How to use "military law" to crack "pension fraud"?

Recently, some criminals use the guise of providing "pension services", investing in "pension wealth management projects", selling "pension apartments" and "health products" to promote the elderly groups to attract the elderly to invest. These so -called services and investment are flickering first, trap behind, not only do not play a role in pension, but have become the root cause of unfortunateness. Preventing fraud needs to build a line of defense in your heart, and constantly increase his vigilance. If you cannot distinguish between true and false, you must ask for help in time to inform your children and consult the community to consume in the case of ensuring safety and protect your money bags.

But there are many frauds

What should I do if I can't distinguish it?

Teach everyone to break these traps one by one!

1. Know the confidant, and never fight all the battle

Pension fraud is a kind of illegal and criminal activities for the elderly, using the elderly's expectations of the elderly to provide the name of the pension service. The core of fraud is to pack the "elderly care service" to obtain the trust of the object and lure it to invest. Let's take a look. If the items you are in contact with you have the following characteristics, you need to be vigilant.

one

Clever

Happiness is inseparable from health care in his later years. Some criminals seize the desire of the elderly for health, and attract the elderly to participate in the activities through organizing "experts" lectures, free medical examinations, and benefits. "The high -priced health care products of" extending life "and cheated the money for the elderly. It seems that ordinary health products that regulate blood pressure and blood lipids are actually attracting investment in the name of sale. The usual routine is to first flickering the elderly, the small book to get a dividend and then "throw a thousand dollars".

The national level "housing pension", also known as "reverse housing mortgage loan". Since 2014, it is launched to refer to the elderly mortgage the house to the insurance company. Insurance companies liquidate houses and recover the right to use housing. It is essentially a kind of insurance. The significance is to improve the quality of old age pension for the elderly by monetizing the house and paying pensions. However, since the launch of this insurance, it has been used by some criminals to use the banner of national welfare policies to promote it as investment and financial management of high income. In fact, it has become an illegal act of "routine loan" and illegal fundraising.

In recent years, some companies have registered the company name as "a certain pension banking Co., Ltd." when they register, and the online rental venue is used to attract the name of the "pension bank" to attract the elderly to the deposit. However, in fact, in accordance with Article 11 of the Chinese Commercial Bank Law, the establishment of commercial banks shall be reviewed and approved by the State Council's banking supervision and management agency. Without the approval of the State Council's banking supervision and management agency, no unit or individual may engage in commercial banking business such as public deposits, and no unit may use the word "bank" in the name.

two

Common routine

Many salespersons receive potential elderly investors, with "enthusiasm like fire" and "fine" in life. In fact, they are "sugar -coated artillery shells". invest.

There are old friends who do n’t have much contact. One day I suddenly claimed to make money together, introduce you to various financial management projects, and show your own income. Such an old acquaintance must be vigilant. Hard brothers and brothers. "

Investment bank experts, professors of economics, government employees ... Criminals have also used these identities to pack themselves, packaging themselves as trusted, professional and high -end. Investors cannot verify it. In terms of molecules, this method is low in cost, high efficiency, and easy to obtain trust.

three

Investors are common in pits

In recent years, the high -rebate pit has frequently exploded, far higher than the rebate rate of bank wealth management interest rates, and has become a golden reason for persuading investors. In addition, many criminals have also launched "consumption earning points, spending money and making money". The project seduces investors to recharge its commodity platform and exchange the value of equivalent points after purchasing the goods. The points can be used in the platform. Many investors have investment needs, but they lack the cautiousness of investment. After hearing the "benefits" of investment such as high rebates and points exchange, they only have the heart of investment and the urge to charge money.

The contract is the paper voucher of both parties in the transaction, which represents the confirmation of the transaction behavior. However, in the case of illegal fund -raising cases, sometimes it becomes a means of acquiring trust and avoiding responsibility. Investors only see that the contract is for their own protection, but what I can't see is that the project itself is not legal. The money transfer is not their own, and the contract can not guarantee that the investment can be lost.

Investment is a professional activity. The complex investment projects and rebates are dazzling. Many investors have an extremely dangerous habit, that is, listening to the words of one person and the appointment of listening. When they do not understand the process, they only pursue high rebates. When they do not understand the operation, they are fully entrusted to the introducer, and even until the incident, I do n’t know how much money they have invested, I can’t remember what bank card, what channels of channels they are, what channels of channels they have Turn money.

Second, the eyes are like a torch, the line of defense is in the heart

Knowing what, what, what means, is just the first step in preventing fraud. It is only a moment of self -confidence to prevent fraud. It is just a moment of being vigilant. The "four -character mantra, regardless of the seasons, pull away the fog to see the truth together.

Look

The unannounced visitor is true or false

Related products and services require administrative approval and permission. For example, the business of absorbing public deposits needs to be approved by relevant departments, and registered in the business scope of the business license. At the same time Use a license. See if the contract contains exaggerated vocabulary such as guarantee, risk -free, high yields, stability and no compensation, etc. The income is proportional to the risk. The contradictory propaganda such as "risk -free and high income" is enough to explain that there are traps.

Due to the characteristics of professional and risks, investment is mostly in the middle and middle -aged groups, but the investment traps that criminals are developing and introduced by the elderly are all elderly groups. Groups need to increase their vigilance and caution.

select

Fire eyes golden eyes, regular channels are safe and assured

Investment is regular, worry -free and assured. Banks, insurance companies and other institutions are more conservative in return on their income, but they do not say in terms of security, and they will develop different levels of wealth management products based on individuals' ability to afford risk. Essence

stable

Anti -customers are the main, do not accept the stubble protection information

When the criminals attract investment, they like to adopt a nearly psychological war, starting with the elderly's pension concerns, family life and spiritual needs, and gain trust after "coming". Therefore, in the face of the company's fancy propaganda and free benefits, before the inspection is clear, pay attention to keeping the pass, not easily disclose personal information, and do not accept the rhythm casually, maintain rationality at a critical moment, and decisively draw.

ask

The salary at the bottom of the kettle, leveraging the barrier

In addition to the above -mentioned methods of pension fraud, criminals are "new with the Japanese" in the name and skills of fraud, which can be described as "invincible". In addition Object ". The process of deceiving is to slowly let go of the intention. If children, relatives, or communities can intervene in time and give guidance in time, this process can be interrupted. This requires children relatives to care about and observe the thoughts and life of the elderly. Of course, the elderly also need to trust relatives and children more. Ask more and ask more about it, and put the safety of the money bag first.

Third, do you still do not understand? Go for the upper plan!

Some fraud skills are high and deep, and they are confusing. Young people who have long -term surfing of "surfing the Internet" must also be considered repeatedly. At this time, you can't get a choice, but you can't just blindly look at it. Don't trust the hungry publicity of "missing this village without this shop". Even if you try to hang up, you will leave the opportunity to take advantage of the criminals. Remember to stay away from and refuse the trap is the safest guarantee for the pension.

In the end, the elderly Anze family was safe, and the family was safe. The elderly and families must establish a sense of security in their daily lives, focus on protecting personal information, and do not scan the code in free activities to scan the code and leave marks. At the same time, they will increase the awareness of anti -fraud. When they encounter a new situation of suspected fraud, they should protect their rights and interests through regular channels.

Pension Fraud Circle

What are there

Do you really know clearly?

Let's summarize it

01

"Pension service" must be careful

In the name of investing in pension bases and tourism inspections, the elderly customers are deceived to the so -called bases and welfare homes to visit and play, cater to the needs of the elderly, outline the beautiful service project maps for elderly customers, and then sell beds in pre -sale beds. Illegal criminal activities such as illegal fundraising are carried out in nominal.

02

"Pension Project" cannot be cast

Throwing high dividends, capital preservation, high interest rates, and booking services attract the elderly, and deceive them to invest in pension projects. Once the money of the elderly is spent, it is difficult to recover.

03

"Pension Products" Don't buy

Through product repurchase, storage, consumer rebates, free experience, gift gifts, conference marketing, health lectures, expert free clinics and other forms, to induce elderly groups, so that elderly groups can purchase high prices or counterfeit and inferior products.

04

"Pension with a house" look carefully

Some scammers seduce the elderly mortgage real estate under the guise of "pension with the house", scam the money of the elderly, and use the banner of national policy for fraud. As a result, the elderly have no house and carry a loan.

05

"Pension help" does not trust

Pretending to be a staff member of the bank and insurance institutions, they lied that they could help those who did not participate in the insured on behalf of "endowment insurance" or "advance retirement" on their behalf, and charged the "material fee" and "insurance money" of the elderly.

06

"Pension service" to be guarded

Some scammers will choose the goal of the elderly who are lacking in their loved ones. In the early stage, they deceived the elderly through psychological care, volunteer accompanying, warmth and other activities, and then started selling goods, lobbying and contributing to implement fraud.

For pension fraud

How do we need to prevent it safely?

↓↓↓

The police specially remind you:

Whether it is a stranger or a person introduced through relatives and friends, or the staff of government agencies and insurance companies, whether it is calling, text messages, web pages in person, as long as "donation", "investment", "mortgage real estate" and other contributions are mentioned If you buy behavior, you must always be vigilant, keep in mind that there are no free lunch in the world, and beware of being deceived!

Here we have prepared the pension money to defend the game,

Help you with a golden eye scam!

way of participation

"Identification Figure QR Code"

Participate in the game interaction quickly and start to break through the barrier,

See how your anti -fraud skills!How to play?

Give you a game strategy

It will be at a glance!

Video/Snapshot, T_100, F_JPG, M_fast "Controls =" Controls "data-version/ueditor/video/mp4/20220809/1660030839759828.mp4 "transcoding =" 1 "style =" width: 400px; ">

*Beijing Political and Law

- END -