The "Ten Years of Banking Insurance Industry" in Jimin and Shaanxi: The results of the active and benign interaction reform of the bank insurance institutions and the real economy are significant

12AUG

Our reporter Su Xiangyu Yang Jie on August 11, the CBRC held a series of theme press conferences of the "Ten Years of Banking Insurance Industry". At the meeting, Xu Chunwu, Secretary of the Party Committee and Director of the Jilin Banking Regulatory Bureau, Secretary of the Party Committee and Director of the Fujian Banking Regulatory Bureau, and the secretary of the party committee of the Shaanxi Banking Regulatory Bureau and the director Huang Jinbo introduced the reform and development of the banking industry insurance industry in the past ten years, respectively. The effectiveness of the measures of regulatory work. In the past ten years, the effectiveness of the real economy has been developing and growing, and has gradually developed a positive interaction and cycle with the real economy. Xu Chunwu used a set of dazzling data to show the positive results achieved by the Jilin Banking Insurance Bureau to guide bank insurance institutions to serve the real economy development. In the past ten years, various loans in the province's banking industry have increased by 1.8 times, with a total amount close to 2.6 trillion yuan; various deposits have increased by 1.5 times, with a total of more than 3 trillion yuan; The average annual increase of 32%, the depth of insurance rose from 2.7%to 5.2%, and the insurance density rose from 856 yuan/person to 2911 yuan/person, realizing the accurate drip irrigation of the high -quality development of the economy and society and the people's livelihood. The Fujian Banking Insurance Regulatory Bureau leads the bank and insurance industry in the area to grasp the nature and laws of finance, and promote the coexistence and prosperity of the economy and finance. The jungle said that in the past ten years, the total assets of Fujian banking industry have increased by 2.8 times, reaching a new level of 10 trillion yuan, total insurance industry assets have increased by 2.9 times, and insurance density has increased from 1162 yuan/person to 3091 yuan/person. Various indicators of the insurance industry are generally stable, showing a good situation of steady progress, orderly competition, and innovative. With the continuous development of Fujian Bank insurance institutions, its ability to serve the real economy has continued to improve. Over the past ten years, the average annual growth of various loans in Fujian banking industry has increased by 13.5%, and the average annual increase of the insurance industry compensation expenditure has increased by 13%. The financial support for key areas and weak links has continued to increase, and the average annual growth rate of inclusive small and micro enterprises and agricultural loans has reached 26%and 19%respectively. With employees supplemented more than 33 million people with medical insurance; long -term care insurance covered 2.04 million; agricultural insurance provided risk protection from 54.5 billion yuan ten years ago to 137.6 billion yuan. In the past ten years, the quality and efficiency of the insurance industry in Shaanxi banking industry has improved significantly. Huang Jinbo said that the province's scientific and technological enterprise loans, green loans, and manufacturing loans have continued to grow rapidly, and the growth rate has remained above 20%in recent years. The annual loan of inclusive small and micro enterprises has exceeded 300 billion yuan, and the annual annual annual loan of inclusive agriculture has more than 200 billion yuan. In addition, the Shaanxi Banking Insurance Regulatory Bureau attaches great importance to financial support for technological innovation. Huang Jinbo introduced that the Shaanxi Banking Regulation Bureau continued to investigate the difficulties of financial support in financial support, finding out the troubles of the enterprise, issuing special work opinions, strengthening the evaluation and promotion of supervision, urging bank insurance institutions Support the quality and efficiency of scientific and technological innovation. As of the end of June this year, the loan of scientific and technological enterprises in the province's banking industry increased by 30%year -on -year, and nearly 10,000 households in serving enterprises. The province's insurance industry has actively played the role of scientific and technological insurance. Fund support and risk guarantee. While strengthening the healthy interaction of finance and the real economy, the continuous improvement of risk resistance, while the jungle and Huang Jindbo also introduced the in -depth promotion of reform insurance related measures and achievements in Fujian and Shaanxi respectively. The jungle said that in the past ten years, the Fujian Banking Regulatory Bureau has adhered to strong supervision, chaos, promoting union, and continuous advancement of financial risk prevention and resolution, creating a good financial environment. In -depth rectification of chaos in the financial market, the scale of high -risk shadow banks has dropped sharply, and various loans in the banking industry in the area of ​​the area have gradually increased from 38%at the lowest assets to 52%, and financial resources have further returned to the entity. It is strongly promoted to the disposal of non -performing assets, and the quality of banking assets in the area in the area remains a good level. Establish and improve the coordination mechanism of multi -party linked financial risk emergency response to achieve the phased "clear zero" of high -risk institutions. The local legal entities maintain a strong risk resistance and loss ability. "In the past ten years, Shaanxi Banking Insurance Industry Reform Insurance Promoting In -depth advancement." Huang Jinbo introduced that 65 Agricultural Credit Co., Ltd. was reorganized into a rural commercial bank, and Xi'an Bank became the first bank to list A shares in the Northwest region. At the same time, Shaanxi, as one of the first three pilot provinces and autonomous provinces in the national auto insurance reform, took the lead in launching the reform. At present, the average car premium has decreased by nearly 50%compared with the reform, and the cumulative saving premium expenditure for auto insurance consumers in the province is 19.5 billion yuan. At the same time, the Shaanxi Banking and Insurance Bureau has resolutely carried out political responsibilities and promoted the resolution of financial risks in an orderly manner. In the past ten years, a total of 239.6 billion yuan in non -performing loans. The legal person's small and medium -sized banks supplemented more than 90 billion yuan in capital, and the risk resistance capabilities continued to increase. Clean up 1006 insurance intermediaries. Do a good job of helping the company's stable growth work in the first half of this year. In the face of the severe and complex epidemic prevention and control situation, how to coordinate the prevention and control of the epidemic and the development of economic and social development, and to do a good job of helping the enterprise to relieve the stable growth. Task in front of the industry insurance industry. Jilin Banking Insurance Regulatory Bureau guides bank insurance institutions to strictly implement the prevention and control measures of the epidemic, ensure the smooth flow of basic financial services, and increase financial support for the prevention and control of the epidemic, re -production and re -production.

Xu Chunwu introduced that the Jilin Banking Regulatory Bureau guided the provincial bank insurance institutions to actively connect 46,000 households in various types of enterprises, accumulated a total of 349.8 billion yuan in loans, and paying 1.3 billion yuan for enterprises. A total of 169.4 billion yuan of loan principal implemented a temporary extension of the principal and interest payment policy, reducing the cost of corporate financing by 1.06 billion yuan. In the first half of the year, the balance of loans such as small and micro enterprises, first loans, and credit loans in the province increased by 11%, 18.1%, and 14.8%year -on -year, respectively. The comprehensive financing cost of inclusive small and micro enterprises decreased by 0.7 percentage points from the beginning of the year. Since the occurrence of the epidemic, the Fujian Banking and Insurance Bureau has actively guided innovative financial instruments to support market entities to reduce burden and restore development. As an example, the Jungoli said that the Fujian Banking Regulatory Bureau jointly established a total of 70 billion yuan of bailout loans with a total of 70 billion yuan, and accumulated more than 23,000 trapped enterprises. This year, further optimize the bailout loan mechanism, guide banking institutions to connect the list of bailout companies formulated by the competent authorities such as transportation, tourism, etc., and realize the "see the loan". The banking institutions are inclined to establish a batch guarantee mechanism for government financing guarantee institutions to achieve "fast loan". Recommended reading

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Picture ｜ Bag Picture Network Station Cool Hero Production | Zhang Xin

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