Five state -owned enterprises such as China Life intend to delist from the New York Stock Exchange; the net profit of the new network bank in the first half of the year fell more than 40%| Zero 1 Daily

Must News 1 and Six departments: Encourage financial institutions such as banks and other financial institutions to develop financial products for small and medium -sized enterprise scenes. 2. Rumors are fully registered for the weekend to land on the weekend. Nearly 36%, net profit fell over 40%year -on -year. 4. The period of online mortgage loans and the age of the borrower's age. Chinese Insurance: In the first July, the original insurance premium revenue was 41.6033 billion yuan 7. The equity change occurred in the May Eight Small Loan 8. Ali United 19th -consumer enterprises jointly launched the "Carbon Reduction Action" 9. Lei Jun: It is expected to develop investment in 2022 R & D investment in 2022 17 billion yuan 10. In the second quarter of the Bridge Water Fund, Baidu, Weilai, Clearance Ali, Jingdong ADR

Source | Zero One Finance

Author | Chu Jili

【Supervision/Policy News】

Six departments: Encourage financial institutions such as banks and other financial institutions to develop financial products that innovate SME scenes

On August 12th, the Ministry of Science and Technology and other six departments issued the "Guiding Opinions on Accelerating Scene Innovation to Promote the High -quality Economic Development of Artificial Intelligence and Promoting Economic High -quality Development" and encouraged banks and insurance financial institutions such as financial institutions to develop small and medium -sized enterprise scene innovation finance Products provide financial support for small and medium -sized enterprises to promote scene project construction. Encourage market -oriented investment institutions to pay attention to scene innovation enterprises, cultivate a group of "patience" capital, and provide financing support for technology companies that carry out scene innovation. In the process of jointly carried out scene innovation with science and technology companies, large enterprises were encouraged to provide supply chain support for the landing and results promotion of scene project projects, and preferentially incorporated scene innovation results into the supply chain system. (Securities Times)

It is rumored to register the system on the weekend to land, supervision verification: The news is not true

On August 12th, brokerage stocks rose collectively today. It is rumored that comprehensive salary reduction and thickening of the profit of the securities industry. There are also market rumors that point to the registration system to land, and even point to this weekend. false. (Financial Association)

【Company News】

The period of the mortgage loan of the Internet and the reconciliation of the age of the borrower, the reporter investigated the five major groups to deny

On August 12, the reporter learned that many state -owned banks feedback said that there was no requirement for changing the highest age period for personal mortgage loans. Earlier, a news circulated in social media. According to the news, the term of the personal commercial housing loan of the Bank of China and the sum of the age of the borrower from the current existing no more than 70 years old to 85 years old, with a total period of not more than 30 years. (21 Finance)

The revenue of Xinwang Bank in the first half of the year increased by nearly 36%year -on -year, and the net profit fell by more than 40%year -on -year

On August 11, the Hongqi Chain (002697) released the 2022 semi -annual report, revealing the performance data of the new network banks participating in its shares in the first half of the year. According to the semi -annual report data, in the first half of the year, the operating income of Xinwang Bank was 1.626 billion yuan, an increase of 35.95%year -on -year; but the net profit was only 256 million yuan, a year -on -year decrease of 40.19%. As of the end of June 2022, the asset size of Xinwang Bank was 74.423 billion yuan, an increase of 30.3%compared to 57.116 billion yuan at the end of 2021; the scale of liabilities was 68.413 billion yuan, an increase of 33.2%compared to 51.362 billion yuan in the end of 2021.

Chinese Insurance: The original insurance premium income of the previous July was 416.033 billion yuan

On August 12th, China Insurance Announcement, from January 1, 2022 to July 31st, obtained through the company's subsidiaries China People's Property Insurance Co., Ltd., People's Life Insurance Co., Ltd. and China People's Health Insurance Co., Ltd. The original insurance premium revenue was 307.849 billion yuan, 75.951 billion yuan and 32.233 billion yuan, respectively.

Five state -owned enterprises such as China Life intend to delist from the NYSE

Sinopec announced on August 12 that the company has notified the New York Stock Exchange on August 12 that the company will apply for a voluntary US deposit shares from the US deposit shares from the New York Bank in accordance with the US Securities Trading Law (revised) in 1934 in 1934. Purchase. In addition, China Petroleum, China Aluminum, China Life, and Shanghai Petrochemical all applied for voluntarily delisting the company's deposit shares from the New York Stock Exchange.

The CSRC responded to this. According to the CSRC, listing and delisting are the normal capital market. According to relevant companies' announcement information, these companies have strictly abide by the US capital market rules and regulatory requirements since the listing of the United States, and make delisting options for their own business considerations. These companies are listed in many places, and the proportion of securities listed in the United States is very small. The current delisting plan does not affect the continued use of domestic and foreign capital market financing and development.

According to the decision made by the CSRC respectively, in accordance with their actual situation and in accordance with the rules of overseas listing, the CSRC will maintain communication with relevant overseas regulatory agencies to jointly safeguard the legitimate rights and interests of enterprises and investors.

May Eight Lancet changes occurred in equity

On August 12th, recently, the equity change in Changsha's May Eight Loan Co., Ltd. (hereinafter referred to as the "May Eight Primary Loan") has changed. At present, the May Eight Loan is holding 100%of the Beijing Urban Net Neighborhood Information Technology Co., Ltd. According to the data, Beijing Urban Net Neighborhood Information Technology Co., Ltd. is a wholly -owned subsidiary of 58 City, and the legal representative is Yao Jinbo. Beijing Urban Net Neighborhood Information Technology Co., Ltd. holds 33%of Changyin May Eight Consumer Finance and is the second largest shareholder of the latter. (Consumer Financial Channel) Ant Group released the 2022 anti -fraud semi -annual report, and an application of more than 100 anti -fraud patent applications in half a year

August 12th, the Ant Group's "Anti -Fraud Management Half -year Report" released by Ant Group shows that the Ant Intelligent Risk Control System has entered a 10 millisecond level, that is, the full risk judgment of a transaction within 0.01 seconds. According to reports, through the upgrading of a number of risk control technology, Ant Group can quickly follow up with new fraud techniques, 100%cover the current type of scam disclosed by the public security organs, and focuses on the continuous and high type of scam type of "ordering of order fraud". Control, in the first half of 2022, users' funds in such fraud decreased by 36.9%. Since 2022, Ant has applied for over 100 new anti -fraud -related technical patent applications.

Alibaba and 19 consumer companies jointly launch the "Carbon Reduction Friendship Action"

August 12th, a few days ago, Alibaba Group and 19 companies in the consumer field jointly launched a "carbon -reducing friendship action" to cooperate in low -carbon products and low -carbon logistics scenes. In terms of low -carbon products, taking Tmall New Product Innovation Center (TMIC) as an example, it will cooperate with the brand's product development department to jointly build low -carbon commodity standards, jointly develop low -carbon products, and increase the number of low -carbon products. In terms of low -carbon logistics, Cainiao will jointly design a low -carbon logistics solution with the brand's supply chain department. In the short term, the original box delivery and circulating box use will be significantly reduced in the medium and long term.

Xiaomi releases a full -sized bionic bionic robot Cyberone

August 12th, Xiaomi showed Cyberone's bionic robot "Iron University" at the press conference. According to reports, this full -sized humanoid bionic robot is characterized by high emotional intelligence, perception of human emotions, visual acuity, can be available in real world three -dimensional virtual reconstruction, can achieve bipolar motion balancing, power peak torque of 300Nm. Lei Jun said that humanoid robots need to break through a number of key technologies. Xiaomi "is extremely optimistic about the application of intelligent robots in life and work." At present, the cost of humanoid robots is about 60,000 to 700,000 yuan each. Continue to work in this field.

Lei Jun: It is expected to invest 17 billion yuan in R & D in 2022

On the evening of August 11, in the "2022 Lei Jun Annual Speech", Lei Jun, the founder and chairman of Xiaomi Group, disclosed that Xiaomi Group's R & D investment in 2022 was 17 billion yuan. The financial report data shows that Xiaomi Group's R & D expenditure in 2021 was 13.2 billion yuan. Last year, Lei Jun said that in the next five years, Xiaomi's investment in the research and development field is expected to exceed 100 billion yuan. (Every network)

In the second quarter of the bridge water fund, Baidu, Weilai, Clearance Alibaba, Jingdong ADR

August 12th, the world's largest hedge fund Bridge Water Fund submitted 13F in the second quarter of 2022 to the US Securities and Exchange Commission (SEC). In the second quarter, Bridge Water Fund plus positions in Baidu, Weilai, Clear Clearance Alibaba ADR, JD ADR. The holding report shows that as of the end of the second quarter, the market value of the U.S. stock stocks of Qiaoshui Fund reached US $ 23.598 billion, a 4.87%of the holding scale from the end of the previous quarter. (CSI)

【Industry News】

In the year, more than 400 companies planned to formulate an additional 700 billion yuan, and the institutions actively participated

On August 12th, recently, the enthusiasm of A -share listed companies will not be reduced. According to Wind data, 409 listed companies have released a fixed increase plan for the A -share market this year, with a total amount of fundraising exceeding 730 billion yuan. From the perspective of raising investment, photovoltaic, wind power, hydrogen energy, and new energy vehicle industry chain chain chain The new energy field has become the main investment direction of fixed increase. Some of the new energy fields that have been implemented have also participated in many well -known institutions. (Economic Reference News)

【International News】

Meta tests security storage function this week: backup Messenger end -to -end encryption data

August 12th, it is reported that Facebook's parent company Meta announced that it will test a new security storage function to back up the "end -to -end" encryption chat data of users on Messenger. The so -called "end -to -end" encryption can only access the data only by the sender and the specified receiver, and other people, hackers, or any third -party agencies cannot access the encryption data on the server. The META's new security storage function will allow users to back up the Messenger conversation of "end -to -end" encryption, so that users can restore historical chat records on new devices. (Sina Technology)

The US FTC solicits public opinion and plans to introduce new rules for technology giants to protect consumer privacy

August 12th, it is reported that a few days ago, the Federal Trade Commission (FTC) publicly collected opinions from the society. The content is how technology companies should protect consumer privacy data. This will be the US federal government formulated a privacy supervision system for the technology industry.The first step out.Some issues raised by FTC show that the agency is paying attention to various damage caused by personal privacy data collection, including data collection, data leakage, target advertising damage, or algorithm discrimination.(Sina Technology) End.

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