Liupanshui "Science and Technology Bank" financial living water helps the real economy "flowering and fruiting"

"As of now, through the" Science and Technology Bank "loan to promote enterprises to realize the" scientific and technological achievements' transformation of 37 items, increase the patent of 141, develop 20 new products, an annual output value of 170 million yuan, the total profit tax increases by 36.33 million yuan ... "8 On the 11th, the reporter learned from the press conference of the "Science and Technology Bank" work in Liupanshui City that the Municipal Science and Technology Bureau further promoted the science and technology service science and technology innovation work, promoted the transformation of scientific and technological achievements to productivity, and continued to make new progress in the work of "Science and Technology Bank".

Improve new progress in the system and mechanism

Focusing on the reform of the scientific and technological and financial system, Liupanshui City took the lead in carrying out the pilot work of the "Science and Technology Bank" in the province. Documents, and invest in 5 million yuan in financial funds to establish special risk compensation funds, set up political and bank -enterprise cooperation mechanisms, loan discount mechanisms, etc., and continuously strengthen the construction of the "technology bank" system and mechanism, effectively solve the "difficult financing, expensive financing" of science and technology SMEs, question.

Optimize new progress in optimizing science and technology and financial services

The technology -based enterprise of Liupanshui City generally has the characteristics of "light assets, good growth, and unsecured". Most of them are in the start -up stage and have not yet formed large -scale production. Fund problems have become the main "bottlenecks" to enhance the transformation of scientific and technological achievements and expand their innovation results.

In this regard, Liupanshui City has selected Liangdu Village Bank and CCB Liupanshui Branch as the "Science and Technology Bank" cooperation bank to set up Liangdu Village Bank Science and Technology Sub -branch and CCB Liupanshui Technology Financial Demonstration Point to continuously optimize technology and financial services. On the one hand, adhere to the "political and bank -enterprise" three parties. This year, the Municipal Science and Technology Bureau formulated the "Thousands of Enterprise Noodles" science and technology service action plan, and went to the depths of the cities (special zones, districts), high -tech zones, and development zones to carry out scientific and technological financial services. At present At the same time as the "technology bank" loan needs, policy publicity is increased by holding the "bank -enterprise" docking meeting and special training meetings. On the other hand, online financial services are carried out. Relying on CCB's "Jianrong Zhihe" and Liangdu Village Bank's "Small and Micro -Enterprise Financial Inquiry Platform", it improves platform service functions and enhances the convenience and timeliness of science and technology and financial services.

At the same time, continuously improve the work mechanism of the "government -bank enterprise" negotiation. For enterprises with good credit and performance evaluation, if they fail to repay on time due to objective reasons, the exhibition period and renewal after passing the evaluation will temporarily occur in the bottleneck of funds. Science and technology enterprises have provided effective channels.

New progress is difficult to alleviate corporate financing

Faced with the urgent needs of the credit of the science and technology enterprise of Liupanshui, the Municipal Science and Technology Bureau promptly researched and judged the audit, and actively recommended science and technology loans to the "Science and Technology Bank" cooperative banks such as Liangdu Village Bank and CCB Liupanshui Branch. Since 2016, 44 44 patent pledge pledge and credit guarantee loans have been reviewed, 60 times the fiscal funds have been enlarged, and the average company has obtained a average loan of 6.89 million yuan, and the risk compensation has not lost losses.

Since the beginning of this year, 17 scientific and technological enterprises including Guizhou Tianba Li Food Technology Co., Ltd. have issued 137 million yuan in "technology banks" such as patent pledge and corporate credit guarantee, which has effectively relieved the financing needs and innovative development of science and technology enterprises. The problem of "urgency and sorrow".

Expand rich work content and make new progress

"'There are results, unsecured, difficult to finance' are the development problems facing many technology -based enterprises. Liupanshui City 'Technology Bank'" through invention patents and other intellectual property rights and credit guarantees is pledged to corporate loans. Science and technology enterprise 'financing difficulties' problem. "Said Si Feng, Director of Science and Technology of Liupanshui City.

Innovation and service first. The "Science and Technology Bank" of Liupanshui City has created a group of high -quality credit products with outstanding innovative elements and distinctive scientific and technological characteristics. Products, expand the connotation of the scope of "technology banks", further enhance the capabilities of scientific and financial services technology innovation, and promote the transformation and high -quality development of high -tech enterprises and scientific and technological enterprises.

As of now, through the "Science and Technology Bank" loan, it has promoted enterprises to achieve "scientific and technological achievements" transformation of 37 items, increased 141 patents, developed 20 new products, an annual output value increased by 170 million yuan, and the total profit tax increased by 36.33 million yuan.

In the future, Liupanshui City is focusing on the "Four New" to focus on the "Four Man". Based on the new stage of development, implementing the new development concept, integrating into the new development pattern, continuing to take the work of "science and technology banking" as an important starting point, strive to promote the use of scientific and technological achievements and use Enterprise innovation development. (Reporter Wang Ruigang)

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