"Space Camera" auxiliary fixed loss, Optics Valley Agricultural Insurance Cosmetics does not need to watch

Jimu Journalist Hu Changxing

Correspondent Yang Jiani

Intern Xiang Ke

"In the hot day, if there is a disaster due to drought, farmers who purchased agricultural insurance for a phone call, insurance surveyers do not need to go to the field, and can determine the area, degree, degree and amount of claims on mobile phones or computers. . "On August 9th, at the second meeting of the Intelligent Remote Sensing Open Source Ecological Alliance held in the East Lake High -tech Zone of Wuhan, Huang Jie, the technical and technical director of Optics Valley Enterprise Jiahe Science and Technology, shared how to use the remote sensing satellite image data Technology solution.

Satellite remote sensing application expert sharing cases

"Insurance companies underwent agricultural insurance, they also need to conduct pre -insurance investigation, central risk control, and fixed loss after insurance." Huang Jie introduced that the underwriting of agricultural insurance is more complicated, because under the traditional model, land, crops, weather changes and farmers planting Ability is all uncertainties. If the insurance company wants to conduct a survey, it must "ask someone to ask the sky and ask the place", which is very labor -intensive, material and time.

The remote sensing satellite flying around every day is equivalent to "space camera". Jiahe Technology launched the agricultural insurance remote sensing service platform around 2015. The platform uses the "space camera" to combine the geographical information system, positioning system, AI algorithm, meteorological data and other technologies and data to achieve the insurance company underwriting the insured before underwriting, and During the underwriting, it is applied according to figures and shall be applied after the underwriting. Popular understanding, the "space camera" can "shoot portraits" for agricultural insurance objects, always "stare" and monitor dynamic data.

What should I do if the crops that are insured in case of drought and flood disasters? According to reports, at this time, the agricultural insurance remote sensing service platform with the "space camera" can be transformed into a "fixed -loss person" to reduce the artificial verification process.

With the remote sensing satellite, the service platform automatically identifies the inverted area of ​​crops

In September last year, a large area of ​​farmland planted in a cotton planted in a county in Hubei Province suffered a large area of ​​droughts and was expected to reduce production. Farmers were very anxious. If according to the traditional operation process, the insurance company's claims and damage to the damage to the sun may be viewed, and the cotton fields are viewed. After shooting with a camera, the claims file is made. The progress is relatively slow and it is easy to cause errors.

"The underwriter of this area has used our solutions." Huang Jie told reporters that in the plan provided to the inheritor, the use of satellite remote sensing technology, through infrared imaging, the platform automatically identifies the changes in crop agricultural conditions. Finally, the platform running on the computer automatically outlines the plot and calculates the affected area and degree while shooting, and data can be produced as soon as one hour. In this way, the grass -roots claims officers have claimed several villages in the morning, and one person can accept tens of thousands of acres of fixed loss. In the past, the time of this loss was often about a few weeks to a month.

Satellite remote sensing information service Agricultural technology

Huang Jie revealed that Jiahe Technology's agricultural insurance remote sensing service platform has accumulated more than 10 insurance institutions of Chinese PICC, China Property & Casualty Insurance, China Pacific equilibrium, and provided rapid fixed loss for farmland in 15 provinces in 15 provinces across the country. Cosmetics service. Especially in Hubei Province, nearly 70%of the production plots of agricultural insurance are covered by the company's smart technology services.

At present, their agricultural insurance remote sensing service platform, with the help of Wuhan University and Huawei, jointly launched the remote sensing image intelligent interpretation of the special framework and remote sensing image sample library to upgrade the AI ​​algorithm. "The model transforms into a" fully automated "model, and continues to improve the operating efficiency of the agricultural insurance mechanism.

(The pictures are provided by the interviewees and interviewees)

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