Perform the main financial army responsibility to escort the economic and social development of the county

Perform the main financial army responsibility to escort the economic and social development of the county

Wang Huan

In 2022, Gongcheng Rural Commercial Bank of Guangxi closely focused on the local economic and social development goals, taking the "agriculture, rural areas" as its origin, focused on the main responsibility, actively promoted innovation practice, continuously improved the level of financial services, and promoted the economic and social development of Gongcheng County Provide financial forces for rural revitalization strategies. As of the end of June this year, Gongcheng Rural Commercial Bank's various deposits were 7.604 billion yuan, an increase of 670 million yuan from the beginning of the year, and a loan of 5.553 billion yuan, an increase of 341 million yuan from the beginning of the year.

Various deposits and loans account for 63.08%and 61.98%of the local interbank markets, respectively, and the scale of deposit loans continued to remain first in the local financial industry.

Focus on the prosperity of the industry and help the development of characteristic agriculture

Gongcheng County has the reputation of "the hometown of China Yuetan". The persimmons that are planted and processed are exported to overseas.

In 2022, Gongcheng Rural Commercial Bank based on regional characteristics and tilted credit funds towards "agriculture, rural areas, rural areas", focusing on the goal of "one county, one industry, one township and one product" construction goal, and concentrated advantages to increase the credit support for the persimmon industry and effectively solve the effectively solving Farmers and agricultural enterprises have insufficient funds in persimmon planting and persimmon processing, acquisition, and sales. The bank's financial support helped Gongcheng's persimmon industry to break through the courtyard economy model, step into the track of large -scale, intensive, base -oriented, and standardized development, making the persimmon industry a beautiful landscape for the prosperous farmers and the people. Since the beginning of this year, Gongcheng Rural Commercial Bank has issued 232 million yuan in credit funds for the persimmon industry. As of the end of June, the balance of persimmon industry loans was 464 million yuan.

Seize the development opportunities and strongly support the regional tourism industry

Guilin has the mission of building a world -class tourist city and comprehensively promoting rural rejuvenation. The Gongcheng Yao Autonomous County relying on rich natural resources and cultural resources, and vigorously develops the first first led by recreational tourism, leisure tourism, ethnic cultural landscape, and rural ecological tourism. Three industries.

Gongcheng Rural Commercial Bank keeps keeping initance and seizing opportunities. In accordance with the general requirements of industrial prosperity, ecological livability, rural civilization, effective governance, and wealthy life, strongly support the construction of rural leisure tourism industry service facilities, promote rural, agriculture and tourism, In -depth integration of education, culture, health care, etc., to provide credit support for key projects such as Gongcheng County's "Four Districts and Belt" ecology and cultural and rural construction projects, Limu Town's urbanization demonstration township infrastructure construction project, and high -speed rail area economic industrial parks. Strongly support Hongyan Village to create a key country tourism village in the country. In addition to issuing loans to supplement the shortcomings of agricultural and rural infrastructure, Gongcheng Rural Commercial Bank also strongly supports farmers to engage in agricultural music operations and provide loans to support the production activities of people in the characteristic agricultural tourism areas. As of the end of June this year, it invested in loans in the catering and accommodation industry. The balance is 78.97 million yuan.

Improve the credit environment, popularize small credit loans

In 2022, Gongcheng Rural Commercial Bank vigorously promoted the construction of rural credit projects, actively carried out the creation of "credit villages (town)", and took the creation of creation as a carrier, further done a good job of integrity publicity and education, and effectively promoted the construction of the rural credit system construction. , Cultivated a good rural financial ecological environment. As of the end of June, Gongcheng Rural Commercial Bank evaluated a total of 51,352 users, 69 credit villages, and 5 credit townships, and realized users, credit villages and credit townships (town ) Create targets with more than 50%. Gongcheng Rural Commercial Bank increases the investment in rural credit funds, innovatively launched credit products such as "Easy Agricultural Loan", "Moon Persimmon Loan", and "Rural Revitalization Loan" to meet different types of farmers' production and operation financing needs. Trust users, implement loan priority, simple procedures, relaxation of quota, and preferential interest rate preferential policies. Farmers have obtained credit loans developed and produced at the same time. At the end of June this year, the number of farmers has reached 5,8042 households, of which credit farmers have granted credit farmers. The number of 513,521 households, with a credit coverage rate of 88.43%, and a total credit of 3.728 billion yuan. From January to June, a total of 9759 farmers' loans were issued, and the cumulative distribution amount was 995 million yuan.

Serve the real economy and improve financial security capabilities

In recent years, Gongcheng Rural Commercial Bank has strengthened the leadership of party building, conducted in -depth practical activities of "I do practical things for the masses", set up a "small and micro service" pioneer team, and entered the enterprise to carry out financial support "six stability" and "six guarantees" policies to preach Guidance with loan application to help companies solve short-term capital difficulties caused by the epidemic and natural disasters of new crown pneumonia. From January to June this year, a total of 677 "Guihui Loan" was issued, with a distribution amount of 270 million yuan, a small and micro enterprise loan 2977 stamp The amount is 887 million yuan, continuously increasing the credit support for leading agricultural enterprises and new agricultural entities, increasing credit to meet the development needs of enterprises, helping to become bigger and stronger, promote the upgrading and transformation of the county's agricultural industry, continue to increase the financial gang of poverty alleviation population. Support that poverty alleviation households with labor capabilities and margins are prone to poverty -stricken households to loan due to financial support for farmers' entrepreneurship. As of now, the balance of poverty alleviation is 166 million yuan. In the first half of the year, a total of 2.604 billion yuan was issued to help the county economy achieved steady development.

Benefit the people's livelihood and broaden the channels for the people of the people

Gongcheng Rural Commercial Bank continued to optimize financial services, implemented the "mobile payment convenience project", and took digital finance as the starting point to meet the needs of rural life as the starting point. Through the combination of online and offline services The regional sinking, focusing on solving the problem of the people's urgency and anxiety. The bank has set up 119 financial convenience service sites in 117 administrative villages in the county (including 5 financial comprehensive service stations) to create a "city-town-village-household" and "online+offline" three-dimensional financial service network. Continuously eliminate the "blank spots" of rural financial services and open up the "last 100 meters" of rural financial services. The bank actively promoted the "financial service to send on -door" activities, organized employees to go deep into the community and village, and bring the mobile service equipment "E shoulder bag" for inconvenient operations, high -age customers to handle password loss, social security card excitement and other intimate financial services. Help the elderly to cross the "digital gap", and carry out the "Pioneer of the Pioneer of Ten Thousands of Agricultural Credit Party Members into Wancun" activities, walk the village skewers to promote financial knowledge, explain anti -counterfeit currency to the people in rural areas, especially the elderly groups, and prevent telecommunications networks. Financial knowledge such as fraud and anti -money laundering has greatly enhanced the awareness and ability of regional mass payment risks.

2022 is the year of the 20th National Congress of the Communist Party of China, and it is also an important year for the development plan of the "14th Five -Year Plan" development plan. Gongcheng Rural Commercial Bank has always been consistent with the Central Committee of the Central Committee in terms of ideology, politics, and actions to ensure that along the alongs Go forward correctly, adhere to the general tone of steady progress, take high -quality development as the main line, fully fulfill political responsibility, economic responsibility, and social responsibility, and strive to create rural revitalization finance, inclusive finance, local finance, green finance, and technology finance. " Five main forces "contribute to the construction of the new chapter of the United States and Guangxi!

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