A total of 18.04 billion pads have been paid accumulatively

Today, the relevant departments of the CBRC said at the ventilation meeting that as of the end of June 2022, there were 1,648 villages and towns banks across the country, with 66%in the central and western regions, and the county coverage rate of 68%. The total assets are 2.2 trillion yuan, the total liabilities are 2 trillion yuan, the loan balance is 1.4 trillion yuan, and the balance of deposit is 1.8 trillion yuan. At present, the country's village and township banks are generally operated smoothly, and the quality of assets is slightly better than the average level of small and medium -sized banks across the country.

In the past few years, under the influence of the industry's bad atmosphere, some village banks were greedy for the ocean and deviated from the main business, illegally carried out the bill business, large credit, and credit credit, and the deposit and loan business through third -party Internet platforms. For these market chaos, the CBRC carried out special rectification and achieved obvious results. Village bank bills have a significant decline in the proportion of total assets and large loans. At present, there are 40 village banks to absorb Internet deposits in the account, with a balance of 3.9 billion yuan. Except for Henan and 5 village and township banks in Henan and Anhui, no other village and towns banks have been found or holding an illegally absorbing Internet deposit in other villages and towns.

Henan, Anhui Village Bank has paid 18.04 billion

The person in charge of the relevant departments of the CBRC also stated that since July 11, Henan and Anhui have issued 4 issues of 4 announcements, respectively, with customers of less than 50,000 yuan, 50,000 to 15,000 yuan, and 150,000 to 250,000 yuan respectively. Implementation. As of the evening of August 11, a total of 436,000 households and 18.04 billion yuan had been paid. The cushion rates of customers and funds were 69.6%and 66%, respectively. The progress was generally smooth.

Some new situations also appeared during the mat. A total of 147,000 customers have not been registered. In addition to long -term sleeping households (account amount below 100 yuan), there are also a small amount of suspicious accounts. These customers may be deceived and wrapped by criminals. Essence Please do not register the customer to complete the registration.

In the next step, the CBRC will thoroughly implement the requirements of the Political Bureau of the Central Committee to "properly resolve the risks of some local villages and towns and town banks, severely crack down on financial crimes", support and cooperate with local party committees and governments to do subsequent risk disposal work, strengthen pursuit of stolen goods, severely crack down on financial crimes , Resolutely punish financial corruption, adhere to laws and regulations, and effectively safeguard the legitimate rights and interests of the general public.

We must "do their best" in the work of "Insurance to Be Building and Stability"

The person in charge of the relevant departments of the CBRC stated that it is necessary to actively support the work of "keeping traffic and stable people's livelihood". In the work of "keeping traffic and stabilizing people's livelihood", "do your best and keep your position". The CBRC strengthens the coordination with departments such as the Ministry of Housing and Construction, the People's Bank of China and other departments to actively study and promote the work of "preservation of buildings and stabilizing people's livelihood". Coordinate the promotion of local responsibilities, find out the situation, seek truth from facts, scientific classification, and precise policy. To support "in place" in financial support. For financial support for the payment of payment, the Banking Insurance Regulatory Commission actively guided the bank to actively participate in the research on the solution of the hard gap in the hard gap in funding to cooperate with the orderly arrangement of the local government to compact the responsibilities of all parties, do a good job of conditional credit, and do everything possible to promote the " Inspection of intersection, stabilizing people's livelihood. " In the next step, it will further implement the prudent management system for real estate and finance, effectively meet the reasonable financing needs of real estate enterprises, strongly support the construction of rental housing, support project mergers and acquisitions and reorganization, and focus on new citizens and young people in cities to better meet rigid and improved housing needs Essence Strengthen work with all parties, cooperate with actively promoting the work of "keeping diplomatic relations, stabilizing people's livelihood", do a good job of relevant financial services in accordance with laws and regulations, and promote the virtuous cycle and healthy development of the real estate industry.

Financial asset management company cooperates with the local government's "guarantee to pay the property" 26996 commercial houses to be delivered on schedule

The person in charge of the relevant departments of the CBRC stated at the ventilation meeting that it is necessary to increase the treatment and disposal of non -performing assets. At present, five financial asset management companies acquire non -performing assets for financial institutions accounting for more than 80%of the scale of the bank industry in batches, and they are still the main force of non -performing asset acquisitions. Participated in the reform of the small and medium -sized financial institutions and rescued the trapped housing enterprises, and cooperated with the local governments to "keep the property and stabilize the people's livelihood", which guaranteed the delivery of 26,996 commercial houses on schedule, and resolved 55 million yuan in arrears of migrant workers' salary. Guide Huarong Company to carry out risk disposal. Introduced five strategic investors including CITIC Group to complete 42 billion yuan in capital increase, and the equity structure was optimized. Huarong Company has resolutely promoted a slimming body, and successfully transferred four financial subsidiaries. During the entire risk disposal process, Huarong Company redeemed all over -end financing at home and abroad in accordance with the law. Without a breach of contract, the group's liquidity maintained stable.

In the next step, the China Banking Regulatory Commission will continue to increase supervision, focus on the main business, adhere to the innovation, and take the initiative to join the risk resolution tasks such as small and medium -sized financial institutions.

Improve the policy of rural revitalization financial services to increase "agriculture, rural areas, and farmers" credit investment

The person in charge of the relevant departments of the CBRC stated that it is necessary to improve the policy of rural revitalization and promote the investment of credit in key areas of "agriculture, rural areas, and rural areas." At the end of June, the balance of agricultural loans in the country was 47.1 trillion yuan, an increase of 13.06%over the beginning of the year, of which the balance of inclusive agricultural -related loans was 9.91 trillion yuan, an increase of 11.67%over the beginning of the year. The coverage rate of nationwide township banking institutions exceeded 97%, and the coverage rate of basic financial services in administrative villages was 99%. Policy development banks and large state -owned banks were agricultural -related loans of 25.13 trillion yuan, an increase of 11.58%over the beginning of the year. 22 Bank of China Insurance Regulatory Bureau issued new citizens' financial services measures

The person in charge of the relevant departments of the CBRC also said that effective progress in financial services for new citizens should be strengthened. Study and formulate financial service measures for new citizens, 22 Banking Regulatory Supervision Bureau issued special support policies with local governments to actively meet new citizens' financial needs in entrepreneurial employment, house purchase, education and training, medical care, and other financial needs. At the end of June 12 trillion yuan. In the next step, we must strengthen financial services for new citizens, and focus on solving the problem of the current financial service improvement space and relatively insufficient financial supply of new citizens.

Source: CCTV News Client

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