Officially opened on August 10!

Jimu Journalist Leihara

Last month, once the 40 billion yuan savings, the national bonds were on sale, and the online quotas of each bank were sold out almost in 1 minute, which became completely "spelling." According to the public information of the Ministry of Finance's official website, the fifth phase of Savings Treasury (electronic) and the sixth phase of 2022 Savings Treasury (electronic formula) will be issued from August 10th to August 19th, 2022.

Jimu Journalists learned that the two -stage Treasury bonds were fixed interest rates and fixed period varieties, with a maximum issuance of 40 billion yuan. Among them, the fifth period is 3 years, the annual interest rate of the ticket is 3.2%, and the maximum issuance amount is 20 billion yuan; the sixth period is 5 years, the annual annual interest rate is 3.37%, and the maximum circulation is 20 billion yuan. The issuance period of the two -phase government bonds is from August 10th to August 19th, 2022, from August 10, 2022, and pays interest year on August 10th. The fifth and sixth issues were repaid on August 10, 2025 and August 10, 2027 to pay the principal and pay the last interest.

(Screenshot source: official website of the Ministry of Finance)

The two -phase government bond issuance announcement date to the day before the issuance of the issuance of the issuance. If the People's Bank of China adjusts the benchmark interest rate of deposits of three -year financial institutions, the two -phase Treasury bonds cancel the issuance. During the issuance period, if the People's Bank of China adjusted the three -year financial institution's deposit benchmark interest rate, the two -phase government bonds stopped issuing from the date of interest regulation, and the issuance of the issuance of the issuance of the issuance of the issuance was recovered by the Ministry of Finance.

Savings Treasury bonds are inseparable national bonds issued by the government's issuance to individual investors, with the purpose of absorbing personal savings funds to meet the demand for long -term savings investment. Due to the fixed interest rate, the benefits are guaranteed, and the interest of interest is tax -free, the subscription point is low, and the savings government bonds are welcomed by stable investors. Savings Treasury bonds include vouchers and electronic types. Electronic savings Treasury bonds are the types of national bonds that record claims in electronic. Compared with the voucher -type savings government bonds, the purchase of electronic savings government bonds is more convenient and can be purchased directly on the mobile phone.

Although the interest rate has been reduced, compared with the current commercial bank's regular deposit interest rates, it still has obvious advantages, which is also one of the reasons why savings government bonds are "difficult to find". Since the first quarter of this year, commercial banks have lowered deposit interest rates. At present, the three -year regular deposit interest rate of State -owned Bank of China has only reached 3.15%, which is less than that of savings national bonds.

The two -phase Treasury bonds that are about to be launched will be sold through 40 banks through outlets counter. 29 banks including Industrial and Commercial Bank of China and other banks will be sold through their online banking at the same time. Industrial and Commercial Bank of China, China Postal Savings Bank, China Merchants Bank, and Jiangsu Bank also via their mobile phones at the same time Bank sales.

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