Actively implement a measure of stability!In the first half of the year, Zhuhai's financial industry's "escorting" economic market has achieved results

Recently, the latest data of Zhuhai Banking Insurance Industry announced in the first half of the year announced by Zhuhai Banking Regulatory Bureau. In the first half of the year, Zhuhai Banking Insurance Industry Insurance Industry was based on high -quality economic development, actively implemented a measure of stability of the economy, and supported the stable growth of Zhuhai's local economic stability to achieve positive results. Essence

Data show that as of the end of June this year, the total assets of Zhuhai's banking industry were 1280.585 billion yuan, an increase of 7.01%over the beginning of the year; the balance of various loans was 965.42 billion yuan, an increase of 8.86%over the beginning of the year, and the increase in the province (excluding Shenzhen) ranked fifth; The non -performing loan ratio is 0.75%, which is 0.3 percentage points below the province. In the first half of the year, Zhuhai Insurance's premium revenue was 10.243 billion yuan, an increase of 1.83%year -on -year, of which property insurance premium revenue was 2.076 billion yuan, an increase of 8.48%year -on -year; personal insurance premium revenue of 8.168 billion yuan, a year -on -year increase of 0.27%.

Activate "market cells" and weave the "vascular network"

True gold and silver let Li Hui Enterprise. In the first half of this year, Zhuhai's banking financial institutions actively reduced their expenses for enterprises, reducing the total service charges of 140 million yuan, and a new inclusive small and micro enterprise loan interest rate of 4.72%, a decrease of 0.2 percentage points from the same period last year. In terms of providing extension of the repayment of the principal and interest enterprises and individuals for temporary difficulties and individuals, it is a total of 7.868 billion yuan in loans for 2953 small and medium -sized enterprises in Zhuhai; Payment; providing repayment extensions for about 1.041 billion yuan of mortgage loans for 539 residents in Zhuhai.

Actively provide risk protection for the Zhuhai market subject. In the first half of this year, Zhuhai Insurance Industry continued to strengthen the rectification of the auto insurance market. The market order was the best in the province. The cumulative amount of guarantee for the delay of the vehicle in the event of an epidemic was 258 million yuan. Affected by the epidemic affected by enterprises provided business interruption insurance, the amount of insurance guarantee was 274 million yuan. At the same time, urgent things are urgently done, and make every effort to do a good job of disaster prevention and loss and claims.

Build a "foundation foundation" to stimulate the "new kinetic energy" of the real economy development

It attracted the tilt of financial resources and actively empower Zhuhai's "industry first". Data show that in the first half of the year, about 60 % of the loans in our city increased their loans to the manufacturing industry. At the end of June, Zhuhai's banking industry exceeded 118.862 billion yuan to the manufacturing loan, an increase of 52.57%over the beginning of the year, and the average growth rate of the province was 29.58 percentage points, of which the balance of medium- and long -term loans increased by 37.52%over the beginning of the year.

Take the platform to promote banks and enterprises in depth. In the first half of the year, the "Ronghui Xiangzhou" regional financial services established by the Zhuhai Banking Regulatory Bureau and Zhuhai City Financial Work Bureau successfully held 4 phases, which was founded by the "Ronghui Xiangzhou" regional financial services. The cumulative financing amount exceeded 1.6 billion yuan. At the same time, it continues to optimize the financing service platform of the "Zhuhai Bank Enterprise" small and micro enterprises, and promotes the front of banking enterprise financing to the local government window department. In the first half of this year, through the platform, it promoted a total of 556 million yuan in successful loans of 344 companies.

Innovate innovation to promote improvement of financing efficiency. In the first half of the year, the Zhuhai Banking Insurance Regulatory Bureau actively guided the precision credit offering of Zhuhai Bank to meet the financing needs of key industries. Support CCB Zhuhai Branch and 69 "Light of Intellectual Manufacturing" enterprises in Zhuhai signed a party building pairing agreement, and support Zhuhai Rural Commercial Bank to rely on Xiangzhou District Industry and Finance Platform to launch the "Keong E loan" accurate matching six high -tech industrial chain companies to achieve seconds. The quota of the pre -grant letter supports the introduction of the list of listing systems in Zhuhai Branch of Everbright Bank to give lists to the list of 20 to 110 basis points.

Provide risk protection to reduce worries after the company. In the first half of the year, Zhuhai Insurance Industry vigorously developed liability insurance, of which the number of security insurance service companies increased by 142.23%year -on -year; the number of food liability insurance services companies increased by 51.67%year -on -year; environmental insurance insurance provided risk guarantee for 19 companies to guarantee 551 million yuan.

Actively serve the new citizen group. This year, the Zhuhai Banking Insurance Regulatory Bureau jointly issued the first "Implementation Rules for the Financial Services of New Citizens" in Guangdong Province, and continued to focus on the targeted development of financial needs of different groups of new citizens. As of the end of June, Zhuhai Banking Industry has supported housing leasing development loans to increase by 12.66%over the beginning of the year, helping new citizens to "have business and live and home"; promote the number of insureds in Zhuhai's additional supplementary medical insurance "big love", which has exceeded 982,000. The number of participants is 148,000.

Watering the "agriculture, rural areas" fertile soil, and create a "new model" to support rural revitalization

According to statistics, at the end of June, the balance of agricultural loans in Zhuhai increased by 16.9%year -on -year. In the first half of the year, Zhuhai's agricultural insurance premium revenue increased by 144.61%year -on -year, and agricultural insurance compensation expenditure increased by 149.30%year -on -year.

In terms of increasing the innovation of financial products, Zhuhai Financial Industry supports the characteristic industrial brands of Fuminxing Village, promoting the landing business of Zhuhai's first single innovation business such as "beautiful fish pond loan", prefabricated vegetable insurance, and pig cost price index insurance Winding index insurance, including more than ten characteristic agricultural insurance, has initially achieved more than half of the agricultural insurance premium income and more than half of the task. In terms of further exploring the financial model of financial benefits, the Zhuhai Banking Insurance Regulatory Bureau actively guides the Zhuhai Rural Commercial Bank to extend the "whole village credit" financing model to the "village to change" community and implement the "one village and one strategy" precise credit; The Municipal Agricultural and Rural Bureau has established a "pig farm environmental control monitoring platform" to improve the level of pig breeding insurance risk management.

Empower "cross -border innovation" and promote the deepening of the "new tasks" of financial reform and opening up

In the first half of this year, Zhuhai's banking industry fully served a new pattern of the development of the Guangdong -Hong Kong -Macao Greater Bay Area and Hengqin Guangdong -Australia In -depth Cooperation Zone, and promoted a new breakthrough in the pilot of cross -border financial innovation business.

Promote the expansion of the "cross -border financial management" business pilot. As of the end of June, Zhuhai Banking has served 11,700 investors in "South Tongtong" and "North Win Tong", an increase of 21.66%over the beginning of the year, and the cumulative capital funds exceeded 200 million yuan. Support to promote the pilot work of free trade accounts (FT), Zhuhai Banking has accumulated over 1,600 FT accounts for enterprises, and provides enterprises with lower cost financing of more than 21 billion yuan for enterprises through FT account projects. Encourage Zhuhai's banking industry to actively participate in the pilot of cross -border asset transfer business, and promote the first cross -border transfer business of Guangdong's first green credit asset transfers and the first financial leasing asset transfers in the cooperation zone. The varieties and channels of cross -border asset transfer are continuously enriched. Promote the breakthrough of cross -border asset management linkage, support Zhuhai's banking industry to actively participate in the QDLP and QFLP pilots, and serve as the first qDLP overseas investment pilot enterprise in the province and cooperation zone in the province and cooperation zone. QFLP hosting business.

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