei Guo Jinhui
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