CBRC: Loan balance of private enterprises in banking financial institutions reached 58.2 trillion yuan

Xinhua News Agency, Beijing, August 11 (Reporter Li Yanxia) The reporter recently learned from the China Banking Regulatory Commission that as of the end of June, the loan balance of private enterprises in banking financial institutions was 58.2 trillion yuan, an increase of 11.4%year -on -year; Thousands of households, a year -on -year increase of 11.4%.

According to reports, the China Banking Regulatory Commission has adopted a variety of measures to continue to do a good job of financial services for private enterprises, especially to increase financial support on the impact of the epidemic. The Banking Insurance Regulatory Commission actively implements the extension of the repayment of the principal and interest payment policies; promotes banking institutions to use the Internet, big data, cloud computing, artificial intelligence and other means to strengthen support for risk assessment, credit decision -making, loan issuance and other links to continuously improve financial services efficiency; encourage encouragement Insurance companies actively develop property insurance, responsible insurance business, innovate insurance products, and help private enterprises to effectively alleviate the impact of the epidemic.

Data show that in the first half of the year, among the newly issued enterprise loans, the proportion of private enterprise loans reached 53.5%, a year -on -year increase of 0.8 percentage points; the annualized interest rate of new private enterprise loans was 4.74%, a year -on -year decrease of 0.57 percentage points. In the first half of the year, the banking financial institutions were 1.496 million small and medium -sized enterprises, individual industrial and commercial households, and truck drivers to handle extended repayment interest rates, with a total extended amount of 3.33 trillion yuan.

According to the CBRC, the next step will guide bank insurance institutions to further improve the institutional mechanism of private enterprises, promote the implementation of the bailout policy in a targeted manner, promote the innovation of financial product service, and continue to improve the quality and efficiency of private enterprises.

[Editor in charge: Shi Ge]

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