Financial empowering Zibo to introduce 10 measures to help the development of cultural tourism enterprises

Zibo, August 13th, on August 11, Zibo Cultural and Tourism Bureau and the People's Bank of China Zibo City Center Sub -branch led the establishment of a high -quality development linkage mechanism for the financial and tourism industry in Zibo City. The "Guidelines for the Development of Financial Support Culture and Tourism Industry Development" was introduced for the abbreviation of the "Guide to Action", and a total of 10 specific measures were launched. At present, 31 financial institutions, including Agricultural Bank of China, will launch their own support policies and products in a timely manner.

In accordance with the requirements of the high -quality development linkage mechanism of the cultural tourism industry, from the second quarter of 2022 to the end of June 2023, the Zibo Middle Sub -branch of the People's Bank of China to the local legal person financial institutions to the small and micro enterprises, including the cultural tourism industry, and individual industrial and commercial households, The inclusive small and micro loans issued by the market entity provide incentive funds at 2%of the increase in loan balance. Make good use of provincial -level single -line re -loan funds, and specially used financial institutions to increase financial support for the city's cultural tourism enterprises and projects. Financial institutions continue to strengthen the docking with government financing guarantee institutions, implement the risk sharing mechanism of silver, and carry out batch business of "seeing loans" and "insured", optimizing renewal renewal business, and promoting seamless docking of mortgage guarantees. Expand the scale and coverage of the cooperation business of Yinfang, and increase the guarantee of the guarantee of the affected market subject.

In terms of policy relief and characteristic financial products, the "Action Guide" requires financial institutions to continue to negotiate with small and medium -sized enterprises (including small and medium -sized enterprises) and individual industrial and commercial households in accordance with the principles of marketization. The efforts should be delayed, and the extension of the dates of the repayment paid in principle does not exceed the end of 2022. For industries such as seriously affected cultural and tourism industries, inclusive small and micro -enterprise loans expired at the end of 2022, tilted according to the actual situation, and appropriately relax the postponement extension. It is encouraged to appropriately improve the tolerance of non -performing loans in the cultural and tourism industries within a certain period of time affected by the epidemic, with a range of not more than 3 percentage points. Cultural tourism enterprises and practitioners who have temporarily lost the source of income from the new crown epidemic can temporarily lose the credit records according to the adjusted repayment arrangement. In addition, the "Action Guide" also proposed that financial institutions should actively innovate credit products such as pledge rights, copyright pledge loans, and accounts receivable pledge financing of income rights in combination with the characteristics of cultural and tourism industries, and further broaden the financing channels for cultural and tourism enterprises. In -depth excavation and effective use of credit information data related to enterprises, increasing the credit loan officers on the impact of the impact of the epidemic. Insurance institutions should actively develop property insurance and liability insurance business, and enrich the risks of cultural tourism enterprises. Financial institutions give full play to the reform of the loan market quotation interest rate (LPR) reform, implement the LPR downward policy, and promote the steady decline in the comprehensive financing costs of cultural tourism enterprises. In accordance with the principle of "depletion and deduction", reduce the handling fees such as cultural tourism small and micro enterprise account management fees, RMB transfer remittance fees, bill business charges, and bank card swiping fees.

At present, Zibo City is starting to establish a "white list" demand database of cultural tourism enterprises and key cultural tourism projects. By implementing a dynamic renewal mechanism, the "whitelist" inner tourism enterprises and project financing needs will be pushed to financial institutions as soon as possible to guide It strengthens its visiting enterprises and projects to ensure full coverage of financing docking; through organizational financial institutions to increase the allocation of credit resources in key areas of cultural tourism, and accurately support cultural park landmark projects such as the Yellow River Basin Quality upgrades, affected enterprises affected by the epidemic; combined with financial advisory groups, financial counseling expansion and other activity carriers, organizing financial institutions to carry out special financing docking activities for the cultural tourism market entities, and actively provide policy consulting, product recommendations, financing of financing and financing for the cultural travel industry Comprehensive financial services such as counseling have increased the publicity and publicity of various enterprises, and expand policy benefits. In addition, it will also strengthen the follow -up and monitoring of the special actions of financial support for financial and tourism, regularly dispatch, and jointly study and solve the new situation and new problems in the work promotion to ensure that various tasks are effective.

Volkswagen Daily Zibo Rong Media Center reporter Yang Feng

Scan the QR code to view financial support for cultural tourism policy products

- END -