Jining: Tailor -made injecting financial live water into the development of the enterprise

Jining News Network (Reporter Qin Yan Wang Wei Hu Shizhong Zhang Ge) Jining City has carried out in -depth "financial services into 10,000 enterprises" activities. Each financial institution accurately connects enterprise needs, tailor -made financial service solutions to solve corporate financing problems.

Luneng Taishan Qufu Cable Co., Ltd., located in the Qufu Economic Development Zone, is a high -tech enterprise engaged in the research and development and manufacturing of products such as wires, cables. Products are sold to nearly 30 provinces and cities across the country. Affected by the epidemic at the beginning of the year, the company's payment was slow, and there was a gap in the capital turnover. It was impossible to pay the expiration accounts to 6 small and micro enterprises upstream on time.

Kong Lingqiang, deputy chief accountant of Luneng Taishan Qufu Cable Co., Ltd., said: "At the stage of centralized payment, if you do not pay in time, it will have a certain impact on the company's reputation. In the future, it will be more difficult to operate, and it will also have an impact on upstream companies."

This year, Jining City has carried out the "financial services into 10,000 enterprises" activities. By analyzing the current status of the qualifications and money payment of the company and upstream suppliers, the Jining Branch of the Agricultural Bank of China has customized the supply chain financing plan for it.

Kong Lingran, manager of the company's company of the Qufu Municipal Sub -branch of China Agricultural Bank of China: "Supply chain financing is an online loan product and credit method that rely on core enterprises to provide financing to them. If the enterprise is not leaving home, it can be funded by ordering the mouse, which has accelerated the capital turnover of the enterprise. We only took two days to issue 20 million yuan loan for 6 small and micro enterprises. "

Since the launch of the "Financial Services Enterprise Enterprise", the Jining Branch of the Agricultural Bank of China has increased product innovation, optimized the loan process, and implemented the fee reduction to the greatest extent to solve the problem of corporate financing. In the first half of this year, a total of 1.215 billion yuan was issued for 126 companies.

Fan Xuekun, deputy president of the Jining Branch of the Agricultural Bank of China, said: "Focus on the economic market, continue to practice the responsibility of the state -owned bank, increase investment, reduce costs, stabilize supply, and help relieve rescue."

Customized service, precise policy. A medical technology enterprise located in Jining High -tech Zone also encountered capital problems due to the epidemic. The difference is that financial institutions match the "specialty new loan" for "specialized new" enterprises according to the operation of the enterprise.

Yu Hui, assistant to the general manager of Shandong Aoneng Medical Technology Co., Ltd., said: "The biggest problem we currently face is the shortage of funds. If this problem does not solve as soon as possible, it will affect the supply of sampling tubes and pharynx we are currently produced."

Zhang Tao, general manager of the customer service department of the Jining City Sub -branch of China Construction Bank, said: "There is no need to mortgage and guarantee, according to the demand and operation of the corporate funds, it took only two days to apply for the credit loan to be returned by 3 million yuan. Solve the demand for corporate funds. "

This year, Jining City focused on the "manufacturing strong city" strategy, guided financial institutions to comprehensively use financial resources such as credit, insurance, etc., increased long -term loans and credit loans in the manufacturing industry, and optimized "specialized new", technology -based manufacturing enterprises Financial Services. In the first half of the year, the balance of manufacturing loans increased by 10.419 billion yuan from the beginning of the year. The growth rate of manufacturing loans was 7.92 percentage points higher than the growth rate of various loans.

Zhang Zhiqiang, general manager of the Inclusive Finance Division of Jining Branch of China Construction Bank, said: "Adhere to serving the real economy of the real economy, continue to work hard to do a good job of 'six stability' ', six guarantees, and help enterprises to relieve it. Increase scientific and technological innovation, manufacturing, etc. Support for key areas, support the industrialization of scientific and technological achievements, and help Jining manufacturing to go up. "

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